(855) ADLOANS
Become a Partner Become a Partner

Become
a Partner

Partner with A&D Mortgage to focus on your customers while we take care of the hassle for you. Receive the highest level of service and support from one of the leading lenders in the industry.

Get In touch
More than 6,000 partnering brokerage companies
More than 17 years in the mortgage industry
Operating in 32 states
Responding to requests within 30 minutes
More than 6,000 partnering brokerage companies
More than 17 years in the mortgage industry
Operating in 32 states
Responding to requests within 30 minutes

Benefits to grow your business

Streamlined Loan Process

Our streamlined loan process provides brokers with industry-leading turn times, ensuring you're always ahead of the competition.

"Can Do" Attitude and Expertise

Our Account Executives bring a "can do" attitude and expertise to every situation, ensuring you're able to get the best solution for your borrower.

Loan Solutions that Grow

Our suite of loan solutions grows to meet the changing needs of borrowers, ensuring you always have a product that fits their unique needs.

Flexible Underwriting

Our flexible underwriting provides solutions to out-of-the-ordinary borrowers, helping them get the financing they need when others have said no.

Fast turnaround times

Disclosure

24 hours

Conditions

24 hours

Underwriting

24 hours

Closing

24 hours

24 hours

Why we are trusted

Solutions to qualify every borrower

All Programs

Super Prime

  • FICO 599
  • 90% CLTV

Prime

  • No Score or FICO 599
  • 80% HCLTV​

Full Doc Non-QM

  • No Score or FICO 599
  • 90% CLTV

DSCR

  • FICO 620
  • Up to 80% CLTV

12/24 Months Bank Statements

  • No Score or FICO 599
  • Up to 90% CLTV

1Y + 2Y P&L ONLY

  • No Score or FICO 599
  • Up to 85% CLTV on 2Y and up to 80% CLTV on 1Y

1099

  • No Score or FICO 599
  • Up to 85% CLTV for 1099

WVOE

  • No Score or FICO 599
  • Up to 80% LTV for WVOE

Bridge Loan Program

  • FICO 580
  • 70% CLTV

Asset Utilization

  • FICO 660
  • Up to 80% CLTV

Foreign Nationals

  • No score or FICO 660
  • Up to 75% CLTV

Non Permanent Resident

  • FICO 660
  • Up to 85% CLTV

Freddie Mac Refi Possible℠

  • Designed for lower-income families
  • Limited to owner-occupied, 1-unit primary residence financed through Fannie Mae or Freddie Mac

Fannie Mae RefiNow™

  • Designed for lower-income families
  • Limited to owner-occupied, 1-unit primary residence financed through Fannie Mae or Freddie Mac

Conventional High Balance

  • Loan amounts up to $1,089,300 in high-cost areas for a single unit
  • Eligible for primary and secondary homes

Freddie Mac Home Possible®

  • Fixed-rate financing for easier budgeting
  • Homebuyer education is required for first-time buyers

Fannie Mae HomeReady®

  • Down payments as low as 3%
  • FICO 620

Conventional

  • Loan amounts up to $726,200
  • A conventional loan can be used to finance a property in a high-cost area

Prime Jumbo

  • FICO 660
  • Up to 80.00% HCLTV

FHA High Balance

  • Loan amounts up to $1,089,300 depending on home location
  • Available on primary residence and second/vacation homes

FHA Streamline Refinance

  • No appraisal and no income documentation are required
  • You must have made at least six payments on your FHA mortgage

FHA

  • Financing up to 96.5%
  • DTI up to 55%
Non-QM

Super Prime

  • FICO 599
  • 90% CLTV

Prime

  • No Score or FICO 599
  • 80% HCLTV​

Full Doc Non-QM

  • No Score or FICO 599
  • 90% CLTV

DSCR

  • FICO 620
  • Up to 80% CLTV

12/24 Months Bank Statements

  • No Score or FICO 599
  • Up to 90% CLTV

1Y + 2Y P&L ONLY

  • No Score or FICO 599
  • Up to 85% CLTV on 2Y and up to 80% CLTV on 1Y

1099

  • No Score or FICO 599
  • Up to 85% CLTV for 1099

WVOE

  • No Score or FICO 599
  • Up to 80% LTV for WVOE

Bridge Loan Program

  • FICO 580
  • 70% CLTV

Asset Utilization

  • FICO 660
  • Up to 80% CLTV

Foreign Nationals

  • No score or FICO 660
  • Up to 75% CLTV

Non Permanent Resident

  • FICO 660
  • Up to 85% CLTV
Conventional

Freddie Mac Refi Possible℠

  • Designed for lower-income families
  • Limited to owner-occupied, 1-unit primary residence financed through Fannie Mae or Freddie Mac

Fannie Mae RefiNow™

  • Designed for lower-income families
  • Limited to owner-occupied, 1-unit primary residence financed through Fannie Mae or Freddie Mac

Conventional High Balance

  • Loan amounts up to $1,089,300 in high-cost areas for a single unit
  • Eligible for primary and secondary homes

Freddie Mac Home Possible®

  • Fixed-rate financing for easier budgeting
  • Homebuyer education is required for first-time buyers

Fannie Mae HomeReady®

  • Down payments as low as 3%
  • FICO 620

Conventional

  • Loan amounts up to $726,200
  • A conventional loan can be used to finance a property in a high-cost area
Prime Jumbo

Prime Jumbo

  • FICO 660
  • Up to 80.00% HCLTV
Government

FHA High Balance

  • Loan amounts up to $1,089,300 depending on home location
  • Available on primary residence and second/vacation homes

FHA Streamline Refinance

  • No appraisal and no income documentation are required
  • You must have made at least six payments on your FHA mortgage

FHA

  • Financing up to 96.5%
  • DTI up to 55%

Technologies to boost your business

Price Scenario

Quick Pricer
  • Price your loan quickly
  • Make changes and recalculate easily
  • Show projected monthly payments and rates

Submit Loan

Automated Decision Manager
  • Meet our centralized LOS to manage every step in the loan process — from submission to funding
  • Make changes and recalculate easily
  • Show projected monthly payments and rates

Order Appraisal

AD Appraisal center
  • Order Appraisal Order & track any appraisal without leaving our website
  • No need to partner up with each AMCs anymore
  • Get live price comparisons online

Promote Yourself

AD Studio
  • Create professionally designed marketing materials online
  • Customize your content from hundreds of pre-made templates
Marketing design platform

Price Scenario

Quick Pricer
  • Price your loan quickly
  • Make changes and recalculate easily
  • Show projected monthly payments and rates
Manage all of your appraisals

Submit Loan

Automated Decision Manager
  • Meet our centralized LOS to manage every step in the loan process — from submission to funding
  • Make changes and recalculate easily
  • Show projected monthly payments and rates
Easy-to-use origination portal for Brokers

Order Appraisal

AD Appraisal center
  • Order Appraisal Order & track any appraisal without leaving our website
  • No need to partner up with each AMCs anymore
  • Get live price comparisons online
Calculate Bank Statements

Promote Yourself

AD Studio
  • Create professionally designed marketing materials online
  • Customize your content from hundreds of pre-made templates

I’m ready to fill the Broker Package

Then you just need to click the button below and fill the form. After clicking “Submit”, an auto-generated e-doc will be opened for you to review and sign the filled Broker Package.

Fill the form

Ready to get started?

Write to us, we will contact you within 30 minutes.

Get In touch