Update browser for full AD Mortgage experience

It looks like you may be using an outdated browser version that we don't support. Make sure you're using the most recent version of Microsoft Edge.

Close This Window

By closing this window you acknowledge that your experience on this website may be degraded

Non Permanent Resident

A&D Mortgage specializes in financing for a non-U.S. citizen authorized to live and work in the U.S. on a temporary basis. With our Non-Permanent Resident Alien programs, we have the flexibility to qualify the borrower for the following.

Program highlights:

  • 70% LTV
  • 660 Credit Score
  • Bank Statements Allowed

We will call you back if you have any questions

  • We will contact you if you have any questions

Other Programs

block view
row view

Foreign Nationals

- 65% LTV
- DSCR ≥ 0.75
- Loans up to $2,000,000
- CPA Letter or Employment Letter
- No Income Option
- 2 Credit reference letter
- No Credit Score or 680 FICO


- No income
- 80% LTV
- FICO 660
- DSCR > 0.75
- Foreign Nationals

Prime Jumbo

- Full Documentation
- Primary residence, Second home & Investment
- 80% LTV
- 700 FICO
- Cash out allowed up to 80 LTV

Full Doc NQM

- Traditional Income Docs
- Loan amount up to $3mm
- 90% LTV
- 599 FICO
- Condo 80% LTV
- Cash out up to 70% LTV
- Super Prime & Prime Access Programs