Conventional High Balance

Min. FICO 620 Up to 97% CLTV

A High-Balance Conventional Loan is one that exceeds the national baseline conforming loan limits but falls within the local conforming loan limits for your high-cost county. High-Balance Conventional loans are considered conforming loans with respect to Fannie Mae and Freddie Mac.

A&D Mortgage is a specialist in dealing with these kinds of conventional agency mortgages and will guide you through the entire loan process.

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Features

Loan amounts up to $1,089,300

Primary, secondary homes, and investment

More competitive rates and easier guidelines

Faster turn times

Temporary rate buydowns available

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Fast turnaround times

Disclosure

24 hours

Underwriting

24 hours

Conditions

24 hours

Closing

24 hours

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Conventional High Balance

Min. FICO 620 Up to 97% CLTV

Loan amounts up to $1,089,300
Primary, secondary homes, and investment
More competitive rates and easier guidelines
Faster turn times

Hard Money

Min. FICO 580 Up to 70% CLTV

Loan amounts up to $5 million
5-year interest only
Can close in an LLC
Investment property, residential vacant or tenant-occupied