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High Balance Conventional Loan

A Conforming High Balance loan offers program flexibility and attractive pricing to the homebuyer for amounts above the conforming limit.

Program highlights:

  • Loan amount up to $822,375 in high-cost areas for a single unit
  • Eligible for primary and second homes
  • More competitive rates and easier guidelines
  • Faster turn times

We will call you back if you have any questions

  • We will contact you if you have any questions

Other Programs

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Home Possible

- Fixed-rate financing for easier budgeting
- Homebuyer education is required for first-time buyers


- Financing up to 96.5%
- DTI up to 56.99%
- No appraisal is needed to apply for streamline refinance FHA program
- Up to 6% of closing costs can be contributed by the seller

Prime Jumbo

- 2Y Full Documentation
- Loan Amount up to $3 mm
- Max Cash in hand $500,000
- 80% LTV
- FICO 700
- Primary residence, Second home & Investment
- Cash-out allowed up to 80 % LTV
- 30 Year Fixed

Full Doc NQM

- Traditional Income Docs
- Loan amount up to $3mm
- 90% LTV
- 599 FICO
- Condo 80% LTV
- Cash out up to 75% LTV
- Super Prime + Prime Programs
- Dropped Super Prime up to 0.25%
- Prime is now 2.125% lower
- DSCR reduced 0.5 across the board