Conventional High Balance

Loans up to $970,800

A High-Balance Conventional Loan is one that exceeds the national baseline conforming loan limits but falls within the local conforming loan limits for your high-cost county. High-Balance Conventional loans are considered conforming loans with respect to Fannie Mae and Freddie Mac.

A&D Mortgage is a specialist in dealing with these kinds of conventional agency mortgages and will guide you through the entire loan process.

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Features

Loan amounts up to $1,089,300 in high-cost areas for a single unit

Eligible for primary and secondary homes

More competitive rates and easier guidelines

Faster turn times

Temporary rate buydowns available

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Fast turnaround times

Disclosure

24 hours

Conditions

24 hours

Underwriting

24 hours

Closing

24 hours

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Get detailed information about the potential loan.

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#Yes to employed

Prime Jumbo

FICO 680
Up to 80.00% HCLTV
15-Year & 30-Year fixed up to $2.5 million
Cash out up to 75% HCLTV

1Y + 2Y P&L ONLY

Up to 85% CLTV on 2Y Up to 80% CLTV on 1Y No Score or FICO 599

No Score or FICO 599
Up to 85% CLTV on 2Y and up to 80% CLTV on 1Y
Max DTI 55%
Loan amounts up to $4 million