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Full Doc NQM

Program highlights:

  • Traditional Income
  • Loan Amount up to
    $3mm
  • Max Cash in hand
    $1,000,000
  • 90% LTV
  • FICO 580
  • Condo 80% LTV
  • Cash out up to 80% LTV
  • 2Y Credit Event allowed
  • Super Prime & Prime
    Programs

We will call you back if you have any questions.

  • We will contact you if you have any questions

Other Programs

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12/24 Months Bank Statements

- Loan Amount up to $3mm
- Max Cash in hand $1,000,000
- 90% LTV
- FICO 580
- 50% expense ratio or
expense ratio provided by CPA/Tax Preparer
- Cash out up to 80% LTV
- Super Prime & Prime
Programs
- Business or personal Bank STMTs

Prime Jumbo

- DU Approve/Ineligible
- Min FICO 660
- Up to 89.99% LTV
- 30 year fixed up to $2mm
- No Mortgage Insurance required
- Primary, Second Home and Investment properties are allowed
- Available for Purchase, Rate/Term Refinance and Cash-Out Refinance
- Delayed financing is available up to 180 days
- No Overlays on Reserves – refer to DU
- No Overlays on Credit and Tradelines – refer to DU
- Income as per DU

Asset Utilization

- Savings and CHK. 100%
- Securities at 90%
- Retirement at 70%
- 75% LTV
- FICO 580
- Cash out available - Income calculation All Eligible Assets Divided by 100
- Cash out up to 75% LTV
- Super Prime & Prime Programs

DSCR

- No Income, No Employment
- 80% LTV
- FICO 599
- DSCR as low as 0
- 30 Year Fixed, 5/1 ARM, 7/1ARM
- Loan Amount up to $3mm
- Max Cash in hand $1,000,000
- Cash out proceeds may be used for Reserves