FHA High Balance

Min. FICO 620 Up to 97.75% CLTV

Real estate values vary in different parts of the country. In some areas, homes are more expensive and as a result, the Federal Housing Finance Agency (FHFA) adjusts its loan limits for these “high cost” areas.

If you are planning to buy a home in a high-cost area, an FHA High Balance loan may be the best solution for you. At A&D Mortgage, the best mortgage lender, we have experience in these kinds of FHA transactions. We’ll guide you through the entire loan process.


Loan amounts up to $1,089,300
DTI up to 55%
Primary residence, second home, investment

Fast turnaround times


24 hours


24 hours


24 hours


24 hours

24 hours

Calculate your scenario

Get detailed information about the potential loan.

Quick Pricer

Ready to get started?

Write to us, we will contact you within 30 minutes.

Get in Touch