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PROGRAMS

AD Mortgage
Programs

FHA Streamline

This is the go-to program for homeowners who currently have an FHA mortgage. With an FHA Streamline you can refinance your existing FHA mortgage and decrease monthly payments without the income and appraisal documentation that are required in standard refinance programs.

Program highlights:

  • No appraisal, no income documentation required
  • You must have made at least six payments on your FHA mortgage
  • To qualify, you’re required to be current on your monthly loan payments

We will call you back if you have any questions

  • We will contact you if you have any questions

Other Programs

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FHA

- Financing up to 96.5%
- DTI up to 56.99%
- No appraisal is needed to apply for streamline refinance FHA program
- Up to 6% of closing costs can be contributed by the seller

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FHA High Balance

- Loan amount up to $765,600 depending on home location
- Primary residence, second/vacation home and investment property options
- Condo financing available

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Prime Jumbo

- Full Documentation
- Primary residence, Second home & Investment
- 80% LTV
- 700 FICO
- Cash out allowed up to 80 LTV

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Full Doc NQM

- Traditional Income Docs
- Loan amount up to $3mm
- 90% LTV
- 599 FICO
- Condo 80% LTV
- Cash out up to 70% LTV
- Super Prime & Prime Access Programs


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