Nationwide mortgage lender

A&D Mortgage is a direct lender, bringing first-class service to our partners. We offer a full spectrum of Conventional, Government and Non-QM products, including Bank Statements, Jumbo, and Foreign National programs.

A&D benefits

What makes us different?

Streamlined Loan Process

We make the loan process simple and straightforward so your borrowers can get the financing they need as quickly as possible. We know your time is valuable!

"Can Do" Attitude and Expertise

Our team is dedicated to helping you get the mortgage that’s right for your clients. We won’t give up until we find a solution that works for you.

Expertise

Our team has years of experience in the mortgage industry, so we know what to look for and how to get things done quickly.

Variety of Programs

Whether your borrowers are first-time homebuyers or are looking to refinance their current homes, we have a program that will fit their needs.

Simple Technology

We use the latest technology to make it easy for you to submit your client’s mortgage and track the progress of their loan. You can even do most things from your smartphone!

In The Know on How to Grow

As market conditions change, we are constantly updating our programs and products to ensure that your borrowers have access to the best financing options available.

Testimonials

Our mission

A&D Mortgage is making home financing equally accessible to as many people as possible through innovative products, superior customer service, state-of-the-art technology, and supporting equality and diversity in the workplace.

Vision

To be the lender of choice that provides an excellent & consistent experience 100% of the time.

We base every decision on what’s best for

clients
1

Our clients

company
2

Our Company
as a whole

team members
3

Individual team members

Values

partners

We compete to make our partners win

Success of our partners is the main priority for A&D team and we know how to ensure it.
innovations

Spirit of innovation

We invest energy and resources in the development of new technologies that simplify our brokers’ processes to grow faster.
benefits

Creating and delivering value

We use company resources wisely to maximize the benefits to our customers and the society.
trust

Integrity and honesty

The trust of our customers and employees is priceless. That is why we act and communicate openly and with care.
leadership

Leadership by example

We strive to be first in our business not only as a company, but also by helping our partners be leaders in their markets.
people

Best people in the team

We build a team of people who share our vision and values, and help become the best to our partners and colleagues.

History

1999

Max Slyusarchuk, the future CEO and Founder of A&D Mortgage, starts his career as an independent licensed broker

2005

A&D Mortgage is founded as a retail lender. The first office, opens in Florida, employs 20 people

2006

The company begins successful operations in other states outside of Florida

2010

A&D Mortgage successfully overcomes the 2008 mortgage crisis, managing to significantly improve its business performance and market share

2015

Non-QM market formation. The company makes a pivot and decides to concentrate on this business, becoming a wholesale Non-QM lender.

2016

As a wholesale lender, the company goes beyond Florida to become a nationwide business.

Broker portal, the company's first online service, launches successfully

2017

A&D Mortgage reaches significant milestone of working with more than 1.000 brokerage companies nationwide

2018

The company adds Correspondent lending to its portfolio of services

2020

A&D Mortgage launches two major tech platforms to help brokers – Quick Pricer and AD Studio. Quick Pricer allows brokers to quickly and easily price any loan scenario, while AD Studio provides online marketing design services to help brokers market themselves with professional materials.

2021

AD Appraisal Center launches to provide broker with a centralized appraisal ordering platform, further underlining A&D Mortgage’s status as a high-tech lender

2022

The company continues its successful growth, having added more than 6,000+ brokerage companies since its inception and building a reputation as one of the leaders in the mortgage market.

Team

Max Slyusarchuk - CEO
Max Slyusarchuk CEO

Max Slyusarchuk is CEO at A&D with over 20 years of mortgage and banking industry experience. He supervises all day-to-day activities and is responsible for business development and maintaining relationships with key partners. Mr. Slyusarchuk has raised capital and launched multiple projects across a wide spectrum of industries, including the financial and construction sectors. He has experience in both private equity investments and portfolio management for institutional and private sector clients in US and Europe. Mr. Slyusarchuk holds a BS in Economics from MIM University.

Lana Izgarsheva - COO
Lana Izgarsheva COO

Lana Izgarsheva is the Chief Operating Officer at A&D Mortgage overseeing the Legal, HR, Support Services, and Customer Satisfaction departments. Izgarsheva brings over 18 years of experience in the mortgage business where she has held several positions at United Financing and later served as President at AD Financial.

Izgarsheva holds a Bachelor of Science in Political Science and a Bachelor of Science in International Business from Florida Atlantic University and a Law Degree from Volgograd State University.

Nick Avgustinov - Chief Information Officer
Nick Avgustinov Chief Information Officer

Nick Avgustinov is the Chief Information Officer at A&D Mortgage. With over 14 years of IT development and core system management, he served as a consultant at Celltick Technologies and Senior Manager for Accenture Europe. At Accenture, Avgustinov served as Manager of an international client group and was a leader in top client implementation projects of core-banking system solutions, merger & acquisition process and system merging, corporate level software systems structuring, and efficiency optimization.

