1-305-760-7000
Main Site
CONTACT US
AD MORTGAGE:
THE LENDER
OF CHOICE
Chosen by Those
Who Know Best – Mortgage Professionals
4.8 Stars | 1061 reviews
4.7 Stars | 50 reviews
Let's Grow Together!
Share your contact details, and we'll reach you
in 30 minutes.

Name *

Fill out this field

Email *

Fill out this field

Phone *

Fill out this field

State *

Fill out this field
Please, accept the privacy policy
error

Oops!

Please try again or check your connection

TRY AGAIN
loading
Thank you

Thank you!

We’ll contact you shortly

THE LENDER OF CHOICE
Where Trust Meets Success
Top 5 nationwide
Chosen by Mortgage Professionals: More than 1,000 brokers across the US voted, and AD Mortgage was ranked among the five most trusted wholesale partners
Solutions that win business
Brokers ranked us as a leader for our programs. From Non-QM and Conventional to FHA and VA, partners get the flexibility to serve every borrower
Care, not just support
Award-winning partner support team. 4.8 rating on Google and Trustpilot with over 1,000 excellent reviews. Technology that matters because it’s backed by people who care

Let's Get in Touch!
We'll get back to you in 30 min or less

Step 1: Email

Email *

Fill out this field
Thank you

Thank you!

We’ll contact you shortly

Error Oops!

Oops!

Please try again or check
your connection

loading...

AD MORTGAGE PROGRAMS

Driving Your Business, Fueling Your Growth

Programs

DSCR

Min. FICO 620 Up to 80% CLTV
Close DSCR loans with fast turn times
  • Credit for DSCR >1.25
  • No income no employment
  • Short-term rentals up to 80% CLTV
  • DSCR as low as 0
Learn More

12/24 Month Bank Statement

No Score or FICO 620 Up to 90% CLTV
A perfect fit for self-employed borrowers
  • Personal, business, or combined bank statements
  • Min. 3 months of reserves
  • Concierge Service for income calculation
  • Min. FICO 620 or no score
Learn More

ITIN

Min. FICO 660 Up to 70% CLTV
Expand your mortgage portfolio for borrowers without an SSN
  • Min FICO 660 and up to 70% CLTV for Super Prime
  • Min FICO 700 and up to 70% CLTV for DSCR 
  • Loan amounts up to $1.5 million 
  • Max cash-in-hand $500,000 for CLTV >65%, $1,000,000 for CLTV ≤65% to ≥55%, no max cash-in-hand limitation for CLTV <55%
Learn More
All Programs
Among America’s Top 5

The survey behind this recognition reflects the voice of experience:

  • 1,000 mortgage professionals voted on the MPA website
  • AD Mortgage made the Top 5 most trusted lenders
  • Brokers selected lenders based on key mortgage criteria
REACH OUT
Site Banner_Landing Page_THE LENDER OF CHOICE_501x398

Chosen by Those Who Know Best

Why mortgage professionals voted for AD Mortgage

icon

Customer Service

Our customer service topped the list thanks to our responsiveness, consistency, and proactive support

icon

Turnaround Time

Speed that closes deals: files move fast, closings stay on track, and clients experience a streamlined process

icon

Loan Programs

AD Mortgage showed diversity, offering everything from DSCR and ITIN to Conventional and VA programs

icon

Technologies

Our AIM ecosystem, which includes Non-QM AUS and Quick Pricer, is specifically designed to speed up workflows

Your reliable Partner

AD MORTGAGE: AWARD-WINNING LENDER

Innovating the Future
of Mortgage Technology
Stevie Awards 2025
Industry Titan:
Max Slyusarchuk
NMP 2025
Tech100
Mortgage Winner
HousingWire 2025
Best of Finance
Award Winner
Inman 2025

What Our Partners Think of Us

AD Mortgage with their new system and website has truly leveled up everything. Organization and consistency make a big difference in today’s market, and with AD everything is clear and smooth.

When you send a loan, it gets closed right away, and often I receive approvals within a day. The support team is always there, reviewing documents quickly and helping the process move forward. The support at AD is definitely 10 out of 10. Their rewards program is also a great tool for brokers.

