The Lender of Choice

AD Mortgage is a broker-voted Top 5 U.S. wholesale lender, and recognized as a top Non-QM lender in the U.S. With 20 years in the industry, we offer a full range of loan programs, including DSCR, Bank Statement, FHA, and Conventional loans.

AD benefits

What Makes Us Different?

Streamlined Loan Process

We make the loan process simple and straightforward so your borrowers can get the financing they need as quickly as possible. We know your time is valuable!

"Can Do" Attitude

Our Account Executives are dedicated to helping you get the mortgage that’s right for your clients. We won’t give up until we find a solution that works for you.

Expertise

Our team has years of experience in the mortgage industry, so we know what to look for and how to get things done quickly.

Variety of Programs

Whether your borrowers are first-time homebuyers or are looking to refinance their current homes, we have a program that will fit their needs.

Simple Technology

We use the latest technology to make it easy for you to submit your client’s mortgage and track the progress of their loan. You can even do most things from your smartphone!

In the Know on How to Grow

As market conditions change, we are constantly updating our programs and products to ensure that your borrowers have access to the best financing options available.

Testimonials

I send all of my Non‑QM deals to AD because we’re able to close quickly, and the underwriters provide fast, reliable turn times. That level of efficiency has truly helped me become a top producer at my branch.
What I value most isn’t just the new information that we get to take back to our team, but also the networking. At the end of the day, your network really is your net worth.

Genessys Ornelas
Mortgage broker
1:12
Watch video
And what I love the most is that you guys are listening. You value what we are telling you, as partners, and it’s so important because you’re hearing us and you’re making changes for that growth.
Tara Hickey
Senior Vice President
1:43
Watch video
Quick Pricer is one of my favorite tools to use just to see what the rates are or whether we can offer that program to the client at the beginning. Also, the account executives are great – they’re always there to answer questions.
Rudy Garcia
Mortgage broker
1:38
Watch video

The main thing with AD is that you guys do the deals that nobody else does. When you’re in the Non‑QM business, there’s a lot of pieces to the puzzle and we have to see how we structure the deal to make it work. A lot of deals I’ve closed with AD were already turned down by other lenders. So, I think that’s a big impact on our business.

Ernesto Alum
Loan Officer
2:16
Watch video

Great experience, fast close! Awesome customer service! Thank you

Edit Benyi
Posted to
07/13/2026

I have been in the business for 23 Years, this lender doesn’t play games, ctc in 12 days! Thank you!

Fernando Gomez
Posted to
07/14/2026

I am a broker and have used AD mortgage on various occasions and EVERY single time they deliver for our clients. Awesome company.

dax riley
Posted to
07/08/2026

A&D Mortgage is hands down one of the most reliable Non-QM lenders in the industry and I say this without mincing words.

james olawaye
Posted to
07/06/2026

AD Mortgage is great to work with… Experienced AE’s and UW team that understands Guidelines and good communication.

Matthew Thorne
Posted to
06/15/2026

A&D Mortgage has it all! Great programs, ease of use system, speed with customer service, and a great team of underwriters and closers. I am fortunate to have Eric Clark as my AE as he is the reason for providing me with great education and guidance all things A&D Mortgage has to offer. Highly recommend A&D Mortgage to my co-workers and peers.

Jeff Chard
Posted to
06/09/2026

I just closed a loan with AD Mortgage, and I couldn’t be more impressed with the experience. Their technology, service, communication, and overall process were excellent from start to finish. My borrower was truly impressed as well, which says a lot.
From beginning to close, everything ran smoothly and efficiently. A special shoutout to my Account Executive, Alana—her communication throughout the entire process was second to none. She stayed on top of every detail and made sure everything moved forward seamlessly.

Looking forward to working with this team again!

Fidel Mazon
Posted to
05/06/2026

AD Mortgage offers a varierty of products for many different lending needs. System is easy to navigate and helps guide me through many different scenarios easily. There are a lot of improvement recently making it friendly and easy to prospect.

