Conventional High Balance

Min. FICO 620 Up to 97% CLTV

A High-Balance Conventional Loan is one that exceeds the national baseline conforming loan limits but falls within the local conforming loan limits for your high-cost county. High-Balance Conventional loans are conforming loans with respect to Fannie Mae and Freddie Mac.

A&D Mortgage is a mortgage lender that specializes in dealing with these kinds of conventional agency mortgages and will guide you through the entire loan process.


Loan amounts up to $1,149,825
Primary, secondary homes, and investment
More competitive rates and easier guidelines
Faster turn times
Temporary rate buydowns available
Download file

Download program PDF


Fast turnaround times


24 hours


24 hours


24 hours


24 hours

24 hours

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