Diana Chiosea - Servicing Manager
Diana Chiosea Servicing Manager

Diana Chiosea is the Servicing Manager at A&D Mortgage. Diana brings more than 12 years of experience in banking, credit, and servicing to the table. She has worked for International Banking Group and credit consulting companies where she served in multiple roles, including reporting, collections, and defaulted loans management and related matters, such as accounting and reconciliations. Chiosea holds a Bachelor’s in Economics from the Academy of Economic Studies of Moldova and is certified by the Mortgage Bankers Association School of Mortgage Servicing.

Hanna Roslyk - Correspondent Business Development
Hanna Roslyk Correspondent Business Development

Hanna Roslyk is the Processing Manager at A&D Mortgage with more than six years of experience in mortgage processing and underwriting. She started her career at Bridge Mortgage Bankers where she served in multiple mortgage processing and operations positions. Roslyk holds a Bachelor of Economics from the National University of State Tax Service.

Janette Delgado - Compliance Manager
Janette Delgado Compliance Manager

Janette Delgado is a Senior Compliance Specialist at A&D Mortgage with over 20 years of residential lending experience. Delgado served as Compliance and Operations Manager at American Bancshares and Regulatory Compliance Supervisor at Mortgage Eagle Home Mortgage.

Jessica Valdes - HR Manager
Jessica Valdes HR Manager

Jessica Valdes joined A&D Mortgage as Human Resources Manager in June 2018. She has over seven years of human resources management experience in the mortgage industry and over 14 years of experience in retail banking operations.

As the Human Resources Manager, Valdes is responsible for performing HR-related duties on a professional level and works closely with the Chief Operating Officer in supporting A&D employees.

Carl Holman - Communications Manager
Carl Holman Communications Manager

As A&D Mortgage’s Communications Manager. Carl Holman has more than 20 years of expertise in marketing, media relations, and communications, having spent 10 years of his career in mortgage lending and real estate. He holds a Bachelor’s in Journalism and Mass Communications from the University of South Carolina

Austin Hall - Senior Underwriting Team Lead
Austin Hall Senior Underwriting Team Lead

Austin Hall joined A&D Mortgage in November of 2021 and has experience in both retail and wholesale as a Loan Officer, Underwriter, and Team Lead. He brings lending experience in Conventional, Non-Agency, and Non-QM loans. Austin also has over 10 years of experience in customer service roles and is passionate about providing the best customer service while leading his team to do the same.

Alex Suslov - Head of Capital Markets
Alex Suslov Head of Capital Markets

Alexander Suslov is Head of Capital Markets at A&D Mortgage. Alexander supervises operations in Whole Loan Trading, Bonds Structuring, Interest Rate Risk Hedging activities and Credit Risk analysis within Secondary Markets, Lock Desk and Research & Development Departments. He has a vast experience in Equity, Derivatives and Fixed income trading across a wide spectrum of industries. Alexander holds a BS in Public Administration in Economics and MS in Global Finance from Fordham University.

Kaye Chapman - Processing Manager
Kaye Chapman Processing Manager

Kaye has worked in the Mortgage Finance and Real Estate Industry for over 40 years.  She is experienced in all aspects of mortgage production, having previously managed sales, origination, selling, and servicing departments.  She has sold real estate and is familiar with the contracts and disclosures required.  Kaye is a leader in several Industry Organizations such as Women’s Council of Realtors, National Association of Hispanic Real Estate Professionals, and Asian Real Estate Association of America.  Kaye stays active and involved in the Industry and participates in numerous trainings throughout the year to assure her ability to lead and mentor her team of Junior Underwriters and Underwriting Support team.  Her vast knowledge of the Industry allows her insight to the cycles and trends of the business and allows her to manage to current market conditions.  Kaye has a passion for real estate finance and is thrilled to be a part of the A & D Management Team.

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Press about A&D

Fitch Ratings
Fitch Ratings
13 Mar, 2024
Fitch Affirms A&D Mortgage LLC's U.S. RMBS Servicer Ratings
A&D's affirmed rating and Stable Outlook reflect the company's cohesive management team, satisfactory key loan servicing performance metrics, effective enterprise-wide compliance management system, efficient technology environment and financial position.
Scotsman Guide
Scotsman Guide
12 Mar, 2024
February CPI: Housing costs continue to prop up stubborn inflation readings
Max Slyusarchuk, CEO of A&D Mortgage, acknowledged “the mixed signals these [CPI readings] present for the housing market.” “Specifically, the shelter index has increased by 5.7% over the past year, which is a critical factor for housing affordability and mortgage rates,” he said. “Homebuyers should remain cautious and consider the potential for rising costs when planning their purchases. For those thinking about buying a home or maybe refinancing, this kind of news can be a bit unsettling. Prices are climbing, and it looks like borrowing might get pricier too. But it’s not all doom and gloom. Energy prices are actually down over the year, which is a silver lining since it can help balance out some of those higher costs.”
HousingWire
HousingWire
07 Mar, 2024
Private-label securities are in demand as investors bet Fed peak is reached
Alexander Suslov, head of capital markets at A&D Mortgage, said the Florida-based lender is now working on its second private-label securitization deal of this year. He expects the company to stay on a pace for an offering every two months in 2024. “Overall, you know, we’re going down the hill [in the rate cycle],” he said. “It’s a matter of speed. … Our analytical team believes we’re approaching a bull market as far as fixed-income [securities].”
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