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Press about A&D

Our team are recognized industry experts and regularly comment on industry events, both for key business media and for regional online, press and television outlets

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MSN
MSN
12 May, 2023
What is a mortgage note?
“For a borrower, signing a mortgage note means they are legally obligated to repay the loan according to the terms outlined in the document,” says Max Slyusarchuk, CEO of A&D Mortgage. “This includes making regular payments on time and in full and adhering to any other conditions or requirements stipulated in the note.”
Buy Side - Wall Street Journal
Buy Side - Wall Street Journal
08 May, 2023
How to Get a Mortgage if You’re Self-Employed
Self-employment can sound ideal. You work for yourself, create your own schedule and follow your own rules—that is, until you want to buy a house. The reasons are many, but the gist is this: Mortgage lenders want to see reliable, consistent income, but if you’re self-employed, there are no W-2 to hand over and no employer to verify your earnings with.
Fitch Ratings
Fitch Ratings
05 May, 2023
Fitch Assigns Final Ratings to A&D Mortgage Trust 2023-NQM2
Fitch Ratings has assigned final ratings to A&D Mortgage Trust 2023-NQM2 (ADMT 2023-NQM2).
MSN
MSN
04 May, 2023
FHA vs. conventional loan: What’s the difference?
Thanks to this extra financial safety net, lenders can be more lenient in who they loan money to with FHA mortgages. As Max Slyusarchuk, CEO at A&D Mortgage, explains, “FHA loans are often more forgiving when it comes to credit score requirements. Borrowers can qualify with a credit score as low as 580, while conventional loans generally require a minimum score of 620 or higher.”
SF Gate
SF Gate
03 May, 2023
FHA loan limits for 2023
“When home prices rise, the loan limits may increase to allow borrowers to qualify for larger mortgages,” says Max Slyusarchuk, CEO at A&D Mortgage. “Conversely, if home prices decrease, the loan limits may be lowered to reflect the change in the market.”
Morningstar DBRS
Morningstar DBRS
18 Apr, 2023
DBRS Morningstar Assigns Provisional Ratings to A&D Mortgage Trust 2023-NQM2
DBRS, Inc. (DBRS Morningstar) assigned provisional ratings to the following Mortgage Pass-Through Certificates, Series 2023-NQM2 (the Certificates) to be issued by A&D Mortgage Trust 2023-NQM2 (the Trust): -- $240.5 million Class A-1 at AAA (sf) -- $44.5 million Class A-2 at AA (low) (sf) -- $30.7 million Class A-3 at A (low) (sf) -- $17.1 million Class M-1 at BBB (low) (sf) -- $21.0 million Class B-1 at BB (low) (sf) -- $14.2 million Class B-2 at B (low) (sf)
Boston Business Journal
Boston Business Journal
13 Apr, 2023
Feds expand 40-year mortgage eligibility. Experts say it could lead to more.
Federal officials are expanding access to 40-year mortgages to cope with affordability challenges, but experts say the change could have drawbacks.
Fox Business
Fox Business
13 Apr, 2023
Biden declares COVID-19 emergency over, but homeowners still have time to file for forbearance, FHA says
The proposal, as written, is a step forward in providing mortgage servicers the ability to modify distressed homeowners ten extra years to pay off their mortgage, with a lower monthly payment, A&D Mortgage CEO Max Slyusarchuk said.
Mortgage Professional America
Mortgage Professional America
11 Apr, 2023
A&D Mortgage offers non-QM purchase loan lender credit
Non-QM lender AD Mortgage has announced a purchase loan credit offering for its mortgage broker partners, available for a limited time period.
Scotsman Guide
Scotsman Guide
01 Apr, 2023
Did Your Client Catch the Real Estate Investment Bug?
When mortgage lenders evaluate a borrower’s loan application, many factors are considered to determine creditworthiness. Among these are credit scores, employment history, downpayment size, debt-to-income ratio and the submission of all required documentation.
