AD Mortgage

Non Permanent Resident

YES to Permanent & non-permanent aliens

  • All transaction types
  • U.S. mortgage financing for non-U.S. citizens
  • Get the same competitive interest rates as permanent residents
  • No down payment required
  • Easy online application process
Watch video
Request Info


FICO 660
Up to 85% CLTV
Bank statements allowed

Turnaround Times

24 hours
24 hours
24 hours
24 hours

Easy start

Just 5 simple steps to get this loan program

Choose a program
Start now
Fill form and send the application
We will
reach you back
Submit a Loan

Non Permanent Resident Frequently Asked Questions

What Is a Non-Permanent Resident?

A non-permanent resident is a person living in the United States with a social security number but not a green card. Typically living in the United States for employment reasons, non-permanent residents can live here for years and want to buy their own homes and build equity.

How can a Non-Permanent Resident qualify for a loan?

It is pretty easy. We just need to prove the applicant’s eligibility status:

  • Borrowers are still eligible if their Green Card has expired.
  • Borrowers must present their I-485 (Application to Register Permanent Residence) and their I-797 (Notice of Action) as proof that they have applied for visa renewal.
  • The I-797 form cannot say that the borrower’s application for visa renewal has been denied.
  • The I-797 form alone is not sufficient for loan eligibility. The borrower must also present their I-485 to prove their legal status in the United States.
  • The following visa types are eligible: E1-3, G1-5, H-1, H-1B, L-1, TC and TN-1.
  • If the borrower’s visa is sponsored by their employer, the borrower must present written confirmation that their employer is planning to renew it.
  • Borrowers must present a valid social security number. A tax ID number is not an acceptable substitute.
  • Borrowers with diplomatic immunity are not eligible for the program.
  • DACA borrowers are eligible for a mortgage if they meet all requirements outlined above.

Request Info

Fill out this field
Fill out this field
Fill out this field
Select state
Select city
Fill out this field
Fill out this field
Please, accept the privacy policy

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.


We’ll contact you as soon as possible


Something went wrong.
Please try again