A&D Mortgage is a leader in working with people abroad who want to buy or refinance their property located in the United States. Our Foreign National program has a flexible, alternative documentation process with realistic guidelines which helps more borrowers to qualify.
At A&D, our primary focus is to make sure that any borrower who comes through our door has an option to receive financing.Get in Touch
Yes. A&D offers solutions for investment properties only. Foreign Nationals can qualify with documentation for the income generated in their residence country OR just with the cash flow from the subject property.
Foreign National loans are intended to be used to purchase homes as investments, not primary residences.
What if borrowers want to purchase a primary residence in the US? They will need to be a US resident and obtain a regular mortgage.
No, borrowers do not need to have a US credit record in order to qualify for a Foreign National loan.
Borrowers should get the following documents ready before they apply for a Foreign National loan in the US:
These documents should be translated into English by a certified translator. Having all of these documents gathered before your clients fill out their applications can save you a great deal of time and hassle.
Yes. The following borrowers are not eligible:
Yes, an experienced lender accustomed to working with Foreign National borrowers should be able to close this loan as quickly as a Conventional mortgage. And, because some of the income and credit qualifications are comparatively easier, it might happen even faster.
Interest rates are dependent on a variety of factors, but borrowers can expect to have an interest rate that is competitive with those offered to US citizens.
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