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FHA Streamline

This is the go-to program for homeowners who currently have an FHA mortgage. With an FHA Streamline you can refinance your existing FHA mortgage and decrease monthly payments without the income and appraisal documentation that are required in standard refinance programs.

Program highlights:

  • No appraisal, no income documentation required
  • You must have made at least six payments on your FHA mortgage
  • To qualify, you’re required to be current on your monthly loan payments

We will call you back if you have any questions.

  • We will contact you if you have any questions

Other Programs

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FHA

- Financing up to 96.5%
- DTI up to 55%
- No appraisal is needed to apply for streamline refinance FHA program
- Up to 6% of closing costs can be contributed by the seller

FHA High Balance

- Loan amount up to $765,600 depending on home location
- Available on primary residence and second/vacation homes.
- Condo financing available

Prime Jumbo

- Min. FICO 660
- Up to 89.99% LTV
- 15 & 30 Year Fixed up to $3mm
- Cash out up to 89.99% LTV
- Manual UW for over $2mm
- DU Approve/Ineligible
- No Mortgage Insurance required
- Primary, Second Home and Investment properties are allowed
- Purchase, Rate/Term Refinance and Cash Out Refinance
- Delayed financing is available up to 180 days
- No Overlays on Reserves, Credit and Tradelines – per DU
- Income as per DU

Full Doc Non-QM

- FICO 580
- 90% LTV
- Loan Amount up to $4mm​
- Max Cash in hand $1,000,000, no limit for LTV < 55%
- Cash out up to 80% LTV​
- Traditional Income​
- 2Y Credit Event allowed​
- Super Prime & Prime Programs​
- Condo up to 90% LTV​
- Condotels allowed