SUBMIT A SCENARIO
GET IN TOUCH
READY, SET, PROMO!
4.8 Stars | 1111 reviews
4.8 Stars | 73 reviews
50 bps on select Non-QM and Second Lien loans
25-37.5 bps on 30Y Conventional loans up to $300K
GET THE DETAILS
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New Pricing for All Partners
Not a Partner? Start now to
receive the special pricing offers
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Win Even More Deals
Non-QM, Second Lien, Conventional loans
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Limited-time Offer
Grab these offers before
February 28!
SPECIAL OFFERS END IN:
0 days
0 Hrs
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PRICING EDGE IS LIVE
LOCK DEALS WITH BENEFITS
Icon 50 bps on Asset Utilization income type on Non‑QM and 2nd Lien loans
Icon 50 bps on 2‑Year Full‑Doc income type on Non‑QM and 2nd Lien loans
Icon 25-37.5 bps on 30Y Conventional loans up to $300k
SUBMIT A SCENARIO

Solutions for any scenario request

PROMO‑ELIGIBLE PROGRAMS IN ONE SPOT

Programs

DSCR

Min. FICO 620 Up to 80% CLTV
Close DSCR loans with fast turn times
  • Credit for DSCR >1.25
  • No income no employment
  • Short-term rentals up to 80% CLTV
  • DSCR as low as 0
Learn More

12/24 Month Bank Statement

No Score or FICO 620 Up to 90% CLTV
A perfect fit for self-employed borrowers
  • Personal, business, or combined bank statements
  • Min. 3 months of reserves
  • Concierge Service for income calculation
  • Min. FICO 620 or no score
Learn More

ITIN

Min. FICO 660 Up to 70% CLTV
Expand your mortgage portfolio for borrowers without an SSN
  • Min FICO 660 and up to 70% CLTV for Super Prime
  • Min FICO 700 and up to 70% CLTV for DSCR 
  • Loan amounts up to $1.5 million 
  • Max cash-in-hand $500,000 for CLTV >65%, $1,000,000 for CLTV ≤65% to ≥55%, no max cash-in-hand limitation for CLTV <55%
Learn More
All Programs

HOW TO GET UP TO 50 BPS

STEP 1
Go to the AIM
Partner Portal
STEP 2
Lock an eligible promo loan
STEP 3
The offer applies immediately!
Check Out Terms and Conditions
Any questions? Please contact:
1. Your Account Executive
2. Partner Support
email partnersupport@admortgage.com
ACCESS AIM
PARTNER WITH US

WHY CHOOSE AD MORTGAGE

Mortgage Lender You Can Trust

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8500+ partners

More than 8,500 partnering brokerage companies

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20 years

20 years in the mortgage industry

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48 states

Operating from coast to coast

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30 min

Responding to requests within 30 minutes

Your reliable Partner

OUR AWARDS

2025, HousingWire
Tech100 Mortgage Winner
non-qm lender
2024, Scotsmans Guide
#1 Non-QM Lender
originator choice award
2024, NMP
Originator Choice Awards
2025, Stevie Awards
Innovating the Future of Mortgage Technology

WHY WE ARE TRUSTED

Your most important asset is your human capital, the people you have here. I had a transaction that seemed very simple but it became complicated and was declined. I called Frank, our account rep at AD Mortgage, and we double-checked everything together. It looked like something we could do and he got it done. His level of knowledge and the way he handled the transaction inside the company made it work, and we were able to close in three weeks.

If you do not have a great lender, a great partner, and a great account rep like Frank, it becomes almost impossible to complete a transaction and keep everyone satisfied. That relationship is essential.

The condo market in South Florida is very complicated and finding a partner like AD, especially an account rep like Frank who guides you through the process and makes it easy, is incredible. My perfect lender is the one where a yes truly means yes. They communicate, and AD has made strong progress in that.

