Listen in to hear mortgage industry expert and bestselling author, Barry Habib, and banking industry veteran and A&D Mortgage CEO, Max Slyusarchuk, discuss the Non-Qualified Mortgage (Non-QM) market and more with A&D Mortgage CMO, David King!
Indulge in an enlightening conversation as we bring together the profound insights of mortgage industry luminary and bestselling author, Barry Habib, and the seasoned perspective of banking industry veteran and A&D Mortgage CEO, Max Slyusarchuk. Joining them in this engaging dialogue is A&D Mortgage CMO, David King, who adds an additional layer of expertise to the discussion.
What Is Non-Qualified Mortgage?
Non-QM, or Non-Qualified Mortgage, is a category of mortgage loans that do not meet the criteria set by the Consumer Financial Protection Bureau (CFPB) for qualified mortgages (QM).
While non-QM loans don’t adhere to the standard guidelines, they serve a valuable purpose in the mortgage market by providing options for borrowers who may not qualify for conventional QM loans.
Non-QM loans are typically suitable for borrowers with unique financial situations, such as self-employed individuals with variable income, real estate investors, or those with credit issues. These loans offer flexibility in terms of eligibility criteria, making homeownership accessible to a broader range of individuals.
Our Experts
Barry Habib is a respected authority in the mortgage domain. While he shares his wealth of knowledge, listeners can gain valuable insights into the dynamics of the Non-QM market.
Max Slyusarchuk, with his extensive experience in the banking sector and leadership role as the CEO of A&D Mortgage, provides a unique perspective on how financial institutions navigate the intricacies of the Non-QM market. The discussion is not only an exploration of industry trends but also a deep dive into the strategies and considerations that play a pivotal role in shaping the Non-QM landscape.
Finally, David King, as the Chief Marketing Officer of A&D Mortgage, contributes to the conversation by providing a nuanced understanding of the marketing dynamics within the mortgage industry. His insights into how A&D Mortgage approaches the Non-QM market and the strategies they employ to effectively communicate with their audience add a layer of practical application to the theoretical discussions.
Listeners are in for a treat as this trio of industry experts engages in a comprehensive discussion that goes beyond the surface, unraveling the intricacies of the Non-QM market. From regulatory considerations to market trends, this conversation promises to be a valuable resource for anyone seeking a deeper understanding of the Non-QM mortgage landscape.
To catch this insightful discussion and stay informed about the latest trends in the mortgage industry, be sure to tune in and join Barry Habib, Max Slyusarchuk, and David King as they explore the nuances of the Non-QM market and much more.
