fbpx

Update browser for full AD Mortgage experience

It looks like you may be using an outdated browser version that we don't support. Make sure you're using the most recent version of Microsoft Edge.

Close This Window

By closing this window you acknowledge that your experience on this website may be degraded

DSCR

A&D Mortgage recognizes not every borrower will qualify for a traditional low debt-to-income loan. But A&D knows ownership in an investment property is more than just a debt-to-Income ratio. That is why we have introduced our Debt Service Compare Ratio (DSCR) loan.

Program highlights:

  • No Income, No Employment
  • 80% LTV
  • FICO 599
  • DSCR as low as 0
  • 30 Year Fixed, 5/1 ARM, 7/1ARM
  • Loan Amount up to $3mm
  • Max Cash in hand $1,000,000
  • Cash out proceeds may be used for Reserves

Video tutorial

We will call you back if you have any questions.

  • We will contact you if you have any questions

Other Programs

block view
row view

Non Permanent Resident

- 70% LTV
- 660 Credit Score
- Bank Statements Allowed

Asset Utilization

- Savings and CHK. 100%
- Securities at 90%
- Retirement at 70%
- 75% LTV
- FICO 580
- Cash out available - Income calculation All Eligible Assets Divided by 100
- Cash out up to 75% LTV
- Super Prime & Prime Programs

Prime Jumbo

- DU Approve/Ineligible
- Min FICO 660
- Up to 89.99% LTV
- 30 year fixed up to $2mm
- No Mortgage Insurance required
- Primary, Second Home and Investment properties are allowed
- Available for Purchase, Rate/Term Refinance and Cash-Out Refinance
- Delayed financing is available up to 180 days
- No Overlays on Reserves – refer to DU
- No Overlays on Credit and Tradelines – refer to DU
- Income as per DU

Full Doc NQM

- Traditional Income
- Loan Amount up to
$3mm
- Max Cash in hand
$1,000,000
- 90% LTV
- FICO 580
- Condo 80% LTV
- Cash out up to 80% LTV
- 2Y Credit Event allowed
- Super Prime & Prime
Programs