Nationwide mortgage lender

A&D Mortgage is a direct lender, bringing first-class service to our partners. We offer a full spectrum of Conventional, Government and Non-QM products, including Bank Statements, Jumbo, and Foreign National programs.

A&D benefits

What makes us different?

Streamlined Loan Process

We make the loan process simple and straightforward so your borrowers can get the financing they need as quickly as possible. We know your time is valuable!

"Can Do" Attitude and Expertise

Our team is dedicated to helping you get the mortgage that’s right for your clients. We won’t give up until we find a solution that works for you.


Our team has years of experience in the mortgage industry, so we know what to look for and how to get things done quickly.

Variety of Programs

Whether your borrowers are first-time homebuyers or are looking to refinance their current homes, we have a program that will fit their needs.

Simple Technology

We use the latest technology to make it easy for you to submit your client’s mortgage and track the progress of their loan. You can even do most things from your smartphone!

In The Know on How to Grow

As market conditions change, we are constantly updating our programs and products to ensure that your borrowers have access to the best financing options available.


Our mission

A&D Mortgage is making home financing equally accessible to as many people as possible through innovative products, superior customer service, state-of-the-art technology, and supporting equality and diversity in the workplace.


To be the lender of choice that provides an excellent & consistent experience 100% of the time.

We base every decision on what’s best for


Our clients


Our Company
as a whole

team members

Individual team members



We compete to make our partners win

Success of our partners is the main priority for A&D team and we know how to ensure it.

Spirit of innovation

We invest energy and resources in the development of new technologies that simplify our brokers’ processes to grow faster.

Creating and delivering value

We use company resources wisely to maximize the benefits to our customers and the society.

Integrity and honesty

The trust of our customers and employees is priceless. That is why we act and communicate openly and with care.

Leadership by example

We strive to be first in our business not only as a company, but also by helping our partners be leaders in their markets.

Best people in the team

We build a team of people who share our vision and values, and help become the best to our partners and colleagues.



Max Slyusarchuk, the future CEO and Founder of A&D Mortgage, starts his career as an independent licensed broker


A&D Mortgage is founded as a retail lender. The first office, opens in Florida, employs 20 people


The company begins successful operations in other states outside of Florida


A&D Mortgage successfully overcomes the 2008 mortgage crisis, managing to significantly improve its business performance and market share


Non-QM market formation. The company makes a pivot and decides to concentrate on this business, becoming a wholesale Non-QM lender.


As a wholesale lender, the company goes beyond Florida to become a nationwide business.

Broker portal, the company's first online service, launches successfully


A&D Mortgage reaches significant milestone of working with more than 1.000 brokerage companies nationwide


The company adds Correspondent lending to its portfolio of services


A&D Mortgage launches two major tech platforms to help brokers – Quick Pricer and AD Studio. Quick Pricer allows brokers to quickly and easily price any loan scenario, while AD Studio provides online marketing design services to help brokers market themselves with professional materials.


AD Appraisal Center launches to provide broker with a centralized appraisal ordering platform, further underlining A&D Mortgage’s status as a high-tech lender


The company continues its successful growth, having added more than 6,000+ brokerage companies since its inception and building a reputation as one of the leaders in the mortgage market.


Max Slyusarchuk - CEO
Max Slyusarchuk CEO

Max Slyusarchuk is CEO at A&D with over 20 years of mortgage and banking industry experience. He supervises all day-to-day activities and is responsible for business development and maintaining relationships with key partners. Mr. Slyusarchuk has raised capital and launched multiple projects across a wide spectrum of industries, including the financial and construction sectors. He has experience in both private equity investments and portfolio management for institutional and private sector clients in US and Europe. Mr. Slyusarchuk holds a BS in Economics from MIM University.

Lana Izgarsheva - COO
Lana Izgarsheva COO

Lana Izgarsheva is the Chief Operating Officer at A&D Mortgage overseeing the Legal, HR, Support Services, and Customer Satisfaction departments. Izgarsheva brings over 18 years of experience in the mortgage business where she has held several positions at United Financing and later served as President at AD Financial.

Izgarsheva holds a Bachelor of Science in Political Science and a Bachelor of Science in International Business from Florida Atlantic University and a Law Degree from Volgograd State University.

Nick Avgustinov - Chief Information Officer
Nick Avgustinov Chief Information Officer

Nick Avgustinov is the Chief Information Officer at A&D Mortgage. With over 14 years of IT development and core system management, he served as a consultant at Celltick Technologies and Senior Manager for Accenture Europe. At Accenture, Avgustinov served as Manager of an international client group and was a leader in top client implementation projects of core-banking system solutions, merger & acquisition process and system merging, corporate level software systems structuring, and efficiency optimization.

Diana Chiosea - Servicing Manager
Diana Chiosea Servicing Manager

Diana Chiosea is the Servicing Manager at A&D Mortgage. Diana brings more than 12 years of experience in banking, credit, and servicing to the table. She has worked for International Banking Group and credit consulting companies where she served in multiple roles, including reporting, collections, and defaulted loans management and related matters, such as accounting and reconciliations. Chiosea holds a Bachelor’s in Economics from the Academy of Economic Studies of Moldova and is certified by the Mortgage Bankers Association School of Mortgage Servicing.

