- Fixed-rate financing for easier budgeting
- Homebuyer education is required for first-time buyers

- Financing up to 96.5%
- DTI up to 56.99%
- No appraisal is needed to apply for streamline refinance FHA program
- Up to 6% of closing costs can be contributed by the seller

- 2Y Full Documentation
- Loan Amount up to $3 mm
- Max Cash in hand $500,000
- 80% LTV
- FICO 700
- Primary residence, Second home & Investment
- Cash-out allowed up to 80 % LTV
- 30 Year Fixed

- Traditional Income Docs
- Loan amount up to $3mm
- 90% LTV
- 599 FICO
- Condo 80% LTV
- Cash out up to 75% LTV
- Super Prime + Prime Programs
- Dropped Super Prime up to 0.25%
- Prime is now 2.125% lower
- DSCR reduced 0.5 across the board