DSCR

Min. FICO 620 Up to 80% CLTV

Close DSCR loan with the fastest turn times in the industry

• Credit for DSCR >1.25
• No income no employment
• Short-term rentals up to 80% CLTV
• DSCR as low as 0

Learn More

12/24 Month Bank Statement

No Score or FICO 620 Up to 90% CLTV

A perfect fit for self-employed borrowers

• Personal, business, or combined bank statements
• Min. 3 months of reserves
• Concierge Service for income calculation
• Min. FICO 620 or no score

Learn More

ITIN

Min. FICO 660 Up to 80% CLTV

Expand your mortgage portfolio for borrowers without an SSN

• Min FICO 660 and up to 80% CLTV for Super Prime
• Min FICO 700 and up to 70% CLTV for DSCR 
• Loan amounts up to $1.5 million 
• Max cash-in-hand $500,000 for CLTV >65%, $1,000,000 for CLTV ≤65% to ≥55%, no max cash-in-hand limitation for CLTV <55%

Learn More

Prime Jumbo

Min. FICO 720 Up to 80% CLTV

A solution for borrowers seeking large home loans

• Loan amounts up to $3.5 million
• DTI up to 50%
• No MI required
• Up to 80% СLTV purchase / Up to 75% СLTV cash-out

Learn More

Conventional Standard

Min. FICO 620 Up to 97% CLTV

An affordable financing option with standard requirements

• Loan amounts up to $806,500
• DTI up to 50%
• Minimum down payment 3%
• LTV up to 97%

Learn More

Fannie Mae HomeReady

Min. FICO 620 Up to 97% CLTV

The perfect fit for borrowers with limited down payment capabilities

• Loan amounts up to $806,500
• DTI up to 50%
• Primary residence
• Minimum down payment 3%

Learn More

Freddie Mac Home Possible

Min. FICO 620 Up to 97% CLTV

An affordable mortgage option for low- to moderate-income individuals

• Loan amounts up to $806,500
• DTI up to 50%
• Cancelable MI
• Minimum down payment 3%

Learn More

FHA Standard

Min. FICO 640 Up to 97.75% CLTV

Qualify homebuyers with limited down payment capabilities

• Loan amounts up to $524,225
• DTI as per AUS
• LTV up to 97.75%
• A maximum LTV of 80% for cash-out refinances

Learn More

FHA High Balance

Min. FICO 640 Up to 97.75% CLTV

A mortgage option allowing for larger loan amounts in high-cost areas

• Loan amounts up to $1,209,750
• DTI as per AUS
• Primary residence
• LTV up to 97.75% 

Learn More

FHA Streamline Refinance

Min. FICO 640

Current FHA loan refinance solution with minimal requirements

• Min. 6 payments on current FHA loan
• Primary residence
• No appraisal for stick-built properties
• No DTI verification

Learn More

Second Mortgage

No Score or FICO 680 Up to 90% CLTV

A solution to secure additional funding with existing equity 

• Loan amounts up to $500,000 
• DTI up to 50%
• Owner-occupied, second home, or investment
• No Score or FICO 680

Learn More