A&D MORTGAGE, LLC
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10 Most Affordable Places to Live in Maryland…of the best seafood in all of New England. Who hasn’t drooled all over their bib while devouring mounds of steamed blue crab? [cta4] Unfortunately, Maryland has a reputation for…
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HUD Rule on 40-Year Mortgage Terms: Potential Upsides and DownsidesOn March 8, 2023, The Department of Housing and Urban Development (HUD) announced a new rule allowing for an increased 40-year term for loan modifications. This rule has sparked discussions…
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39th Annual Regional Conference of MBAs…considered by many to be the finest regional Mortgage Banking Conference in the U.S. When & Where Hard Rock Hotel & Casino 1000 Boardwalk Atlantic City, New Jersey 08401 REGISTER…
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Mortgage Spotlight: Second Liens…we aim to serve customers nationwide, please note that cash-out options are not available in Texas and New York. Whether your clients are looking to make home improvements, consolidate debt,…
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Mastering Condominium and Condotel Financing: Strategies for Broker Success…master condominium and condotel financing. Join us and take your career to new heights in this lucrative market. Don’t miss out on this valuable opportunity to expand your expertise and…
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Adjustable-Rate Mortgage (ARM)…a predetermined percentage, to the index rate to determine the new interest rate. The margin remains constant throughout the loan term. Rate adjustment: When the adjustment period ends, the lender…
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Credit Score…credit utilization, length of credit history, types of used credit, and new credit applications. These factors help evaluate how likely a borrower will repay their debts in a timely manner….
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Warehouse Line of Credit…these funds to originate new mortgage loans. This includes the period from loan closing to the sale on the secondary market. After originating and closing the mortgage loans, lenders sell…