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DSCR

A&D Mortgage recognizes not every borrower will qualify for a traditional low debt-to-income loan. But A&D knows ownership in an investment property is more than just a debt-to-Income ratio. That is why we have introduced our Debt Service Compare Ratio (DSCR) loan.

Program highlights:

  • No income
  • 80% LTV
  • FICO 660
  • DSCR > 0.75
  • Foreign Nationals

Video tutorial

We will call you back if you have any questions

  • We will contact you if you have any questions

Other Programs

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Non Permanent Resident

- 70% LTV
- 660 Credit Score
- Bank Statements Allowed

Asset Utilization

- Cash at 100%
- Securities at 90%
- Retirement at 70%
- 75% LTV
- FICO 599
- Cash out available
- Income calculation – All Eligible Assets Divided by 100
- Cash out up to 70% LTV
- Super Prime & Prime Access Programs

Prime Jumbo

- Full Documentation
- Primary residence, Second home & Investment
- 80% LTV
- 700 FICO
- Cash out allowed up to 80 LTV

Full Doc NQM

- Traditional Income Docs
- Loan amount up to $3mm
- 90% LTV
- 599 FICO
- Condo 80% LTV
- Cash out up to 70% LTV
- Super Prime & Prime Access Programs