Mortgage Lender That Helps You Win

AD Mortgage is a broker-voted Top 5 U.S. wholesale lender, and recognized as a top Non-QM lender in the U.S. With 20 years in the industry, we offer a full range of loan programs, including DSCR, Bank Statement, FHA, and Conventional loans.

AD benefits

What makes us different?

Streamlined Loan Process

We make the loan process simple and straightforward so your borrowers can get the financing they need as quickly as possible. We know your time is valuable!

"Can Do" Attitude and Expertise

Our team is dedicated to helping you get the mortgage that’s right for your clients. We won’t give up until we find a solution that works for you.

Expertise

Our team has years of experience in the mortgage industry, so we know what to look for and how to get things done quickly.

Variety of Programs

Whether your borrowers are first-time homebuyers or are looking to refinance their current homes, we have a program that will fit their needs.

Simple Technology

We use the latest technology to make it easy for you to submit your client’s mortgage and track the progress of their loan. You can even do most things from your smartphone!

In The Know on How to Grow

As market conditions change, we are constantly updating our programs and products to ensure that your borrowers have access to the best financing options available.

Testimonials

Your most important asset is your human capital, the people you have here. I had a transaction that seemed very simple but it became complicated and was declined. I called Frank, our account rep at AD Mortgage, and we double-checked everything together. It looked like something we could do and he got it done. His level of knowledge and the way he handled the transaction inside the company made it work, and we were able to close in three weeks.

If you do not have a great lender, a great partner, and a great account rep like Frank, it becomes almost impossible to complete a transaction and keep everyone satisfied. That relationship is essential.

The condo market in South Florida is very complicated and finding a partner like AD, especially an account rep like Frank who guides you through the process and makes it easy, is incredible. My perfect lender is the one where a yes truly means yes. They communicate, and AD has made strong progress in that.

Rafael Amaro
Premier Lending
4:49
Watch video

AD Mortgage with their new system and website has truly leveled up everything. Organization and consistency make a big difference in today’s market, and with AD everything is clear and smooth.

When you send a loan, it gets closed right away, and often I receive approvals within a day. The support team is always there, reviewing documents quickly and helping the process move forward. The support at AD is definitely 10 out of 10. Their rewards program is also a great tool for brokers.

Arianna Triana
Mortgage Loan Originator
3:57
Watch video

Definitely, there have been a couple of files that I have been able to finalize thanks to AD Mortgage. The huge difference that made it work above everything was the connection with my account executive and how helpful he has been ever since we met. AD has always been there, you’re super-fast, and the turnaround times are very good. That’s really good work right there.

Alejandra Lozano
Glades Lending and Realty LLC
3:32
Watch video

AD are making some technical changes that have helped with the speed and getting from originating to closing. A lot of things are done online and it’s going to continue to be that way. I think, AD has recently made those steps to keep pace with that.

David J. Poloney
Mortgage broker
04:27
Watch video

AD Mortgage offers a varierty of products for many different lending needs. System is easy to navigate and helps guide me through many different scenarios easily. There are a lot of improvement recently making it friendly and easy to prospect.

Our Account Excecutive, Carlos Cavada, is very approachable and available. Their Power Up by AD event is amazing. It helped open my eyes to the full capabilities of AD. It’s great to explore so many other lending options and how they use AI to asssit along the way. The future is bright with AD.

Anne Nguyen
Posted to
04/11/2026

Edward Webb and AD Mortgage are a must-have for any mortgage broker/lender in the USA. I’ve been writing loans for over 30 years, and this has been one of the very best experiences I’ve encountered. Ed is incredibly responsive, knowledgeable, aggressive, and has the product knowledge experience of the consummate wholesale professional. Thank you Ed, and AD Mortgage for a great experience on a tough deal!

Zachery von Gonten
Posted to
03/31/2026

A&D Mortgage has an easy-to-navigate broker portal, which makes the process efficient and streamlined. Our Account Representative, Gregory Kutcher, is knowledgeable, responsive, and truly great to work with. Underwriting was smooth, and the closing and funding departments were equally easy to work with. Throughout the entire transaction, I genuinely felt like I was working with a cohesive team.

Kirsten Fleenor
Posted to
12/15/2025

AD Mortgage has improved their process greatly over the past few years. I got initial approval on Monday and closed and funded that same Friday (non-QM). Huge thanks to Madison, Olga, Anastasiya, and Lori — truly the best in the business! 🙌✨

Stephen Fierce
Posted to
10/02/2025

The accomplishment of closing loans that fit within the box as well as out of the box has many options with A&D. Marlene Ruiz is very helpful and fully understands the importance of timing, rate and closings. Good job!

