HomeReady, a program by Fannie Mae, is designed to serve low-income and low-credit-score buyers looking to finance a home loan. You may be able to buy a home with little or no money out of your pocket by using gifts from friends or family toward your down payment.

Program highlights:

  • Down payments as low as 3%
  • FICO from 620
  • Low income
  • First-time or repeat homebuyers
  • Homeowner education helps you understand and manage the long-term financial commitments of home ownership

We will call you back if you have any questions

  • We will contact you if you have any questions

Other Programs

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- Loan amount up to $510,400
- You may use a conventional loan to finance a property in a high-cost area
- 15 & 30 years fixed rate
- Down payments as low as 3% depending on your loan amount

Home Possible

- Fixed-rate financing for easier budgeting
- Homebuyer education is required for first-time buyers

Prime Jumbo

- Full Documentation
- Primary residence & Second home
- 80% LTV
- 720 FICO (80% LTV)
- Cash out allowed up to 65 LTV

Full Doc NQM

- Traditional Income Docs
- Loan amount up to $2mm
- 80% LTV
- 680 FICO (80% LTV)