Online Privacy Practices Policy

Last Reviewed: August 2026 

This Online Privacy Practices Policy explains how A&D Mortgage LLC (“AD Mortgage,” “we,” “us,” or “our”) collects, uses, discloses, and protects personal information when you visit or use our website, https://admortgage.com/ (the “Site”). 

This Policy applies only to information collected through the Site. It does not apply to information collected through other channels, products, services, or applications. 

If you are a California resident, please review our Notice at Collection and Privacy Policy for California Residents, which explains how we collect, use, and disclose personal information about California residents. 

Agreement 

To the extent permitted by applicable law, by using the Site, submitting information through the Site, or interacting with Site features, you acknowledge and agree to the terms of this Policy  

Information We Collect 

We may collect personal information that you choose to provide through the Site, including: 

  • Individual and company names; 
  • Contact details, such as phone numbers and email addresses; 
  • Information submitted through contact forms, webinar registrations, event registrations, employment inquiry forms, broker or business-partner inquiry forms, and other online forms available on the Site. 
  • Communication preferences and marketing preferences where voluntarily provided. 

Important: Please do not submit Social Security numbers, driver license numbers, bank account information, tax returns, income documentation, credit reports, or other sensitive financial information through general website contact forms unless specifically requested through a secure application or document collection process designated by AD Mortgage. 

We may also automatically collect certain information about your use of the Site, including: 

  • IP address; 
  • Browser type; 
  • Device type; 
  • Operating system; 
  • Website activity and interactions; 
  • Referral sources; and 
  • Location. 

We may collect this information through cookies, tags, pixels, and similar online technologies. 

Cookies and Similar Technologies 

We use cookies and similar technologies to operate the Site, improve user experience, understand how visitors interact with the Site, and support marketing and advertising activities. 

We use cookie consent and preference management tools to allow visitors to manage non-essential cookies. Where required by applicable law, analytics, advertising, and similar technologies will not be activated until appropriate consent has been obtained. 

Strictly Necessary

These cookies play a critical role in ensuring the Site functions correctly and remains secure. For example, they protect forms and user interactions. Disabling these cookies may affect the display of content and limit the availability or performance of certain features. 

Functional 

These cookies improve Site usability by remembering your past preferences and choices. By retaining information about your interactions with the Site (visits, actions, etc.), functional cookies help improve website functionality and ensure a more efficient browsing experience on future visits.

Marketing & Advertising 

These cookies improve your experience with third-party advertising on certain parts of our Site and help optimize our advertising efforts for our products beyond the Site. They include LinkedIn and Meta pixels. 

These technologies may be provided by third-party vendors, including Google, LinkedIn, Meta, and similar providers, and may be used to measure advertising effectiveness, improve website performance, understand visitor interests, and deliver more relevant information regarding our mortgage-related products and services. 

AD Mortgage does not intentionally disclose any sensitive mortgage-related information to advertising or analytics providers through website tracking technologies. 

How We Use Information 

We may use personal information collected through the Site to:

  • Respond to inquiries and requests; 
  • Provide information regarding mortgage products and services; 
  • Communicate with prospective borrowers, brokers, correspondents, business partners, applicants, and other Site visitors; 
  • Operate, maintain, secure, and improve the Site; 
  • Evaluate and improve our products, services, communications, and marketing activities; 
  • Analyze Site usage and visitor interactions; 
  • Detect, investigate, and prevent fraud, unauthorized activity, and security incidents; 
  • Comply with applicable legal, regulatory, contractual, and recordkeeping obligations; 
  • Protect our rights, business operations, customers, and users. 

Website Forms and Consent 

By submitting information through a form on the Site, you acknowledge that AD Mortgage will collect and process the information you provide for the purpose described in the form and for the purposes outlined in this Policy. 

Where required by law, marketing communications, promotional emails, text messages, webinar invitations, and similar communications will be provided only with appropriate consent and may be discontinued at any time by using available unsubscribe mechanisms or by contacting us directly. 

Consent to receive marketing communications is not a condition of obtaining credit, mortgage services, or any other product or service. 