Rafael Amaro
Premier Lending
4:49
Watch video

AD Mortgage with their new system and website has truly leveled up everything. Organization and consistency make a big difference in today’s market, and with AD everything is clear and smooth.

When you send a loan, it gets closed right away, and often I receive approvals within a day. The support team is always there, reviewing documents quickly and helping the process move forward. The support at AD is definitely 10 out of 10. Their rewards program is also a great tool for brokers.

Arianna Triana
Mortgage Loan Originator
3:57
Watch video

Definitely, there have been a couple of files that I have been able to finalize thanks to AD Mortgage. The huge difference that made it work above everything was the connection with my account executive and how helpful he has been ever since we met. AD has always been there, you’re super-fast, and the turnaround times are very good. That’s really good work right there.

Alejandra Lozano
Glades Lending and Realty LLC
3:32
Watch video

A&D are making some technical changes that have helped with the speed and getting from originating to closing. A lot of things are done online and it’s going to continue to be that way. I think, A&D has recently made those steps to keep pace with that.

David J. Poloney
Mortgage broker
04:27
Watch video

We are glad that professionals helped us with the deal for our house. We thank you and highly recommend you.

Anastasiia Skisova
Posted to
05/31/2025

Our experience was phenomenal! Our loan officer, Joshua Perez, made the process seamless for everything that was in their control. I would highly recommend AD Mortgage

Dwala Reid
Posted to
05/31/2025

AD Mortgage is a Great Lender with a Team of professionals always ready to help and get the job done right away!
My Company is Bulgari Financial Corporation – an approved Boker with AD Mortgage.
AD Mortgage approved one of my loans from application to Clear to Close for 7 days Only!
Simply Amazing and Highly Recommended!

Bissera A. Paskaleva
Posted to
06/14/2025

AD Mortgage in my opinon is the best Non-QM investor in the market. They get things done quickly and efficiently. Everyone from the AE, Mark Glaser to the Underswriters and Closers are always willing to go above and beyond to help. Thank you for getting me a clear to close in 15 days and closing my loan in less than 30 days.

Jacqueline Hernandez
Posted to
06/17/2025

Excellent service. They helped me throughout the entire process, guiding me hand in hand. A great and fast team. They got me a lot of help so I could buy with the minimum cost possible. I’m very grateful. Thank you.

Daraily Simpson
Posted to
06/22/2025

Great experience! Was very overwhelmed and stressed with the lender I had. Decided to let them beat my objections and they did! Made my home buying process exciting instead of stressful!

Jacquelne Saylor
Posted to
06/24/2025

They helped with all the questions i had, they made me feel confident in knowing i was in good hands, and i needed anything to just reach out. I felt good about signing with them

Adam M Reyes
Posted to
07/16/2025

Very friendly and easy to work with! Made the process much more easy to negotiate!

Dana Strom
Posted to
08/01/2025

Working with A&D was an excellent experience! The process was smooth, everything was explained clearly, and the communication was outstanding. Xavier went above and beyond—he was incredibly responsive, always quick with answers, and made the entire process completely stress-free. I couldn’t have asked for a better loan officer. Highly recommend Xavier and the A&D team!

Irina Vasquez
Posted to
08/02/2025

I have done 2 deals with A&D and they have great service. Underwriting manager really went to bat for me on a file. I love working with A&D.

Rodney Debro
Posted to
08/03/2025

I have gone through six mortgage processes in my lifetime and AD Mortgage was the smoothest and most professional I have ever experienced. I highly recommend AD Mortgage for your next home!

Charles Gerstenecker
Posted to
09/05/2025

Need to say that the A&D Team always exceed expectations, Jason as always is a game changer, professional and always on top of things!! Ne never let me down!! Great teamwork!! Thank you!

Marcello de Albuquerque
Posted to
09/05/2025

Working with A&D Mortgage has been nothing short of exceptional. They truly live up to their slogan, ‘The Power of Yes.’ Their team is highly knowledgeable, resourceful, and consistently finds solutions for even the most complex scenarios. On top of that, their pricing is not only competitive but often better than traditional lenders. Highly recommended!

