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    Home Retention\Covid 19 Assistance

    …Financial Protection Bureau (CFPB) at (855) 411-2372 or www.consumerfinance.gov/mortgagehelp For additional information on how to avoid foreclosure, including help for military service members, you may also visit Fannie Mae’s www.KnowYourOptions.com….

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    Explaining Escrow to Your Clients

    …Leveraging Tools and Resources Educational Materials. Providing clients with educational materials such as brochures, guides, or even links to informative websites can help them understand escrow better. These resources can…

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    Prepayment Penalties: What Brokers Need to Know and How to Explain Them to Clients

    …borrower should receive within three business days of applying for a mortgage, should outline any potential prepayment penalties, usually in the terms and conditions section. Image source: https://www.businessinsider.com/personal-finance/mortgages/what-is-loan-estimate-mortgages The Closing…

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    A&D Mortgage: Spring into the Non-QM Market

    …home, a second home, or an investment property, you would be well-served to work with the best Non-QM lender — A&D Mortgage. For more information about A&D Mortgage, visit www.admortgage.com….

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    Navigating the Mortgage Process for Non-Permanent Residents

    …to cater to this demographic in their marketing materials or on their websites. Consider both local and national lenders to provide a variety of options to your clients. Attend Industry…

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    Lending Options for High-Net-Worth Clients: A Guide for Brokers

    …Personalized Client Assessment. Thoroughly understanding each client’s financial profile, which encompasses income, investments, and long-term financial goals, is essential. It allows for the identification of the most suitable Jumbo loan…

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    DSCR vs. LTV: Choosing the Right Loan Metric for Your Real Estate Investment

    …the property’s appraised value. LTV is a risk assessment metric, with a lower LTV indicating a smaller loan amount in relation to the property’s value, thus reducing the lender’s risk….

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    Pre-Qualification

    Pre-Qualification is an initial assessment conducted by mortgage lenders to determine a borrower’s potential eligibility for a mortgage loan. During the pre-qualification process, the borrower provides self-reported financial information, such…

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    Become a Partner

    Partner with A&D Mortgage to focus on your customers while we take care of the hassle for you. Receive the highest level of service and support from one of the…