AD Mortgage is wrapping up the winter with great pricing incentives, assisting our approved partners in closing more loans on better terms. Improved pricing on many of our best programs is available from February 2 to 28. Take advantage of this limited opportunity to support your clients with favorable conditions.
Pricing Offer Highlights
- 50 bps on Asset Utilization income type on ALL Non‑QM and 2nd Lien loans
- 50 bps on 2‑Year Full‑Doc income type on ALL Non‑QM and 2nd Lien loans
- 25-37.5 bps on ALL 30Y Conventional loans up to $300,000
Best Partner Fit
The pricing incentive is an excellent opportunity. However, there are certain borrower categories that can gain especially strong advantages from the offering. Do you currently have clients with such scenarios?
- Asset-rich borrowers with high DTIs, such as retirees or investors → Improved pricing across all eligible Non-QM and 2nd Lien Asset Utilization loans benefits these borrowers, securing better loan terms.
- Fully documented income still results in a tight payment scenario, which is common for self-employed and complex-income borrowers → Improved pricing across all eligible Non-QM and 2nd Lien loans helps reduce costs and improve qualification outcomes.
- Limited-income borrowers applying for 30-year loans up to $300,000 → Due to fixed operational costs, small-balance conventional loans are difficult to price competitively. The new offering benefits partners by improving overall deal economics, making homeownership more affordable.
If any of these cases sound familiar, match the client with the best-fitting Conventional, Non-QM program, or Second Mortgage. Getting the new pricing is quick and easy:
- Log in to the AIM Partner Portal
- Lock an eligible promo loan
- Done! The offer applies immediately
Find more information about the new offering here: Promo on Pricing – Feb – 2026 | AD Mortgage
Note that this offer is available for Approved Partners only.