Drimar Castrillo
Posted to
09/09/2025

I had an excellent experience working with my A&D Account Executive Kayla Torres throughout the loan process. From start to finish, she provided outstanding support, clear communication, and guidance every step of the way. They were always available to answer my questions, explained everything in detail, and made what could have been a stressful process feel smooth and manageable. Their professionalism, knowledge, and dedication truly went above and beyond my expectations. I’m very grateful for their help and would highly recommend her.

Thank’s

River A Valle Zamora
Posted to
09/09/2025

AD Mortgage has been an excellent lending partner. Their platform is efficient, their products are competitive, and the support we receive is second to none. A special thanks to our account executive, Kayla Torres, who consistently goes above and beyond to ensure our loans move smoothly. Her responsiveness and industry knowledge make a real difference in our business.

Michael Caroselli
Posted to
09/09/2025

It was a sure pleasure working with the A&D Mortgage Team. They were not only knowledgeable of the information we needed to know but very responsive to our calls and questions. They made everything transition very smoothly and one of the best experiences I have had with a mortgage company.

Cheryl Weaver
Posted to
09/21/2025

A&D mortgage was easy to work with they were very helpful the whole team was amazing and was always easy to get a hold of with any questions and concerns i had. I highly recommend A&D mortgage

Jessica Mirazo
Posted to
09/30/2025

AD Mortgage has improved their process greatly over the past few years. I got initial approval on Monday and closed and funded that same Friday (non-QM). Huge thanks to Madison, Olga, Anastasiya, and Lori — truly the best in the business! 🙌✨

Stephen Fierce
Posted to
10/02/2025
We got more than 1,100 great reviews about our company
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4.8 Stars | 1111 reviews
4.8 Stars | 73 reviews
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WHAT SERVICES WE PROVIDE

AIM Partner Portal
A free platform to submit and fund loans quickly
  • Take advantage of AI in mortgage
  • Track the progress of each loan
  • Create your disclosure package in 1 minute
ADvantage:
Loyalty Program
A service that grants you benefits of working together
  • Save your clients money
  • Get more control & close faster
  • Receive exclusive gifts
now live aus
Non-QM AUS
The first integrated Non-QM AUS in mortgage history!
  • Generate automated conditions
  • Get pre-approval in 5 minutes
  • Close Non-QM deals faster
Loan Income
Calculator
A tool perfect for W2 and self-employed borrowers
  • Simplify your lending choices
  • Get a reliable income analysis
  • Enjoy eligibility assessment
chatbot logo
AIM Assistant
Your 24/7 Loan Support Tool
  • Request Loan Changes
  • Ask AI Guideline Assistant
  • Reach Partner Support
    for a live call
LEADer CRM
A free platform to help you become an industry leader
  • Manage your leads
  • Create email campaigns
  • Track loan progress
AIM Partner Portal
A free platform to submit and fund loans quickly
  • Take advantage of AI in mortgage
  • Track the progress of each loan
  • Create your disclosure package in 1 minute
ADvantage:
Loyalty Program
A service that grants you benefits of working together
  • Save your clients money
  • Get more control & close faster
  • Receive exclusive gifts
now live aus
Non-QM AUS
The first integrated Non-QM AUS in mortgage history!
  • Generate automated conditions
  • Get pre-approval in 5 minutes
  • Close Non-QM deals faster
Loan Income
Calculator
A tool perfect for W2 and self-employed borrowers
  • Simplify your lending choices
  • Get a reliable income analysis
  • Enjoy eligibility assessment
chatbot logo
AIM Assistant
Your 24/7 Loan Support Tool
  • Request Loan Changes
  • Ask AI Guideline Assistant
  • Reach Partner Support
    for a live call
LEADer CRM
A free platform to help you become an industry leader
  • Manage your leads
  • Create email campaigns
  • Track loan progress