Data Retention 

We retain personal information collected through the Site only for as long as reasonably necessary to fulfill the purposes described in this Policy, comply with legal and regulatory obligations, resolve disputes, enforce agreements, and satisfy legitimate business requirements. 

When information is no longer required, we take reasonable measures to securely delete, anonymize, or destroy it in accordance with applicable retention requirements. 

How We Disclose Information 

We may disclose personal information collected through the Site as described below. 

Affiliates 

We may disclose information to our affiliates as permitted by law. 

Service Providers 

We may disclose information to service providers that assist with website hosting, website management, information security, form processing, customer relationship management, marketing communications, analytics, advertising measurement, cloud storage, communication services, and other business operations. These providers are contractually authorized to use personal information only as necessary to provide services to AD Mortgage and as otherwise permitted by applicable law.

International Data Processing 

Certain website service providers may process or store information in jurisdictions outside the state or country in which you reside. As a result, personal information submitted through the Site may be processed in the United States or other jurisdictions where our service providers operate. 

AD Mortgage implements appropriate contractual and administrative safeguards as required by applicable law when engaging service providers that process personal information on our behalf. 

Professional Advisors 

We may disclose information to attorneys, auditors, accountants, consultants, and other professional advisors. 

Regulatory and Government Authorities 

We may disclose information to regulators, government agencies, law enforcement, courts, or other parties when required or permitted by law. 

Corporate Transactions 

We may disclose information in connection with a merger, acquisition, financing, reorganization, bankruptcy, sale of assets, or a similar business transaction. 

With Your Consent 

We may disclose personal information to other parties when you authorize or direct us to do so. 

Your Rights Regarding Personal Information 

Depending on your state of residence and your relationship with us, you may have certain rights regarding your personal information. These rights may include the right to access, correct, delete, or obtain a copy of certain personal information, as well as the right to opt out of certain uses or disclosures of personal information. 

To exercise applicable privacy rights, please use the contact details provided below. For opt-out choices, please follow the instructions in the Your Privacy Choices and Opt-Out Rights section of this Policy. 

If you are a California resident, please review our Notice at Collection and Privacy Policy for California Residents for additional information about your privacy rights and how to exercise them. 

Your Privacy Choices and Opt-Out Rights 

Certain uses of cookies, analytics technologies, advertising technologies, and similar online tools may be considered “sharing,” targeted advertising, or cross-context behavioral advertising under applicable state privacy laws. 

To opt out of the sharing of personal information for these purposes, you may use the privacy preferences banner available in the footer of the Site, which includes a “Do Not Sell or Share My Personal Information” option to immediately effectuate the opt-out, as well as an option to manage your cookie preferences. You may also submit an opt-out request through the “Do Not Sell or Share My Personal Information” interactive form available in the “Policies” section of the Site. 

Where required by applicable law, AD Mortgage recognizes and honors Global Privacy Control signals as valid requests to opt out. Global Privacy Control is a browser-based privacy signal. More information is available at globalprivacycontrol.org. 

Information Security 

AD Mortgage maintains administrative, technical, physical, and organizational safeguards designed to protect personal information from unauthorized access, disclosure, misuse, alteration, or destruction. 

Although we employ reasonable safeguards, no method of transmitting information over the Internet or storing information electronically can be guaranteed to be completely secure. Accordingly, AD Mortgage cannot guarantee the absolute security of information transmitted through the Site. 

External Websites and Social Media 

The Site may contain links to third-party websites, applications, social media platforms, webinar tools, event registration platforms, and other external services. These third parties operate independently and maintain their own privacy practices. AD Mortgage is not responsible for the content, security, or privacy practices of such third parties. We encourage you to review their privacy policies before providing information. 

Updates to This Privacy Policy 

AD Mortgage reserves the right to modify this Policy at any time. To the extent permitted by applicable law, continued use of the Site after such changes constitutes acceptance of the revised terms. 

Non-Discrimination 

AD Mortgage will not discriminate against individuals for exercising applicable privacy rights. 

Contact Information 

For questions regarding this Policy or privacy-related requests, please contact: 

A&D Mortgage LLC
899 W Cypress Creek Rd
Fort Lauderdale, FL 33309 

Email: info@admortgage.com