- Full Documentation
- Primary residence, Second home & Investment
- 80% LTV
- 700 FICO
- Cash out allowed up to 80 LTV

- Traditional Income Docs
- Loan amount up to $3mm
- 90% LTV
- 599 FICO
- Condo 80% LTV
- Cash out up to 70% LTV
- Super Prime & Prime Access Programs

- Business and Personal
- Loan amount up to $3mm
- 90% LTV
- 599 FICO
- 100% Deposits Accepted
- 50% expense ratio or expense letter from CPA/Tax preparer
- Cash out up to 70% LTV
- Super Prime & Prime Access Programs

- 2 Months Bank Statements to Support 1 year CPA P&L income
- Loan amount up to $3mm
- 75% LTV
- 599 FICO
- Super Prime & Prime Access Programs

- Cash at 100%
- Securities at 90%
- Retirement at 70%
- 75% LTV
- FICO 599
- Cash out available
- Income calculation – All Eligible Assets Divided by 100
- Cash out up to 70% LTV
- Super Prime & Prime Access Programs

- No income
- 80% LTV
- FICO 660
- DSCR > 0.75
- Foreign Nationals

- 70% LTV
- 660 Credit Score
- Bank Statements Allowed

- 65% LTV
- DSCR ≥ 0.75
- Loans up to $2,000,000
- CPA Letter or Employment Letter
- No Income Option
- 2 Credit reference letter
- No Credit Score or 680 FICO

- 2Y P&L prepared by CPA or Enrolled Tax Agent or Licensed Tax Preparer
- 80% LTV
- 599 FICO
- DTI 50%
- Cash out up to 70% LTV

- 10 Days to Close
- Interest Only
- No Income on 1003
- LTV 70%
- 620 FICO
- Foreign National
- Finance up to 5% of closing costs
- No Prepayment Penalty

- 599 FICO
- 80 LTV
- Completed FNMA Form 1005 for 2 year history with same employer
- Cash out available
- Max LA $3mm

- Loan amount up to $765,600 depending on home location
- Primary residence, second/vacation home and investment property options
- Condo financing available

- No appraisal, no income documentation required
- You must have made at least six payments on your FHA mortgage
- To qualify, you’re required to be current on your monthly loan payments

- Financing up to 96.5%
- DTI up to 56.99%
- No appraisal is needed to apply for streamline refinance FHA program
- Up to 6% of closing costs can be contributed by the seller

- Loan amount up to $765,600 in high-cost areas for a single unit
- Eligible for primary and second homes
- More competitive rates and easier guidelines
- Faster turn times

- Fixed-rate financing for easier budgeting
- Homebuyer education is required for first-time buyers

- Down payments as low as 3%
- FICO from 620
- Low income
- First-time or repeat homebuyers
- Homeowner education helps you understand and manage the long-term financial commitments of home ownership

- Loan amount up to $510,400
- You may use a conventional loan to finance a property in a high-cost area
- 15 & 30 years fixed rate
- Down payments as low as 3% depending on your loan amount