A&D Mortgage continues to update our products to meet the evolving needs of our partners and their borrowers, which is why we’re excited to share our most recent updates that take effect on December 20^th for newly submitted loans.

Non-QM Updates

• WVOE loans no longer required 2 months of bank statements
• No soft pull is required within 10 days of closing. A&D reserves the right to monitor clients’ debts until closing dates and adjust DTI in certain circumstances
• Manufactured home, Mixed-use, and Leasehold are now eligible
• Limited tradelines are available on Prime program

Your Account Executive will be happy to provide you with support to identify the best program solutions for your borrowers.

Review our updated programs and rate sheets.