Buy Side - Wall Street Journal
Buy Side - Wall Street Journal
24 Mar, 2023
The Best Mortgage Lenders of 2023
Our main category winners consist of lenders in the Consumer Financial Protection Bureau’s top 20 for origination volume for 2021, but the mortgage brokers we spoke to recommended smaller lenders for self-employed and nontraditional borrowers. These included Angel Oak Home Loans, Axos Bank, AD Mortgage and 5th Street Capital, all of which offer nonqualified mortgage and bank statement loans for self-employed borrowers.
SF Gate
SF Gate
23 Mar, 2023
What is a second mortgage and how does it work?
“A second mortgage is when you take out a loan against the equity in your home after you have already taken out traditional financing,” says Alexander Suslov, head of capital markets at A&D Mortgage.
SF Gate
SF Gate
21 Mar, 2023
Mortgage rates stink, but you have to move. Now what?
“ARMs are a good choice for those who do not plan to be in the home for an extended period, as these loans offer flexible rates for an introductory period,” says Alexander Suslov, head of capital markets at A&D Mortgage.
Housing Wire
Housing Wire
08 Mar, 2023
How loan officers are dealing with surging rates and record-low inventory
Mortgage rates exceeded 7%, but LOs still see bidding wars in some neighborhoods due to inventory shortage.
Housing Wire
Housing Wire
02 Mar, 2023
How non-QM lender A&D Mortgage grew origination volume in 2022
When the entire mortgage industry saw volume drop by more than half in 2022, nearly every lender emerged with battle scars. Rising rates caused refinances to dry up, production plummeted, and pink slips were issued to employees.
Scotsman Guide
Scotsman Guide
01 Feb, 2023
The 40-Year Mortgage Gains Traction
Owning a home is an essential component of the American dream. From young first-time homebuyers to older homeowners who depend on their equity in retirement, owning a home is an investment in one’s future. It also is a place where families are raised, friends are entertained and sanctuaries are created. In the current era of high interest rates and record home prices, owning a home is increasingly out of reach for many people.
The Principal Podcast
The Principal Podcast
26 Jan, 2023
Are Non-QM Lenders Starting to Win Over Investors
Adding product lines and partnering with new lenders takes time and research. So how do you know that the lender will stay in business? A&D Mortgage SVP of Business Development Michael Pearson talks about whether investors are coming around on non-QM loans.
Scotsman Guide
Scotsman Guide
01 Jan, 2023
A Break in the Clouds
For many in the mortgage industry, 2022 is a year that won’t be missed. Rampant inflation, rising interest rates and skyrocketing home prices combined with housing, labor and material shortages, as well as substantial declines in new home construction and refinance originations. These conditions proved beyond challenging for many in the business.
Mortgage Professional America
Mortgage Professional America
22 Dec, 2022
A&D Mortgage rolls out new temporary rate buydown programs
A&D Mortgage has rolled out new temporary rate buydown programs designed to give high-net-worth borrowers “more flexibility” with their home financing options, the non-QM lender announced this week.
Mortgage Professional America
Mortgage Professional America
17 Oct, 2022
Top Originator Spotlight: AD Mortgage's Irina Slyusarchuk
She calls 2022 "a year to remember" despite challenges
Scotsman Guide
Scotsman Guide
01 Jul, 2022
When Partnering With a Lender, Consider Their Tech
The mortgage industry is undergoing a technological revolution with new innovations seemingly happening every day. All parts of the industry are evolving quickly as new tools change how people buy and finance homes. The mortgage process itself is at the center of this.
Mortgage Professional America
Mortgage Professional America
08 Jun, 2022
Lending options to combat rising rates, escalating home prices
Lending options to combat rising rates, escalating home prices
Mortgage Professional America
Mortgage Professional America
08 Jun, 2022
A&D Mortgage: Spring into the non-QM market
There are market forces in play that could make the home buying process challenging
National Mortgage Professional
National Mortgage Professional
08 Apr, 2022
The Non-QM Pig Pile
Suddenly, everyone’s in the scrum. Analysts say the odds aren’t great.
Mortgage Professional America
Mortgage Professional America
04 Mar, 2022
"Brokers have to keep the lights on"
CEO on why LOs cannot afford to turn their backs on non-QM
Mortgage Professional America
Mortgage Professional America
02 Mar, 2022
Geopolitical crisis could slow pace of Fed interest rate hikes
Inflation is at its highest level for 40 years