Programs

Foreign Nationals Full Doc

Up to 75% CLTV Min. FICO 660

A&D Mortgage is a leader in working with people abroad who want to buy or refinance their property located in the United States. Our Foreign National loan program has a flexible, alternative documentation process with realistic guidelines which helps more borrowers to qualify.

At A&D, your trusted mortgage lender, our primary focus is to make sure that any borrower who comes through our door has an option to receive financing.

Features

Loan Amount up to $2 Million
Overseas assets allowed
RON allowed
Cash-out allowed
One bank reference letter
CPA Letter for last 2 years & year-to-date
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Get detailed information about the potential loan.

Quick Pricer

Fast turnaround times

Disclosure

24 hours

Underwriting

24 hours

Conditions

24 hours

Closing

24 hours

24 hours

Foreign Nationals Full Doc FAQ

Can a Foreign National purchase property in the US?

Yes. A&D offers solutions for investment properties only. Foreign Nationals can qualify with documentation for the income generated in their residence country OR just with the cash flow from the subject property.

Can borrowers use a Foreign National loan to buy a home?

Foreign National loans are intended to be used to purchase homes as investments, not primary residences.

What if Foreign National loan borrowers want to purchase a primary residence in the US?

They will need to be a US resident and obtain a regular mortgage.

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