A&D MORTGAGE, LLC
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What is Underwriting in Mortgage: Everything Brokers Need to Know…areas of our lives, and the mortgage industry is no exception. One of the new trends here is the use of automated underwriting systems. These systems use algorithms and artificial…
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It’s not taxing to submit loans for a 25 bps pricing adjustment…25 bps pricing adjustment on new Interest-Only Non-QM loans submitted before April 29. Interest-only loans are available under these Non-QM Programs: Super Prime Prime DSCR Foreign National *This offer cannot…
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What Is an Adjustable-Rate Mortgage?…to plan their finances with certainty during this period. The fixed-rate phase is particularly beneficial for those who may be new to homeownership or are seeking temporary stability in their…
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Navigating Volatility: Broker Strategies for Success…and identify lucrative prospects. Non-QM Revolution: Leverage Non-QM loans to reshape your business landscape and reach new heights. Faster Closures, Bigger Rewards: Expedite loan closures while ensuring client satisfaction and…
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10 Most Affordable Places to Live in Maryland…of the best seafood in all of New England. Who hasn’t drooled all over their bib while devouring mounds of steamed blue crab? [cta4] Unfortunately, Maryland has a reputation for…
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WVOE…the actual wages from your 1099 form as qualifying income for your new home loan. Both the 1099 and WVOE loan is a way to qualify for a Non-QM mortgage….
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The Mystery of Mortgage Rates: How Lenders Determine ThemIf you’re new to buying a home or working in mortgage brokerage, it’s crucial to know as much as possible about the mortgage rates. These rates affect your monthly payments…
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Financial Realities of Homeownership: Hidden Costs Your Clients Must Know…new Redfin report illustrates a notable increase in median down payments, reflecting the growing financial commitments of homebuying. In this blog article, we’ll explore these hidden costs in detail and…
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Can borrowers use WVOEs or 1099s to get a mortgage? YES!…same is true for our 1099 Income Program. Instead of tax returns, A&D uses the actual wages from your 1099 form as qualifying income for your new home loan. Together,…