Submission cutoff time is 3PM EST.
Any submission received after this time, will be considered received the next business day.
Upcoming 2020 office closures:
01.01; 01.20; 02.17; 05.25; 07.03; 09.07; 11.26; 12.25
- Full Documentation
- Primary residence & Second home
- 80% LTV
- 720 FICO (80% LTV)
- Cash out allowed up to 65 LTV
- Traditional Income Docs
- Loan amount up to $2mm
- 80% LTV
- 680 FICO (80% LTV)
- Business and Personal
- Loan amount up to $2mm
- 80% LTV
- 680 FICO ( 80% LTV)
- 100% Deposits Accepted
- 50% expense ratio or expense letter from CPA/Tax preparer
- Cash at 100%
- Securities at 90%
- Retirement at 70%
- 75% LTV
- FICO 680
- Cash out available
- Income calculation – All Eligible Assets Divided by 100
- No income
- 70% LTV
- FICO 680
- DSCR >1.00
- Foreign Nationals
- 75% LTV
- 680 Credit Score
- Bank Statements Allowed
- 65% LTV
- Loans up to $2,000,000
- CPA Letter or Employment Letter
- No Income Option
- 2 Credit reference letter
- 1 day from BK, FC
- 600 min FICO
- 75% LTV
- FD, Bank Statements, CPA P&L, Asset Utilization
- 10 Days to Close
- Interest Only
- No Income on 1003
- LTV 60%
- Foreign National
- Finance up to 5% of closing costs
- No Prepayment Penalty
- Loan amount up to $765,600 depending on home location
- Primary residence, second/vacation home and investment property options
- Condo financing available
- No appraisal, no income documentation required
- You must have made at least six payments on your FHA mortgage
- To qualify, you’re required to be current on your monthly loan payments
- Financing up to 96.5%
- DTI up to 56.99%
- No appraisal is needed to apply for streamline refinance FHA program
- Up to 6% of closing costs can be contributed by the seller
- Loan amount up to $765,600 in high-cost areas for a single unit
- Eligible for primary and second homes
- More competitive rates and easier guidelines
- Faster turn times
- Fixed-rate financing for easier budgeting
- Homebuyer education is required for first-time buyers
- Down payments as low as 3%
- FICO from 620
- Low income
- First-time or repeat homebuyers
- Homeowner education helps you understand and manage the long-term financial commitments of home ownership
- Loan amount up to $510,400
- You may use a conventional loan to finance a property in a high-cost area
- 15 & 30 years fixed rate
- Down payments as low as 3% depending on your loan amount