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High Balance Conventional Loan

A Conforming High Balance loan offers program flexibility and attractive pricing to the homebuyer for amounts above the conforming limit.

Program highlights:

  • Loan amount up to $765,600 in high-cost areas for a single unit
  • Eligible for primary and second homes
  • More competitive rates and easier guidelines
  • Faster turn times

We will call you back if you have any questions

  • We will contact you if you have any questions

Other Programs

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Home Possible

- Fixed-rate financing for easier budgeting
- Homebuyer education is required for first-time buyers

FHA

- Financing up to 96.5%
- DTI up to 56.99%
- No appraisal is needed to apply for streamline refinance FHA program
- Up to 6% of closing costs can be contributed by the seller

Prime Jumbo

- Full Documentation
- Primary residence & Second home
- 80% LTV
- 720 FICO (80% LTV)
- Cash out allowed up to 65 LTV

Full Doc NQM

- Traditional Income Docs
- Loan amount up to $2mm
- 80% LTV
- 680 FICO (80% LTV)