Non-QM Loans vs. Conventional Loans

Your Non-QM Solutions With A&D

Programs

12/24 Months Bank Statement

1Y & 2Y P&L

Full Doc Non-QM

DSCR

Mixed Use (2-8 units) DSCR

Multifamily (5-8 units) DSCR

WVOE

1099

Asset Utilization

Foreign National Full Doc

Foreign National DSCR

Yes to Foreign Nationals

Prime Jumbo

Conventional Standard

High Balance Conventional

Freddie Mac Refi Possible

Fannie Mae RefiNow

Freddie Mac Home Possible

Fannie Mae Home Ready

Super Prime/Prime

FHA

Conventional Loans

Second Mortgage

ITIN Mortgage

VA Standard

VA IRRRL

3-2-1 & 2-1 Temporary Rate Buydowns

Non-QM AUS

Property Types

CONDOTEL Financing

Non-Warrantable CONDOS

How to close your loan faster with A&D Mortgage

Rates are declining

Best LTVs in the Non-QM market

Do’s / Don’ts

TOP 5 Reasons to Get Pre-Qualified

Why Partner with A&D Mortgage?

DSCR

12/24 Month Bank Statement

1Y & 2Y P&L ONLY

Full Doc Non-QM

Foreign Nationals

Non-Permanent Resident

ITIN Mortgage

WVOE

1099

Asset Utilization

Prime

Super Prime

Conventional Loan

High Balance Conventional

Freddie Mac Refi Possible

Freddie Mac Home Possible

Fannie Mae RefiNow

Fannie Mae Home Ready

FHA High Balance

FHA

FHA Streamline

Prime Jumbo

Second Mortgage

Condotel Financing

DSCR

12/24 Month Bank Statement

1Y & 2Y P&L ONLY

Full Doc Non-QM

Foreign Nationals

Non-Permanent Resident

ITIN Mortgage

WVOE

1099

Asset Utilization

Prime

Super Prime

Conventional Loan

High Balance Conventional

Freddie Mac Refi Possible

Freddie Mac Home Possible

Fannie Mae RefiNow

Fannie Mae Home Ready

FHA High Balance

FHA

FHA Streamline

Prime Jumbo

Second Mortgage

Condotel Financing