Our Account Excecutive, Carlos Cavada, is very approachable and available. Their Power Up by AD event is amazing. It helped open my eyes to the full capabilities of AD. It’s great to explore so many other lending options and how they use AI to asssit along the way. The future is bright with AD.

Anne Nguyen
Posted to
04/11/2026

As a mortgage loan officer, I have the opportunity to work with many mortgage lenders. AD continues to impress with speed, efficiency, systems, rates, staff, from top to bottom a very pleasant experience working with A&D Mortgage.

Don Robinson
Posted to
04/29/2026

Working with A&D Mortgage has been nothing short of exceptional. They truly live up to their slogan, ‘The Power of Yes.’ Their team is highly knowledgeable, resourceful, and consistently finds solutions for even the most complex scenarios. On top of that, their pricing is not only competitive but often better than traditional lenders. Highly recommended!

Drimar Castrillo
Posted to
09/09/2025

I send all of my Non‑QM deals to AD because we’re able to close quickly, and the underwriters provide fast, reliable turn times. That level of efficiency has truly helped me become a top producer at my branch.
What I value most isn’t just the new information that we get to take back to our team, but also the networking. At the end of the day, your network really is your net worth.

Genessys Ornelas
Mortgage broker
1:12
Watch video
And what I love the most is that you guys are listening. You value what we are telling you, as partners, and it’s so important because you’re hearing us and you’re making changes for that growth.
Tara Hickey
Senior Vice President
1:43
Watch video
Quick Pricer is one of my favorite tools to use just to see what the rates are or whether we can offer that program to the client at the beginning. Also, the account executives are great – they’re always there to answer questions.
Rudy Garcia
Mortgage broker
1:38
Watch video

The main thing with AD is that you guys do the deals that nobody else does. When you’re in the Non‑QM business, there’s a lot of pieces to the puzzle and we have to see how we structure the deal to make it work. A lot of deals I’ve closed with AD were already turned down by other lenders. So, I think that’s a big impact on our business.

Ernesto Alum
Loan Officer
2:16
Watch video

Great experience, fast close! Awesome customer service! Thank you

Edit Benyi
Posted to
07/13/2026

I have been in the business for 23 Years, this lender doesn’t play games, ctc in 12 days! Thank you!

Fernando Gomez
Posted to
07/14/2026

I am a broker and have used AD mortgage on various occasions and EVERY single time they deliver for our clients. Awesome company.

dax riley
Posted to
07/08/2026

A&D Mortgage is hands down one of the most reliable Non-QM lenders in the industry and I say this without mincing words.

james olawaye
Posted to
07/06/2026

AD Mortgage is great to work with… Experienced AE’s and UW team that understands Guidelines and good communication.

Matthew Thorne
Posted to
06/15/2026

A&D Mortgage has it all! Great programs, ease of use system, speed with customer service, and a great team of underwriters and closers. I am fortunate to have Eric Clark as my AE as he is the reason for providing me with great education and guidance all things A&D Mortgage has to offer. Highly recommend A&D Mortgage to my co-workers and peers.

Jeff Chard
Posted to
06/09/2026

I just closed a loan with AD Mortgage, and I couldn’t be more impressed with the experience. Their technology, service, communication, and overall process were excellent from start to finish. My borrower was truly impressed as well, which says a lot.
From beginning to close, everything ran smoothly and efficiently. A special shoutout to my Account Executive, Alana—her communication throughout the entire process was second to none. She stayed on top of every detail and made sure everything moved forward seamlessly.

Looking forward to working with this team again!

Fidel Mazon
Posted to
05/06/2026

AD Mortgage offers a varierty of products for many different lending needs. System is easy to navigate and helps guide me through many different scenarios easily. There are a lot of improvement recently making it friendly and easy to prospect.

Our Account Excecutive, Carlos Cavada, is very approachable and available. Their Power Up by AD event is amazing. It helped open my eyes to the full capabilities of AD. It’s great to explore so many other lending options and how they use AI to asssit along the way. The future is bright with AD.