Jackie Mitchell
Posted to
03/14/2026

I had an excellent experience working with AD Mortgage on this transaction. The team is incredibly responsive, efficient, and truly professional — they consistently perform at a high level across every transaction, not just one.

A special thank you to Edward (Team Lead) for outstanding support, attention to detail, and dedication — it made the entire process smooth and fast.

As a Loan Officer, I highly recommend AD Mortgage as a reliable and top-performing lending partner. Looking forward to many more successful deals together!
— Raisa Grigoryan
Loan Officer

Raya Grigoryan
Posted to
03/18/2026

Working with AD Mortgage has been a very good experience. I would recommend them 100%. I have funded 5 deals in the last 6 months and continue using them as my main source for lending.

Arthur Zaslavski
Posted to
04/01/2026

Working with A&D Mortgage has been nothing short of exceptional. They truly live up to their slogan, ‘The Power of Yes.’ Their team is highly knowledgeable, resourceful, and consistently finds solutions for even the most complex scenarios. On top of that, their pricing is not only competitive but often better than traditional lenders. Highly recommended!

Drimar Castrillo
Posted to
09/09/2025

Awesome and fast service.

09/19/2025

AD Mortgage in my opinon is the best Non-QM investor in the market. They get things done quickly and efficiently. Everyone from the AE, Mark Glaser to the Underswriters and Closers are always willing to go above and beyond to help. Thank you for getting me a clear to close in 15 days and closing my loan in less than 30 days.

06/17/2025

Your most important asset is your human capital, the people you have here. I had a transaction that seemed very simple but it became complicated and was declined. I called Frank, our account rep at AD Mortgage, and we double-checked everything together. It looked like something we could do and he got it done. His level of knowledge and the way he handled the transaction inside the company made it work, and we were able to close in three weeks.

If you do not have a great lender, a great partner, and a great account rep like Frank, it becomes almost impossible to complete a transaction and keep everyone satisfied. That relationship is essential.

The condo market in South Florida is very complicated and finding a partner like AD, especially an account rep like Frank who guides you through the process and makes it easy, is incredible. My perfect lender is the one where a yes truly means yes. They communicate, and AD has made strong progress in that.

Rafael Amaro
Premier Lending
4:49
Watch video

AD Mortgage with their new system and website has truly leveled up everything. Organization and consistency make a big difference in today’s market, and with AD everything is clear and smooth.

When you send a loan, it gets closed right away, and often I receive approvals within a day. The support team is always there, reviewing documents quickly and helping the process move forward. The support at AD is definitely 10 out of 10. Their rewards program is also a great tool for brokers.

Arianna Triana
Mortgage Loan Originator
3:57
Watch video

Definitely, there have been a couple of files that I have been able to finalize thanks to AD Mortgage. The huge difference that made it work above everything was the connection with my account executive and how helpful he has been ever since we met. AD has always been there, you’re super-fast, and the turnaround times are very good. That’s really good work right there.

Alejandra Lozano
Glades Lending and Realty LLC
3:32
Watch video

AD are making some technical changes that have helped with the speed and getting from originating to closing. A lot of things are done online and it’s going to continue to be that way. I think, AD has recently made those steps to keep pace with that.

David J. Poloney
Mortgage broker
04:27
Watch video

AD Mortgage offers a varierty of products for many different lending needs. System is easy to navigate and helps guide me through many different scenarios easily. There are a lot of improvement recently making it friendly and easy to prospect.

Our Account Excecutive, Carlos Cavada, is very approachable and available. Their Power Up by AD event is amazing. It helped open my eyes to the full capabilities of AD. It’s great to explore so many other lending options and how they use AI to asssit along the way. The future is bright with AD.

Anne Nguyen
Posted to
04/11/2026

Edward Webb and AD Mortgage are a must-have for any mortgage broker/lender in the USA. I’ve been writing loans for over 30 years, and this has been one of the very best experiences I’ve encountered. Ed is incredibly responsive, knowledgeable, aggressive, and has the product knowledge experience of the consummate wholesale professional. Thank you Ed, and AD Mortgage for a great experience on a tough deal!

Zachery von Gonten
Posted to
03/31/2026

A&D Mortgage has an easy-to-navigate broker portal, which makes the process efficient and streamlined. Our Account Representative, Gregory Kutcher, is knowledgeable, responsive, and truly great to work with. Underwriting was smooth, and the closing and funding departments were equally easy to work with. Throughout the entire transaction, I genuinely felt like I was working with a cohesive team.

Kirsten Fleenor
Posted to
12/15/2025

AD Mortgage has improved their process greatly over the past few years. I got initial approval on Monday and closed and funded that same Friday (non-QM). Huge thanks to Madison, Olga, Anastasiya, and Lori — truly the best in the business! 🙌✨

Stephen Fierce
Posted to
10/02/2025

The accomplishment of closing loans that fit within the box as well as out of the box has many options with A&D. Marlene Ruiz is very helpful and fully understands the importance of timing, rate and closings. Good job!

