A&D Mortgage recognizes not every borrower will qualify for a traditional low debt-to-income loan. But A&D knows ownership in an investment property is more than just a debt-to-Income ratio. That is why we have introduced our Debt Service Compare Ratio (DSCR) loan.
- 70% LTV
- 660 Credit Score
- Bank Statements Allowed
- Cash at 100%
- Securities at 90%
- Retirement at 70%
- 75% LTV
- FICO 599
- Cash out available
- Income calculation – All Eligible Assets Divided by 100
- Cash out up to 70% LTV
- Super Prime & Prime Access Programs
- 2Y Full Documentation
- Loan Amount up to $3 mm
- Max Cash in hand $500,000
- 80% LTV
- FICO 700
- Primary residence, Second home & Investment
- Cash-out allowed up to 80 % LTV
- 30 Year Fixed
- Traditional Income Docs
- Loan amount up to $3mm
- 90% LTV
- 599 FICO
- Condo 80% LTV
- Cash out up to 70% LTV
- Super Prime & Prime Access Programs
- Dropped Super Prime up to 0.25%
- Prime is now 2.125% lower
- DSCR reduced 0.5 across the board