FHA High Balance

Minimum 620 FICO

Real estate values vary in different parts of the country. In some areas, homes are more expensive and as a result, the Federal Housing Finance Agency (FHFA) adjusts its loan limits for these “high cost” areas.

If you are planning to buy a home in an area considered high cost, an FHA High Balance loan may be the best solution for you. At A&D Mortgage, we are experienced in these kinds of FHA transactions and we’ll guide you through the entire loan process.

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Features

Loan amounts up to $1,089,300 depending on home location

Available on primary residence and second/vacation homes

Condo financing available

Fast turnaround times

Disclosure

24 hours

Conditions

24 hours

Underwriting

24 hours

Closing

24 hours

Calculate your scenario

Get detailed information about the potential loan.

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#Yes to employed

Fannie Mae HomeReady®

Down payments as low as 3%
FICO 620
Low income
First-time or repeat home buyers

Full Doc Non-QM

90% CLTV No Score or FICO 599

No Score or FICO 599
90% CLTV
Loan amounts up to $4 million
Max cash-on-hand $1 million, no limit for LTV < 55%