Arianna Triana
Mortgage Loan Originator
3:57
Watch video

Definitely, there have been a couple of files that I have been able to finalize thanks to AD Mortgage. The huge difference that made it work above everything was the connection with my account executive and how helpful he has been ever since we met. AD has always been there, you’re super-fast, and the turnaround times are very good. That’s really good work right there.

Alejandra Lozano
Glades Lending and Realty LLC
3:32
Watch video

A&D are making some technical changes that have helped with the speed and getting from originating to closing. A lot of things are done online and it’s going to continue to be that way. I think, A&D has recently made those steps to keep pace with that.

David J. Poloney
Mortgage broker
04:27
Watch video

We are glad that professionals helped us with the deal for our house. We thank you and highly recommend you.

Anastasiia Skisova
Posted to
05/31/2025

Our experience was phenomenal! Our loan officer, Joshua Perez, made the process seamless for everything that was in their control. I would highly recommend AD Mortgage

Dwala Reid
Posted to
05/31/2025

AD Mortgage is a Great Lender with a Team of professionals always ready to help and get the job done right away!
My Company is Bulgari Financial Corporation – an approved Boker with AD Mortgage.
AD Mortgage approved one of my loans from application to Clear to Close for 7 days Only!
Simply Amazing and Highly Recommended!

Bissera A. Paskaleva
Posted to
06/14/2025

AD Mortgage in my opinon is the best Non-QM investor in the market. They get things done quickly and efficiently. Everyone from the AE, Mark Glaser to the Underswriters and Closers are always willing to go above and beyond to help. Thank you for getting me a clear to close in 15 days and closing my loan in less than 30 days.

Jacqueline Hernandez
Posted to
06/17/2025

Excellent service. They helped me throughout the entire process, guiding me hand in hand. A great and fast team. They got me a lot of help so I could buy with the minimum cost possible. I’m very grateful. Thank you.

Daraily Simpson
Posted to
06/22/2025

Great experience! Was very overwhelmed and stressed with the lender I had. Decided to let them beat my objections and they did! Made my home buying process exciting instead of stressful!

Jacquelne Saylor
Posted to
06/24/2025

They helped with all the questions i had, they made me feel confident in knowing i was in good hands, and i needed anything to just reach out. I felt good about signing with them

Adam M Reyes
Posted to
07/16/2025

Very friendly and easy to work with! Made the process much more easy to negotiate!

Dana Strom
Posted to
08/01/2025

Working with A&D was an excellent experience! The process was smooth, everything was explained clearly, and the communication was outstanding. Xavier went above and beyond—he was incredibly responsive, always quick with answers, and made the entire process completely stress-free. I couldn’t have asked for a better loan officer. Highly recommend Xavier and the A&D team!

Irina Vasquez
Posted to
08/02/2025

I have done 2 deals with A&D and they have great service. Underwriting manager really went to bat for me on a file. I love working with A&D.

Rodney Debro
Posted to
08/03/2025

I have gone through six mortgage processes in my lifetime and AD Mortgage was the smoothest and most professional I have ever experienced. I highly recommend AD Mortgage for your next home!

Charles Gerstenecker
Posted to
09/05/2025

Need to say that the A&D Team always exceed expectations, Jason as always is a game changer, professional and always on top of things!! Ne never let me down!! Great teamwork!! Thank you!

Marcello de Albuquerque
Posted to
09/05/2025

Working with A&D Mortgage has been nothing short of exceptional. They truly live up to their slogan, ‘The Power of Yes.’ Their team is highly knowledgeable, resourceful, and consistently finds solutions for even the most complex scenarios. On top of that, their pricing is not only competitive but often better than traditional lenders. Highly recommended!

Drimar Castrillo
Posted to
09/09/2025

I had an excellent experience working with my A&D Account Executive Kayla Torres throughout the loan process. From start to finish, she provided outstanding support, clear communication, and guidance every step of the way. They were always available to answer my questions, explained everything in detail, and made what could have been a stressful process feel smooth and manageable. Their professionalism, knowledge, and dedication truly went above and beyond my expectations. I’m very grateful for their help and would highly recommend her.

