FHA High Balance

Minimum 620 FICO

Real estate values vary in different parts of the country. In some areas, homes are more expensive and as a result, the Federal Housing Finance Agency (FHFA) adjusts its loan limits for these “high cost” areas.

If you are planning to buy a home in an area considered high cost, an FHA High Balance loan may be the best solution for you. At A&D Mortgage, we are experienced in these kinds of FHA transactions and we’ll guide you through the entire loan process.

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Features

Loan amounts up to $1,089,300 depending on home location

Available on primary residences

Condo financing available

Fast turnaround times

Disclosure

24 hours

Underwriting

24 hours

Conditions

24 hours

Closing

24 hours

Calculate your scenario

Get detailed information about the potential loan.

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Freddie Mac Refi Possible

Up to 97% LTV FICO 620

Designed for lower-income families
Limited to owner-occupied, 1-unit primary residence financed through Fannie Mae or Freddie Mac
Lowers interest rate by 0.5% and monthly payment by at least $50
FICO 620

Conventional

Loan amounts up to $726,200
A conventional loan can be used to finance a property in a high-cost area
15-, 20-, 25- & 30-year fixed rate
Down payments as low as 3% depending on loan amount