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FHA

This program is the best choice for those who are looking to minimize their down payment, especially first-time home buyers. Unlike Conventional loans, FHA programs provide you with opportunities to make your down payment as low as 3.5% for different types of properties.

FHA loans do have an upfront built in mortgage insurance designed to protect the lender in case of default.

Program highlights:

  • Financing up to 96.5%
  • DTI up to 56.99%
  • No appraisal is needed to apply for streamline refinance FHA program
  • Up to 6% of closing costs can be contributed by the seller

We will call you back if you have any questions

  • We will contact you if you have any questions

Other Programs

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High Balance Conventional Loan

- Loan amount up to $822,375 in high-cost areas for a single unit
- Eligible for primary and second homes
- More competitive rates and easier guidelines
- Faster turn times

FHA Streamline

- No appraisal, no income documentation required
- You must have made at least six payments on your FHA mortgage
- To qualify, you’re required to be current on your monthly loan payments

Prime Jumbo

- 2Y Full Documentation
- Loan Amount up to $3 mm
- Max Cash in hand $500,000
- 80% LTV
- FICO 700
- Primary residence, Second home & Investment
- Cash-out allowed up to 80 % LTV
- 30 Year Fixed

Full Doc NQM

- Traditional Income Docs
- Loan amount up to $3mm
- 90% LTV
- 599 FICO
- Condo 80% LTV
- Cash out up to 70% LTV
- Super Prime & Prime Access Programs
- Dropped Super Prime up to 0.25%
- Prime is now 2.125% lower
- DSCR reduced 0.5 across the board