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AD Mortgage

Non-QM Program Updates

A&D Mortgage continues to update our products to meet the evolving needs of our partners and their borrowers, which is why we’re excited to share our most recent updates that take effect on December 20th for newly submitted loans.

Non-QM Updates

  • WVOE loans no longer required 2 months of bank statements
  • No soft pull is required within 10 days of closing. A&D reserves the right to monitor clients’ debts until closing dates and adjust DTI in certain circumstances
  • Manufactured home, Mixed-use, and Leasehold are now eligible
  • Limited tradelines are available on Prime program

Your Account Executive will be happy to provide you with support to identify the best program solutions for your borrowers.

Review our updated programs and rate sheets.

Carl Holman

Written by

Carl Holman

Communications Manager

As A&D Mortgage’s Communications Manager. Carl Holman has more than 20 years of expertise in marketing, media relations, and communications, having spent 10 years of his career in mortgage lending and real estate. He holds a Bachelor’s in Journalism and Mass Communications from the University of South Carolina.