Jackie Mitchell
Posted to
03/14/2026

I had an excellent experience working with AD Mortgage on this transaction. The team is incredibly responsive, efficient, and truly professional — they consistently perform at a high level across every transaction, not just one.

A special thank you to Edward (Team Lead) for outstanding support, attention to detail, and dedication — it made the entire process smooth and fast.

As a Loan Officer, I highly recommend AD Mortgage as a reliable and top-performing lending partner. Looking forward to many more successful deals together!
— Raisa Grigoryan
Loan Officer

Raya Grigoryan
Posted to
03/18/2026

Working with AD Mortgage has been a very good experience. I would recommend them 100%. I have funded 5 deals in the last 6 months and continue using them as my main source for lending.

Arthur Zaslavski
Posted to
04/01/2026

Working with A&D Mortgage has been nothing short of exceptional. They truly live up to their slogan, ‘The Power of Yes.’ Their team is highly knowledgeable, resourceful, and consistently finds solutions for even the most complex scenarios. On top of that, their pricing is not only competitive but often better than traditional lenders. Highly recommended!

Drimar Castrillo
Posted to
09/09/2025

Awesome and fast service.

09/19/2025

AD Mortgage in my opinon is the best Non-QM investor in the market. They get things done quickly and efficiently. Everyone from the AE, Mark Glaser to the Underswriters and Closers are always willing to go above and beyond to help. Thank you for getting me a clear to close in 15 days and closing my loan in less than 30 days.

06/17/2025
We got more than 1,300 great reviews about our company
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Our mission

AD Mortgage is making home financing equally accessible to as many people as possible through innovative products, superior customer service, state-of-the-art technology, and supporting equality and diversity in the workplace.

Vision

To be the lender of choice that provides an excellent & consistent experience 100% of the time.

We base every decision on what’s best for

clients
1

Our clients

company
2

Our Company
as a whole

team members
3

Individual team members

Values

partners

We compete to make our partners win

Success of our partners is the main priority for AD team and we know how to ensure it.
innovations

Spirit of innovation

We invest energy and resources in the development of new technologies that simplify our partners’ processes to grow faster.
benefits

Creating and delivering value

We use company resources wisely to maximize the benefits to our customers and the society.
trust

Integrity and honesty

The trust of our customers and employees is priceless. That is why we act and communicate openly and with care.
leadership

Leadership by example

We strive to be first in our business not only as a company, but also by helping our partners be leaders in their markets.
people

Best people in the team

We build a team of people who share our vision and values, and help become the best to our partners and colleagues.

History

1999

Max Slyusarchuk, the future CEO and Founder of AD Mortgage, starts his career as an independent licensed broker

2005

AD Mortgage is founded as a retail lender. The first office, opens in Florida, employs 20 people

2006

The company begins successful operations in other states outside of Florida

2010

AD Mortgage successfully overcomes the 2008 mortgage crisis, managing to significantly improve its business performance and market share

2015

Non-QM market formation. The company makes a pivot and decides to concentrate on this business, becoming a wholesale Non-QM lender.

2016

As a wholesale lender, the company goes beyond Florida to become a nationwide business.

Broker portal, the company's first online service, launches successfully

2017

AD Mortgage reaches significant milestone of working with more than 1.000 brokerage companies nationwide

2018

The company adds Correspondent lending to its portfolio of services

2020

AD Mortgage launches two major tech platforms to help brokers – Quick Pricer and AD Studio. Quick Pricer allows brokers to quickly and easily price any loan scenario, while AD Studio provides online marketing design services to help brokers market themselves with professional materials.

2021

AD Appraisal Center launches to provide our partners with a centralized appraisal ordering platform, further underlining AD Mortgage’s status as a high-tech lender

2022

The company continues its successful growth, having added more than 6,000+ brokerage companies since its inception and building a reputation as one of the leaders in the mortgage market.

2024

2024 was a breakthrough year for AD Mortgage. Not only were we ranked in the Top-10 by Forbes, but we also solidified our position as the #1 officially verified Non-QM lender. To top it off, we launched our next-generation partner portal, AIM, and introduced an exciting new loyalty program to show our appreciation to our partners.

Our Leadership
We started AD 20 years ago with a dream — that brokers and lenders, working side by side, could build something bigger than "just another" business

Today, with 9,000 partners and billions funded, that dream is real. Thousands opened the door to a place they could finally call home. Lives were changed. From hope to home — together, we made it happen

Max Slyusarchuk,
CEO of AD Mortgage

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