Higher Limits = More Closings. This is the key factor in AD Mortgage’s decision to increase limits on their range of Conventional loan programs. The new guidelines went into effect on November 26 after careful consideration and development.
Additionally, AD Mortgage is offering a new 10-year option for most Conventional loans. Once again, AD is demonstrating their innovative approach to finding home loan solutions to fit borrower needs.
Conventional Loan Limits Just Increased – Now Up to $832,750
Bigger loan limits mean bigger opportunities for you and your borrowers. With the new Conventional loan limit increase, more clients now qualify for the homes they truly want instead of the homes they had to settle for.
This means excellent growth possibilities for AD’s partners on multiple levels. Specifically, the increase will provide more eligibility for borrowers, meaning more approvals, which will result in more closed deals.
Significant Impact for Brokers and MLOs
This isn’t just a number change – it’s access, mobility, and competitive advantage.
With higher limits, you can now:
- Help buyers purchase higher-value properties
- Revisit previously denied or borderline applications
- Unlock more volume and higher commission opportunities
- Strengthen your offering in competitive markets
Whether you’re working with first-time buyers, move-up borrowers, or high-demand areas, these limits expand who you can serve – and how far your deals can go.
New Loan Amount Highlights
To make things simple, here’s where the update stands:
| Product Type | New Limit |
|---|---|
| Standard Conventional | $832,750 |
| Conventional High Balance | Up to $1,249,125 |
Important: Loan amounts up to $1,249,125 are specifically available for Conventional High Balance. These limits apply to Alaska and the U.S. Virgin Islands as well. AD Mortgage encourages partners to highlight this in communication and pricing discussions.
How to Take Advantage of the New Limits
Now is the time to take action:
- Re-run old files that didn’t qualify under previous limits
- Update your marketing messaging for borrowers and agents
- Submit new or revised scenarios to take advantage of expanded eligibility.
Our team is ready to support you – and fast.
Submit your scenario and receive a solution within 30 minutes.
10-Year Option Adds More Borrower Flexibility
Here’s another powerful update: we’ve expanded our Conventional loan options – 10-year terms are now available across all* Conventional programs. Now you have even more ways to win business and provide flexibility for your clients!
*Except Freddie Mac HomeOne
Go Bigger with Confidence
At AD Mortgage, you get more than new limits – you get the support, tools, technology, and guidance to use them effectively. From pricing to submission to closing, we’re here to help you deliver stronger results for your borrowers.
Ready to Close Bigger Loans?
Explore the updated limits and submit your first scenario now.
Loan amounts up to $832,750 available for Conventional High Balance.
