A&D Mortgage recognizes not every borrower will qualify for a traditional low debt-to-income loan. But A&D knows ownership in an investment property is more than just a debt-to-Income ratio. That is why we have introduced our Debt Service Compare Ratio (DSCR) loan.
- 75% LTV
- 680 Credit Score
- Bank Statements Allowed
- Cash at 100%
- Securities at 90%
- Retirement at 70%
- 75% LTV
- FICO 680
- Cash out available
- Income calculation – All Eligible Assets Divided by 100
- Full Documentation
- Primary residence & Second home
- 80% LTV
- 720 FICO (80% LTV)
- Cash out allowed up to 65 LTV
- Traditional Income Docs
- Loan amount up to $2mm
- 80% LTV
- 680 FICO (80% LTV)