Thank’s

River A Valle Zamora
Posted to
09/09/2025

AD Mortgage has been an excellent lending partner. Their platform is efficient, their products are competitive, and the support we receive is second to none. A special thanks to our account executive, Kayla Torres, who consistently goes above and beyond to ensure our loans move smoothly. Her responsiveness and industry knowledge make a real difference in our business.

Michael Caroselli
Posted to
09/09/2025

It was a sure pleasure working with the A&D Mortgage Team. They were not only knowledgeable of the information we needed to know but very responsive to our calls and questions. They made everything transition very smoothly and one of the best experiences I have had with a mortgage company.

Cheryl Weaver
Posted to
09/21/2025

A&D mortgage was easy to work with they were very helpful the whole team was amazing and was always easy to get a hold of with any questions and concerns i had. I highly recommend A&D mortgage

Jessica Mirazo
Posted to
09/30/2025

AD Mortgage has improved their process greatly over the past few years. I got initial approval on Monday and closed and funded that same Friday (non-QM). Huge thanks to Madison, Olga, Anastasiya, and Lori — truly the best in the business! 🙌✨

Stephen Fierce
Posted to
10/02/2025
We got more than 1,206 great reviews about our company
Take a look for yourself on a platform of your choice
4.8 Stars | 1061 reviews
4.7 Stars | 50 reviews
4.8 Stars | 66 reviews
popup close button
2025 Innovating the Future of Mortgage Technology Stevie Awards
2025 Tech100 Mortgage Winner HousingWire
2024 Originator Choice Awards National Mortgage Professional
2024 #1 Non-QM Lender Scotsman Guide
2024 National Winner for AI in Mortgage Globee Awards
2025 Customer Loyalty Solution Globee Awards
2024 Originator Choice Awards National Mortgage Professional
2025 Innovating the Future of Mortgage Technology Stevie Awards
2024 National Winner for AI in Mortgage Globee Awards
2025 Tech100 Mortgage Winner HousingWire
2024 #1 Non-QM Lender Scotsman Guide
2025 Customer Loyalty Solution Globee Awards

Technology Built for Brokers

AIM Partner Portal is designed to put brokers in control. Anytime, anywhere
now live aus
Non-QM AUS
The First Integrated Non-QM AUS in Mortgage History
  • Generate automated conditions
  • Get pre-approval in 5 minutes
  • Close Non-QM deals faster
Loan Pipeline
Nothing Extra – Just Focus
on What Matters
  • Track the progress of each loan
  • Upload the 1003 file
  • Create a to-do list
Self-Disclosure
Up to 95% Faster disclosure turnaround
  • Create your disclosure package in 1 minute
  • Use for Conv, Non-QM, FHA loans
  • Access it anytime – available 24/7
LEADer CRM
A Free Platform to Help You Become an Industry Leader
  • Manage your leads
  • Create email campaigns
  • Track loan progress
Learning Center
Your Go-to Source
for Navigating AD Products
  • Use step-by-step guides
  • Watch video tutorials
  • Learn to submit loans smoothly
chatbot logo
AIM Assistant
Your 24/7 Loan Support Tool
  • Request Loan Changes
  • Ask AI Guideline Assistant
  • Reach Partner Support
    for a live call
now live aus
Non-QM AUS
The First Integrated Non-QM AUS in Mortgage History
  • Generate automated conditions
  • Get pre-approval in 5 minutes
  • Close Non-QM deals faster
Loan Pipeline
Nothing Extra – Just Focus
on What Matters
  • Track the progress of each loan
  • Upload the 1003 file
  • Create a to-do list
Self-Disclosure
Up to 95% Faster disclosure turnaround
  • Create your disclosure package in 1 minute
  • Use for Conv, Non-QM, FHA loans
  • Access it anytime – available 24/7
LEADer CRM
A Free Platform to Help You Become an Industry Leader
  • Manage your leads
  • Create email campaigns
  • Track loan progress
Learning Center
Your Go-to Source
for Navigating AD Products
  • Use step-by-step guides
  • Watch video tutorials
  • Learn to submit loans smoothly
chatbot logo
AIM Assistant
Your 24/7 Loan Support Tool
  • Request Loan Changes
  • Ask AI Guideline Assistant
  • Reach Partner Support
    for a live call