80% HCLTV​ No Score or FICO 599


No Score or FICO 599
80% HCLTV​
Loan Amount up to $1.5 Million​
30 & 40 Year Fixed​
Primary, Second Home and Investment properties are allowed​
Purchase, Refinance and Cash-Out Refinance​
12 Months out of Credit Event​
Limited tradelines OK
Delayed Financing is available up to 180 days
No 60-day late payment in last 12 months
Temporary rate buydowns available

Fast turnaround times


24 hours


24 hours


24 hours


24 hours

24 hours

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#Yes to self-employed

12/24 Months Bank Statements

Up to 90% CLTV No Score or FICO 599
  • No Score or FICO 599
  • Up to 90% CLTV
  • Loan amounts up to $4 million
  • Max cash-on-hand $1 million, no limit for CLTV < 55%

Freddie Mac Refi Possible℠

Up to 97% LTV FICO 620
  • Designed for lower-income families
  • Limited to owner-occupied, 1-unit primary residence financed through Fannie Mae or Freddie Mac
  • Lowers interest rate by 0.5% and monthly payment by at least $50
  • FICO 620