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Lite Doc Program

Program designed for investment properties, condo hotel, offices and multifamily.

Program highlights:

  • FICO 620
  • 70% LTV
  • Interest Only
  • No Income on 1003
  • Foreign National allowed
  • No Prepayment Penalty
  • Fast Closing
  • No Asset Seasoning
  • Eligible for Non-Permanent Residents

We will call you back if you have any questions.

  • We will contact you if you have any questions

Other Programs

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WVOE / 1099

- FICO 580
- 80% LTV
- Loan Amount up to $3mm
- DTI 50% Max
- Cash out available
- Completed FNMA Form 1005 for 2-Year history with same employer

1Y + 2Y P&L ONLY

- FICO 580
- Up to 80% LTV
- Loan Amount up to $3mm
- Max Cash in hand $1,000,000
- P&L by Licensed CPA, Enrolled Tax Agent, or Licensed Tax Preparer
- No Bank Statement required
- Super Prime & Prime Programs

Prime Jumbo

- Min. FICO 660
- Up to 89.99% LTV
- 15 & 30 Year Fixed up to $3mm
- Manual UW for over $2mm
- DU Approve/Ineligible
- No Mortgage Insurance required
- Primary, Second Home and Investment properties are allowed
- Purchase, Rate/Term Refinance and Cash Out Refinance
- Delayed financing is available up to 180 days
- No Overlays on Reserves, Credit and Tradelines –per DU
- Income as per DU

Full Doc Non-QM

- FICO 580
- 90% LTV
- Condo 80% LTV
- Cash out up to 80% LTV
- Loan Amount up to $3mm
- Max Cash in hand $1,000,000
- Traditional Income
- 2Y Credit Event allowed
- Super Prime & Prime Programs