Non Permanent Resident

A non-permanent resident is a person living in the United States with a social security number but not a green card. Typically living in the United States for employment reasons, non-permanent residents can live here for years and want to buy their own homes and build equity.

It is pretty easy. We just need to prove the applicant’s eligibility status:

• Borrowers are still eligible if their Green Card has expired.
• Borrowers must present their I-485 (Application to Register Permanent Residence) and their I-797 (Notice of Action) as proof that they have applied for visa renewal.
• The I-797 form cannot say that the borrower’s application for visa renewal has been denied.
• The I-797 form alone is not sufficient for loan eligibility. The borrower must also present their I-485 to prove their legal status in the United States.
• The following visa types are eligible: E1-3, G1-5, H-1, H-1B, L-1, TC and TN-1.
• If the borrower’s visa is sponsored by their employer, the borrower must present written confirmation that their employer is planning to renew it.
• Borrowers must present a valid social security number. A tax ID number is not an acceptable substitute.
• Borrowers with diplomatic immunity are not eligible for the program.
• DACA borrowers are eligible for a mortgage if they meet all requirements outlined above.