AD Mortgage is a broker-voted Top 5 U.S. wholesale lender, and recognized as a top Non-QM lender in the U.S. With 20 years in the industry, we offer a full range of loan programs, including DSCR, Bank Statement, FHA, and Conventional loans.
Partner with AD Mortgage for award-winning technology and lending solutions that move your business forward. Embrace the Power of Yes!
* License not required for business purpose loans
Join our network of partners and get empowered with our innovative products
Write to us, we will contact you within 30 minutes.
CONTACT US
Fast turnaround times
Disclosure
24 hr
Underwriting
24 hr
Closing
48 hr
Post-closing
48 hr
Purchase Advice
24 hr
Testimonials
I send all of my Non‑QM deals to AD because we’re able to close quickly, and the underwriters provide fast, reliable turn times. That level of efficiency has truly helped me become a top producer at my branch.
What I value most isn’t just the new information that we get to take back to our team, but also the networking. At the end of the day, your network really is your net worth.
Genessys Ornelas
Mortgage broker
1:12
Watch video
And what I love the most is that you guys are listening. You value what we are telling you, as partners, and it’s so important because you’re hearing us and you’re making changes for that growth.
Tara Hickey
Senior Vice President
1:43
Watch video
Quick Pricer is one of my favorite tools to use just to see what the rates are or whether we can offer that program to the client at the beginning. Also, the account executives are great – they’re always there to answer questions.
Rudy Garcia
Mortgage broker
1:38
Watch video
The main thing with AD is that you guys do the deals that nobody else does. When you’re in the Non‑QM business, there’s a lot of pieces to the puzzle and we have to see how we structure the deal to make it work. A lot of deals I’ve closed with AD were already turned down by other lenders. So, I think that’s a big impact on our business.
Ernesto Alum
Loan Officer
2:16
Watch video
Great team to work with. I just closed one of the most complex transactions of my career with A&D Mortgage, and it was not easy in any fashion.
This was a manually underwritten Non-QM bank-statement file with LLC vesting, a revocable trust on the asset side, and several structural questions that had to be worked through the credit and underwriting teams. We had real challenges along the way, right up to closing. What stood out is how open they were. The account executive, underwriting, and team leads stayed in the file, listened to the way we framed the risk, and worked with us on structure instead of shutting the door.
It took coordination, documentation, and more than one conversation to get there. They still got it across the finish line. We will definitely be using them again.
I am so glad I found A&D Mortgage. My AE Michael Padgen is what made my experience an amazing one. He listens and takes his time with you. No rush to get you off the line like these other huge lenders. I highly recommend A&D Mortgage and especially Michael Padgen for his kind, caring and extremely knowledgeable customer service!
AD Mortgage is truly a one-stop shop for anything mortgage-related. From the initial application through closing, Sam and the team were professional, responsive, and knowledgeable at every step. This was our first condo purchase in Las Vegas. They made what’s usually a stressful process feel smooth and straightforward, answering every question quickly and clearly. It’s easy to see why they’re recognized as a top wholesale lender — their communication and expertise stood out from start to finish. I highly recommend AD Mortgage to anyone seeking a lender who genuinely cares about getting the job done right.
Mark Glaser and the entire AD Mortgage Team is very responsive and great to deal with! Highly recommend them! They also have unique programs which are required now. Thank You Mark and AD Team!
A&D Mortgage has it all! Great programs, ease of use system, speed with customer service, and a great team of underwriters and closers. I am fortunate to have Eric Clark as my AE as he is the reason for providing me with great education and guidance all things A&D Mortgage has to offer. Highly recommend A&D Mortgage to my co-workers and peers.
I just closed a loan with AD Mortgage, and I couldn’t be more impressed with the experience. Their technology, service, communication, and overall process were excellent from start to finish. My borrower was truly impressed as well, which says a lot.
From beginning to close, everything ran smoothly and efficiently. A special shoutout to my Account Executive, Alana—her communication throughout the entire process was second to none. She stayed on top of every detail and made sure everything moved forward seamlessly.
I send all of my Non‑QM deals to AD because we’re able to close quickly, and the underwriters provide fast, reliable turn times. That level of efficiency has truly helped me become a top producer at my branch.
What I value most isn’t just the new information that we get to take back to our team, but also the networking. At the end of the day, your network really is your net worth.
Genessys Ornelas
Mortgage broker
1:12
Watch video
And what I love the most is that you guys are listening. You value what we are telling you, as partners, and it’s so important because you’re hearing us and you’re making changes for that growth.
Tara Hickey
Senior Vice President
1:43
Watch video
Quick Pricer is one of my favorite tools to use just to see what the rates are or whether we can offer that program to the client at the beginning. Also, the account executives are great – they’re always there to answer questions.
Rudy Garcia
Mortgage broker
1:38
Watch video
The main thing with AD is that you guys do the deals that nobody else does. When you’re in the Non‑QM business, there’s a lot of pieces to the puzzle and we have to see how we structure the deal to make it work. A lot of deals I’ve closed with AD were already turned down by other lenders. So, I think that’s a big impact on our business.
Ernesto Alum
Loan Officer
2:16
Watch video
Great team to work with. I just closed one of the most complex transactions of my career with A&D Mortgage, and it was not easy in any fashion.
This was a manually underwritten Non-QM bank-statement file with LLC vesting, a revocable trust on the asset side, and several structural questions that had to be worked through the credit and underwriting teams. We had real challenges along the way, right up to closing. What stood out is how open they were. The account executive, underwriting, and team leads stayed in the file, listened to the way we framed the risk, and worked with us on structure instead of shutting the door.
It took coordination, documentation, and more than one conversation to get there. They still got it across the finish line. We will definitely be using them again.
I am so glad I found A&D Mortgage. My AE Michael Padgen is what made my experience an amazing one. He listens and takes his time with you. No rush to get you off the line like these other huge lenders. I highly recommend A&D Mortgage and especially Michael Padgen for his kind, caring and extremely knowledgeable customer service!
AD Mortgage is truly a one-stop shop for anything mortgage-related. From the initial application through closing, Sam and the team were professional, responsive, and knowledgeable at every step. This was our first condo purchase in Las Vegas. They made what’s usually a stressful process feel smooth and straightforward, answering every question quickly and clearly. It’s easy to see why they’re recognized as a top wholesale lender — their communication and expertise stood out from start to finish. I highly recommend AD Mortgage to anyone seeking a lender who genuinely cares about getting the job done right.
Mark Glaser and the entire AD Mortgage Team is very responsive and great to deal with! Highly recommend them! They also have unique programs which are required now. Thank You Mark and AD Team!
A&D Mortgage has it all! Great programs, ease of use system, speed with customer service, and a great team of underwriters and closers. I am fortunate to have Eric Clark as my AE as he is the reason for providing me with great education and guidance all things A&D Mortgage has to offer. Highly recommend A&D Mortgage to my co-workers and peers.
I just closed a loan with AD Mortgage, and I couldn’t be more impressed with the experience. Their technology, service, communication, and overall process were excellent from start to finish. My borrower was truly impressed as well, which says a lot.
From beginning to close, everything ran smoothly and efficiently. A special shoutout to my Account Executive, Alana—her communication throughout the entire process was second to none. She stayed on top of every detail and made sure everything moved forward seamlessly.