HomeReady, a program by Fannie Mae, is designed to serve low-income and low-credit-score buyers looking to finance a home loan. You may be able to buy a home with little or no money out of your pocket by using gifts from friends or family toward your down payment.
Down payments as low as 3%
FICO from 620
First-time or repeat homebuyers
Homeowner education helps you understand and manage the long-term financial commitments of home ownership