Common Situation:
- Borrower Name: George B.
- Occupation: Tech entrepreneur
- Goal: Purchase a $2.8M luxury home in Miami, FL
- Challenge: Rigid guidelines from traditional lenders blocked his financing
George was ready to upgrade his life. With his business booming and his dream home on the market, everything seemed to be lining up until he met traditional lending.
Despite a strong income and excellent financial standing, George faced endless red tape, tight credit constraints, and loan structure limitations that didn’t reflect his unique income flow or investment goals.
All lenders repeated the same:
“Too complex. Too risky.”
That’s when his mortgage broker introduced him to A&D Mortgage’s Prime Jumbo Blue, a solution designed for ambitious buyers like George.
Born from the trusted foundation of A&D’s Prime Jumbo Red program, this isn’t just another jumbo loan. It’s a truly powerful financing solution designed for flexibility, freedom, and going beyond habitual limits.
As for Prime Jumbo Red, this program suits borrowers with 720+ credit looking for lower LTV, no mortgage insurance, and flexibility with agricultural or mixed‑use properties or gifts of equity but more structured underwriting.
Does your client want to secure a gorgeous primary residence, buy a second home in the mountains, or dive into the world of top-tier rental properties? Prime Jumbo Blue makes it not only possible but also profitable.
How Prime Jumbo Blue Stands Out
The twist? Investment properties are now in the game. Prime Jumbo Blue unlocks the door to income-generating assets. It’s the ultimate option for borrowers looking to expand and diversify their real estate portfolio without jumping over agency loan barriers.
| Prime Jumbo Blue Highlights |
|---|
| FICO scores as low as 660 |
| Up to 89.99% CLTV |
| Loan amounts up to $3.5 million |
| DTI ratios up to 50% |
| Cash out without limitations |
Bigger Loans. Smarter Terms. Maximum Profit
Prime Jumbo Blue is ideal for:
- Borrowers looking to purchase a luxury home
- Real estate investors who want to acquire or refinance premium rental properties
- Borrowers looking for flexible debt-to-income and credit score requirements
If your clients are ready to level up their mortgage strategy, Prime Jumbo Blue is a perfect match. Become an A&D Mortgage partner and take advantage of this and the full range of programs available.
Reach out to your A&D Mortgage Account Executive today and make Prime Jumbo Blue part of your borrower’s story of success!
