Wildfires, hurricanes, floods – natural disasters are no longer rare occurrences. They’re reshaping the real estate and insurance landscapes in ways we can’t ignore. From wildfires in California to hurricanes in the Southeast and floods across the Midwest, climate risks are driving up property insurance premiums, leaving homeowners and brokers grappling with rising costs and tough decisions. But there’s hope. In our latest edition of the A&D Market Digest, we’ve invited experts to help you weather this storm.
Key Highlights
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Unlock Rewards- How climate risks are driving up premiums and reshaping the insurance market across the U.S.
- Expert advice to help clients reduce insurance expenses in high-risk areas
- Assisting clients to avoid force-placed insurance and stay covered
- How insurance brokers can help negotiate lower insurance rates
- Regional risk analysis, from wildfires in California to flooding in Louisiana and tornadoes in the Midwest
- How climate challenges are affecting the real estate market
- Programs that can help homeowners harden their homes and reduce their risk
- Insurance trends in California due to the wildfires
Your role in helping clients navigate these tough times is more important than ever. Tune in to our latest episode of Market Digest to stay informed and prepared. Let’s face these challenges together.
Mortgage News
- NMP – A&D Mortgage Buying Former Flagstar TPO Channel From Mr. Cooper. Non-QM lender A&D Mortgage has entered a definitive agreement with Mr. Cooper Group to acquire the third-party origination (TPO) platform that Mr. Cooper Group acquired from Flagstar Bank last fall.
- Scotsman Guide – Trump signs executive order to reduce housing costs, but will it work? In the flurry of executive orders signed by President Donald Trump on his first day in office was one that called for all executive departments and agencies to deliver “emergency price relief” that would lower the cost of housing and expand the housing supply.
- Mortgage Orb – Study: IMBs Originated 83 Percent of all Single-Family Mortgages in 2024. Independent mortgage bankers (IMBs) originated the vast majority (83%) all single-family mortgage loans, according to Community Home Lenders of America’s (CHLA) 2024 Report on Independent Mortgage Banks. The study also reveals that IMBs outperform bank loans to marginalized groups and other underserved borrowers.
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