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DSCR

A&D Mortgage recognizes not every borrower will qualify for a traditional low debt-to-income loan. But A&D knows ownership in an investment property is more than just a debt-to-Income ratio. That is why we have introduced our Debt Service Compare Ratio (DSCR) loan.

Program highlights:

  • No income
  • 70% LTV
  • FICO 680
  • DSCR >1.00
  • Foreign Nationals

Video tutorial

We will call you back if you have any questions

  • We will contact you if you have any questions

Other Programs

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Non Permanent Resident

- 75% LTV
- 680 Credit Score
- Bank Statements Allowed

Asset Utilization

- Cash at 100%
- Securities at 90%
- Retirement at 70%
- 75% LTV
- FICO 680
- Cash out available
- Income calculation – All Eligible Assets Divided by 100

Prime Jumbo

- Full Documentation
- Primary residence & Second home
- 80% LTV
- 720 FICO (80% LTV)
- Cash out allowed up to 65 LTV

Full Doc NQM

- Traditional Income Docs
- Loan amount up to $2mm
- 80% LTV
- 680 FICO (80% LTV)