Hanna Roslyk - Correspondent Business Development
Hanna Roslyk Correspondent Business Development

Hanna Roslyk is the Processing Manager at A&D Mortgage with more than six years of experience in mortgage processing and underwriting. She started her career at Bridge Mortgage Bankers where she served in multiple mortgage processing and operations positions. Roslyk holds a Bachelor of Economics from the National University of State Tax Service.

Janette Delgado - Compliance Manager
Janette Delgado Compliance Manager

Janette Delgado is a Senior Compliance Specialist at A&D Mortgage with over 20 years of residential lending experience. Delgado served as Compliance and Operations Manager at American Bancshares and Regulatory Compliance Supervisor at Mortgage Eagle Home Mortgage.

Jessica Valdes - HR Manager
Jessica Valdes HR Manager

Jessica Valdes joined A&D Mortgage as Human Resources Manager in June 2018. She has over seven years of human resources management experience in the mortgage industry and over 14 years of experience in retail banking operations.

As the Human Resources Manager, Valdes is responsible for performing HR-related duties on a professional level and works closely with the Chief Operating Officer in supporting A&D employees.

Carl Holman - Communications Manager
Carl Holman Communications Manager

As A&D Mortgage’s Communications Manager. Carl Holman has more than 20 years of expertise in marketing, media relations, and communications, having spent 10 years of his career in mortgage lending and real estate. He holds a Bachelor’s in Journalism and Mass Communications from the University of South Carolina

Austin Hall - Senior Underwriting Team Lead
Austin Hall Senior Underwriting Team Lead

Austin Hall joined A&D Mortgage in November of 2021 and has experience in both retail and wholesale as a Loan Officer, Underwriter, and Team Lead. He brings lending experience in Conventional, Non-Agency, and Non-QM loans. Austin also has over 10 years of experience in customer service roles and is passionate about providing the best customer service while leading his team to do the same.

Alex Suslov - Head of Capital Markets
Alex Suslov Head of Capital Markets

Alexander Suslov is Head of Capital Markets at A&D Mortgage. Alexander supervises operations in Whole Loan Trading, Bonds Structuring, Interest Rate Risk Hedging activities and Credit Risk analysis within Secondary Markets, Lock Desk and Research & Development Departments. He has a vast experience in Equity, Derivatives and Fixed income trading across a wide spectrum of industries. Alexander holds a BS in Public Administration in Economics and MS in Global Finance from Fordham University.

Kaye Chapman - Processing Manager
Kaye Chapman Processing Manager

Kaye has worked in the Mortgage Finance and Real Estate Industry for over 40 years.  She is experienced in all aspects of mortgage production, having previously managed sales, origination, selling, and servicing departments.  She has sold real estate and is familiar with the contracts and disclosures required.  Kaye is a leader in several Industry Organizations such as Women’s Council of Realtors, National Association of Hispanic Real Estate Professionals, and Asian Real Estate Association of America.  Kaye stays active and involved in the Industry and participates in numerous trainings throughout the year to assure her ability to lead and mentor her team of Junior Underwriters and Underwriting Support team.  Her vast knowledge of the Industry allows her insight to the cycles and trends of the business and allows her to manage to current market conditions.  Kaye has a passion for real estate finance and is thrilled to be a part of the A & D Management Team.

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of the team

Press about A&D

Mortgage Professional America
Mortgage Professional America
27 Sep, 2023
Lender adjusts LTV ratios in response to market
A&D Mortgage has altered its LTV ratios for select programs, specifically catering to Super Prime borrowers. Moreover, the lender has introduced enhancements to its Debt Service Coverage Ratio (DSCR) programs. Mortgage Professional America reached out to Michael Pearson, senior vice president of business development at A&D Mortgage, to learn more about the advantages the changes have for borrowers.
Housing Wire
Housing Wire
12 Sep, 2023
The next refi boom’s double-edged sword: EPOs
Max Slyusarchuk, CEO of the non-QM lender A&D Mortgage, believes that EPOs are not a significant issue because it is rare that a borrower completes a loan and then pays it off in under six months. While mortgage rates can drop, they generally don't move quickly enough to create an issue within six months, he said.
Scotsman Guide
Scotsman Guide
01 Sep, 2023
Net Worth Can Matter More Than a Pay Stub
ARTICLE BY CEO MAX SLYUSARCHUK: Self-employed individuals, as well as retirees or people who rely on investment income, often face difficulties in obtaining a conventional mortgage. This is due to their inability to provide verifiable W-2 income typically required by most lenders. But there are ways for these people to finance the home of their dreams. Individuals facing such circumstances often seek assistance from lenders that offer nonqualified (non-QM) mortgages, which are loans that cannot be purchased by the federal government or the government-sponsored enterprises. One of these non-QM products is an option known as an asset utilization loan.
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