At A&D Mortgage, we understand that sometimes life circumstances change, and your clients may need to access the equity in their homes. We offer Non-QM cash-out loans, which do not require seasoning when a quitclaim deed is involved. Once the quit claim deed is executed and recorded in the public record, and your borrower is now the owner of the property, they may submit a cash-out loan application.

When a quitclaim deed is used to obtain ownership of a property, the cash-out refinance may not exceed 65% of the property’s value.

So, if your clients are looking to cash out on their homes without having to go through the hassle of seasoning, a quitclaim deed may be the right option for them.

Give us a call today to learn more about our Non-QM cash-out loans and how we can help your borrowers take advantage of the equity in their homes.