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    Navigating Homeownership: Expert Advice for Baby Boomers and Homebuyers

    and risks. Misconception: Renting is a Hassle-Free Alternative: A common misconception among Baby Boomers is that renting is hassle-free compared to homeownership. They may believe that renting eliminates maintenance responsibilities…

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    Can You Get a Mortgage without Providing Tax Returns?

    …the option to combine them for income qualification. Additionally, to speed up and streamline the mortgage process for you and your clients, A&D Mortgage provides a free Concierge Service that…

  3. events

    Texas Mortgage Roundup 2022 – San Antonio

    and to keep your sales strategies and marketing initiatives at their peak. You need to keep your pipeline filled, and you need the tools and directions to stay profitable, efficient,…

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    A&D Mortgage Launches Temporary Rate Buydowns

    …fully amortized payment for years 3 or 2 years. The seller-paid subsidy for the Temporary Buydown is held in an escrow account. A portion of this subsidy is applied to…

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    Escrow

    …sets up an escrow account to pay property taxes and homeowners’ insurance. Each month, along with the loan repayment, the borrower contributes to this account. The escrow service then disburses…

  6. programs

    FHA Standard

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    A&D Market Digest for Week of 8/12/24

    Looking for the latest scoop on mortgage rates, refinancing, and housing market trends? Our newest A&D Market Digest is just what you need! We invited Romy Recio, our preferred mortgage…

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    What Is a Third-Party Originator? An Overview

    …not only make the loan process more efficient but also expand the range of options available to borrowers. What is a Third-Party Originator? Struggling with a loan scenario? Get a…

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    The Budget-Friendly Wonders: Exploring Wisconsin’s Top 10 Most Affordable Cities

    Wisconsin, the Dairy State, is renowned for its picturesque landscapes, friendly communities, and a cost of living that won’t break the bank. If you’re in search of a place to…