Loan-to-Value (LTV) Ratio

The Loan-to-Value Ratio (LTV) is a financial metric that measures the mortgage loan amount to the value of the property being financed. It is an important factor in determining the risk associated with a loan. LTV is commonly used by lenders to assess the level of collateral for a mortgage. A higher LTV indicates a higher risk for the lender, as it means the borrower has less equity in the property. Lenders typically have maximum LTV limits that borrowers meet to qualify for a loan.


As a mortgage broker, your clients rely on your expertise to find them the best deals. Our Quick Pricer tool can be an invaluable asset in your quest to secure the most advantageous mortgage rates. Be sure to explore our Programs section for additional resources tailored to your needs. If you have specific scenarios in mind, don’t hesitate to request them; we’re here to assist you. And if you’re interested in joining forces to provide even more value to your clients, consider becoming a partner with us. Together, we can empower individuals and families to achieve their dreams of homeownership.