Anne Nguyen
Posted to
04/11/2026

As a mortgage loan officer, I have the opportunity to work with many mortgage lenders. AD continues to impress with speed, efficiency, systems, rates, staff, from top to bottom a very pleasant experience working with A&D Mortgage.

Don Robinson
Posted to
04/29/2026

Working with A&D Mortgage has been nothing short of exceptional. They truly live up to their slogan, ‘The Power of Yes.’ Their team is highly knowledgeable, resourceful, and consistently finds solutions for even the most complex scenarios. On top of that, their pricing is not only competitive but often better than traditional lenders. Highly recommended!

Drimar Castrillo
Posted to
09/09/2025
We've received more than 1,400 great reviews about our company
Take a look for yourself on a platform of your choice
Our mission

AD Mortgage’s primary mission is to promote community economic development by expanding access to home financing through responsible and inclusive mortgage products. We advance this mission through innovative solutions, superior customer service, state‑of‑the‑art technology, and a commitment to equality and diversity in the workplace.

Vision

To be the lender of choice that provides an excellent & consistent experience 100% of the time.

We base every decision on what’s best for

clients
1

Our clients

company
2

Our Company
as a whole

team members
3

Individual team members

Values

partners

We compete to make our partners win

Success of our partners is the main priority for AD team and we know how to ensure it.
innovations

Spirit of innovation

We invest energy and resources in the development of new technologies that simplify our partners’ processes to grow faster.
benefits

Creating and delivering value

We use company resources wisely to maximize the benefits to our customers and the society.
trust

Integrity and honesty

The trust of our customers and employees is priceless. That is why we act and communicate openly and with care.
leadership

Leadership by example

We strive to be first in our business not only as a company, but also by helping our partners be leaders in their markets.
people

Best people in the team

We build a team of people who share our vision and values, and help become the best to our partners and colleagues.

History

1999

Max Slyusarchuk, the future CEO and Founder of AD Mortgage, starts his career as an independent licensed broker

2005

AD Mortgage is founded as a retail lender. The first office, opens in Florida, employs 20 people

2006

The company begins successful operations in other states outside of Florida

2010

AD Mortgage successfully overcomes the 2008 mortgage crisis, managing to significantly improve its business performance and market share

2015

Non-QM market formation. The company makes a pivot and decides to concentrate on this business, becoming a wholesale Non-QM lender.

2016

As a wholesale lender, the company goes beyond Florida to become a nationwide business.

Broker portal, the company's first online service, launches successfully

2017

AD Mortgage reaches significant milestone of working with more than 1.000 brokerage companies nationwide

2018

The company adds Correspondent lending to its portfolio of services

2020

AD Mortgage launches two major tech platforms to help brokers – Quick Pricer and AD Studio. Quick Pricer allows brokers to quickly and easily price any loan scenario, while AD Studio provides online marketing design services to help brokers market themselves with professional materials.

2021

AD Appraisal Center launches to provide our partners with a centralized appraisal ordering platform, further underlining AD Mortgage’s status as a high-tech lender

2022

The company continues its successful growth, having added more than 6,000+ brokerage companies since its inception and building a reputation as one of the leaders in the mortgage market.

2024

2024 was a breakthrough year for AD Mortgage. Not only were we ranked in the Top-10 by Forbes, but we also solidified our position as the #1 officially verified Non-QM lender. To top it off, we launched our next-generation partner portal, AIM, and introduced an exciting new loyalty program to show our appreciation to our partners.

Our Leadership
We started AD 20 years ago with a dream — that brokers and lenders, working side by side, could build something bigger than "just another" business

Today, with more than 9,000 partners and billions funded, that dream is real. Thousands opened the door to a place they could finally call home. Lives were changed. From hope to home — together, we made it happen

Max Slyusarchuk,
CEO of AD Mortgage

Ready to get started?

Write to us, we will contact you within 30 minutes.

Get in Touch