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AIM Partner Portal
4.8 Stars | 1112 reviews
4.8 Stars | 73 reviews

AD MORTGAGE

2026 KEY MORTGAGE SOLUTIONS TO WIN MORE DEALS
CHECK IT OUT
VA Standard New Program
Improved Non-QM Enhancement
Freddie Mac HomeOne New Program
Increased Conventional Limits Enhancement
AD Power Jumbo New Program
Non-Warrantable Condos Non-QM Updates
Improved Second Liens Enhancement
VA IRRRL New Program
40-Year Term for Non-QM Non-QM Updates
VA Standard New Program
Improved Non-QM Enhancement

AD Mortgage Programs That Drive Broker Success

Programs

DSCR

Min. FICO 620 Up to 80% CLTV
Close DSCR loans with fast turn times
  • Credit for DSCR >1.25
  • No income no employment
  • Short-term rentals up to 80% CLTV
  • DSCR as low as 0
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12/24 Month Bank Statement

No Score or FICO 620 Up to 90% CLTV
A perfect fit for self-employed borrowers
  • Personal, business, or combined bank statements
  • Min. 3 months of reserves
  • Concierge Service for income calculation
  • Min. FICO 620 or no score
Learn More

ITIN

Min. FICO 660 Up to 70% CLTV
Expand your mortgage portfolio for borrowers without an SSN
  • Min FICO 660 and up to 70% CLTV for Super Prime
  • Min FICO 700 and up to 70% CLTV for DSCR 
  • Loan amounts up to $1.5 million 
  • Max cash-in-hand $500,000 for CLTV >65%, $1,000,000 for CLTV ≤65% to ≥55%, no max cash-in-hand limitation for CLTV <55%
Learn More
All Programs
TOP 5 NATIONWIDE
Chosen by
Mortgage Pros
More than 1,000 brokers across the U.S. voted in an MPA survey, ranking AD Mortgage among the five most trusted wholesale partners
WHY AD MORTGAGE

Don’t Miss a Thing: Our Latest Program Releases

We offer our partners new, highly anticipated mortgage solutions
Freddie Mac HomeOne
A perfect fit for first-time homeowners with no geo or income limits
  • Loan amounts up to $832,750
  • Minimum down payment is 3%
  • Max CLTV is 105%; max LTV is 97%
VA Standard & IRRL
Streamlined loan options for veterans and active-duty service members
  • Loan amounts up to $2 million
  • Gift funds are allowed
  • No down payment required
AD Power Jumbo
A great program for borrowers in search of large home loans for purchase or investment
  • Loan amounts up to $5 million
  • DTI up to 50%
  • No max cash-out limits
Freddie Mac HomeOne
A perfect fit for first-time homeowners with no geo or income limits
  • Loan amounts up to $832,750
  • Minimum down payment is 3%
  • Max CLTV is 105%; max LTV is 97%
VA Standard & IRRL
Streamlined loan options for veterans and active-duty service members
  • Loan amounts up to $2 million
  • Gift funds are allowed
  • No down payment required
AD Power Jumbo
A great program for borrowers in search of large home loans for purchase or investment
  • Loan amounts up to $5 million
  • DTI up to 50%
  • No max cash-out limits

AI Tools to Streamline Processes

Leverage AIM – the Partner Portal with AI-powered features and tools for fast closings

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Your Pipeline

Nothing Extra – Just Focus on What Matters

  • Track the progress of each loan
  • Upload the 1003 file
  • Create a to-do list
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Learning Center

Your Go-to Source for Navigating AD Products and Tools

  • Use step-by-step guides
  • Watch video tutorials
  • Learn to submit loans smoothly
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Income Calculator

Perfect for W2 and Self-employed Borrowers

  • Get a reliable income analysis
  • Simplify your lending choices
  • Enjoy eligibility assessment
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Loan Calculator

Free Quick Pricer for Easy Loan Calculations

  • Price wholesale loans instantly
  • Get fast, accurate calculations
  • Cover all mortgage products
Innovation in Our DNA – Speed Up Your Closings
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Non-QM AUS
The 1st integrated Non-QM AUS provides automated conditions and pre-approvals in as little as
5 minutes
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Self-Disclosure
Streamline the process with state-compliant initial disclosure.
Create your disclosure package in 1 minute
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AIM Assistant
Your 24/7 support tool.
Request loan changes and reach partner support via the convenient chatbot

Why AD Mortgage Is Your Lender of Choice?

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MPA Top-5 Lender

Organization chosen by mortgage brokers

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8,500+ Partners

More than 8,500 partnering brokerage companies

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7,000+ Active Members

More than 7,000 participants in the ADvantage loyalty program