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Prime Jumbo

Program highlights:

  • Min. FICO 660
  • Up to 89.99% LTV
  • 15 & 30 Year Fixed up to $3mm
  • Cash out up to 89.99% LTV
  • Manual UW for over $2mm
  • DU Approve/Ineligible
  • No Mortgage Insurance required
  • Primary, Second Home and Investment properties are allowed
  • Purchase, Rate/Term Refinance and Cash Out Refinance
  • Delayed financing is available up to 180 days
  • No Overlays on Reserves, Credit and Tradelines – per DU
  • Income as per DU

We will call you back if you have any questions.

  • We will contact you if you have any questions

Other Programs

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Full Doc Non-QM

- FICO 580
- 90% LTV
- Loan Amount up to $4mm​
- Max Cash in hand $1,000,000, no limit for LTV < 55%
- Cash out up to 80% LTV​
- Traditional Income​
- 2Y Credit Event allowed​
- Super Prime & Prime Programs​
- Condo up to 90% LTV​
- Condotels allowed

12/24 Months Bank Statements

- FICO 580
- 90% LTV
- Loan Amount up to $4mm​
- Max Cash in hand $1,000,000, no limit for LTV < 55%​
- 3 Months Reserves​
- 12 Months from Bankruptcy, Foreclosure​
- Mtg History 0x60x12​
- Combination of Business and Personal Bank STMTs allowed​
- Condo and condotels allowed

Asset Utilization

- FICO 580
- 80% LTV
- Cash out up to 75% LTV
- Savings and CHK. 100%
- Securities at 90%
- Retirement at 70%
- Cash out available
- Income calculation -All Eligible Assets Divided by 60
- Super Prime & Prime Programs

DSCR

- FICO 599
- Up to 80% LTV
- Loan Amount up to $3mm
- Max Cash in Hand $1,000,000, no limit for LTV <55%
- 30 Year Fixed, 5/1 ARM, 7/1ARM
- No Income, No Employment
- DSCR as low as 0
- Cash Out Proceeds may be used for Reserves
- Eligible for Non-Permanent Residents (Foreign National
DSCR is available under Foreign National Program)
- Ownership of any Property within the past 24 Months