855-235-6267 Support
AIM Partner Portal
Support
AIM Partner Portal
Become a Partner
ACCESS AIM
GET IN TOUCH
4.8 Stars | 1247 reviews
4.8 Stars | 107 reviews

SECOND LIENS.
FIRST CHOICE.

50 bps Better Pricing for Owner-Occupied, Loans Up to $750K
GET IN TOUCH
Second Liens Got Better
Icon check
50 BPS
Better pricing for owner-occupied properties. For Wholesale and Correspondent Plus
Icon check
Larger Loan Amounts
Up to $750K for all property types
Icon check
Higher CLTV options
Increased borrowing power
Icon check
Alt Doc Types
Bank Statement, Asset Utilization, WVOE & 1099 alt doc types accepted
50 bps Promo ENDS IN:
0 days
0 Hrs
0 MINS
SCENARIO REQUEST

How to Receive an EXTRA 50 bps

STEP 1
Log in to the AIM Partner Portal
STEP 2
Lock an eligible loan by November 30
STEP 3
Applied automatically!
Check Out Terms & Conditions
Any questions? Please contact:
1. Your Account Executive
2. Partner Support
email partnersupport@admortgage.com
GET IN TOUCH
ACCESS AIM
More Reasons to Choose AD Mortgage Second Liens
Icon check
For eligible 2nd Liens up to $250K
Available through Wholesale and Correspondent Plus
Icon check
1. Title Search instead of a full title policy
Lower settlement costs and faster closings for your borrowers
Icon check
2. No traditional appraisal
Two AVMs (90% confidence) and a Property Condition Report
50 bps Promo ENDS IN:
0 days
0 Hrs
0 MINS

FAQ

What’s the pricing improvement?

AD Mortgage provides an additional 50 bps on eligible second lien loans across Wholesale and Correspondent Plus channels.

What are the promo dates?

The promo runs through November.

Which loan programs qualify for this promotion?

The offer is available for eligible second lien loans.

What are the eligible lock dates?

Eligible loans must be locked by November 30, 2026.

Are there any additional requirements to qualify?

Loans must meet all AD Mortgage eligibility, lock, and underwriting requirements and must be locked during the promotional period to qualify for the promotional pricing.

Why Choose AD Mortgage

icon

10,000+ partners

10,000+ partnering brokerage companies

icon

20 years

20 years in the mortgage industry

icon

49 states

Operating from coast to coast

icon

30 min

Responses to requests within 30 minutes

Why We Are Trusted

I send all of my Non‑QM deals to AD because we’re able to close quickly, and the underwriters provide fast, reliable turn times. That level of efficiency has truly helped me become a top producer at my branch.
What I value most isn’t just the new information that we get to take back to our team, but also the networking. At the end of the day, your network really is your net worth.

Genessys Ornelas
Mortgage broker
1:12
Watch video
And what I love the most is that you guys are listening. You value what we are telling you, as partners, and it’s so important because you’re hearing us and you’re making changes for that growth.
Tara Hickey
Senior Vice President
1:43
Watch video
Quick Pricer is one of my favorite tools to use just to see what the rates are or whether we can offer that program to the client at the beginning. Also, the account executives are great – they’re always there to answer questions.
Rudy Garcia
Mortgage broker
1:38
Watch video

The main thing with AD is that you guys do the deals that nobody else does. When you’re in the Non‑QM business, there’s a lot of pieces to the puzzle and we have to see how we structure the deal to make it work. A lot of deals I’ve closed with AD were already turned down by other lenders. So, I think that’s a big impact on our business.

Ernesto Alum
Loan Officer
2:16
Watch video

We had a very tricky file with a customer who was turned down everywhere else. Alina and her group helped me from start to finish to make sure we got this completed quickly and smoothly. I always know we will receive excellent service and quick closes when working with Alina & team at AD

Anthony Cerminara
Posted to
10/27/2026

Great team to work with. I just closed one of the most complex transactions of my career with A&D Mortgage, and it was not easy in any fashion.
This was a manually underwritten Non-QM bank-statement file with LLC vesting, a revocable trust on the asset side, and several structural questions that had to be worked through the credit and underwriting teams. We had real challenges along the way, right up to closing. What stood out is how open they were. The account executive, underwriting, and team leads stayed in the file, listened to the way we framed the risk, and worked with us on structure instead of shutting the door.
It took coordination, documentation, and more than one conversation to get there. They still got it across the finish line. We will definitely be using them again.

Stephan Haynes
Posted to
10/06/2026

I am so glad I found A&D Mortgage. My AE Michael Padgen is what made my experience an amazing one. He listens and takes his time with you. No rush to get you off the line like these other huge lenders. I highly recommend A&D Mortgage and especially Michael Padgen for his kind, caring and extremely knowledgeable customer service!

Kristie Woodward
Posted to
09/04/2026

AD Mortgage is truly a one-stop shop for anything mortgage-related. From the initial application through closing, Sam and the team were professional, responsive, and knowledgeable at every step. This was our first condo purchase in Las Vegas. They made what’s usually a stressful process feel smooth and straightforward, answering every question quickly and clearly. It’s easy to see why they’re recognized as a top wholesale lender — their communication and expertise stood out from start to finish. I highly recommend AD Mortgage to anyone seeking a lender who genuinely cares about getting the job done right.

Christopher Turner
Posted to
07/17/2026

Mark Glaser and the entire AD Mortgage Team is very responsive and great to deal with! Highly recommend them! They also have unique programs which are required now. Thank You Mark and AD Team!

Manola Kozar
Posted to
07/31/2026

Great experience, fast close! Awesome customer service! Thank you

Edit Benyi
Posted to
07/13/2026

I have been in the business for 23 Years, this lender doesn’t play games, ctc in 12 days! Thank you!

Fernando Gomez
Posted to
07/14/2026

I am a broker and have used AD mortgage on various occasions and EVERY single time they deliver for our clients. Awesome company.

dax riley
Posted to
07/08/2026

A&D Mortgage is hands down one of the most reliable Non-QM lenders in the industry and I say this without mincing words.

james olawaye
Posted to
07/06/2026

AD Mortgage is great to work with… Experienced AE’s and UW team that understands Guidelines and good communication.

Matthew Thorne
Posted to
06/15/2026

A&D Mortgage has it all! Great programs, ease of use system, speed with customer service, and a great team of underwriters and closers. I am fortunate to have Eric Clark as my AE as he is the reason for providing me with great education and guidance all things A&D Mortgage has to offer. Highly recommend A&D Mortgage to my co-workers and peers.

Jeff Chard
Posted to
06/09/2026

I just closed a loan with AD Mortgage, and I couldn’t be more impressed with the experience. Their technology, service, communication, and overall process were excellent from start to finish. My borrower was truly impressed as well, which says a lot.
From beginning to close, everything ran smoothly and efficiently. A special shoutout to my Account Executive, Alana—her communication throughout the entire process was second to none. She stayed on top of every detail and made sure everything moved forward seamlessly.

Looking forward to working with this team again!

Fidel Mazon
Posted to
05/06/2026

I send all of my Non‑QM deals to AD because we’re able to close quickly, and the underwriters provide fast, reliable turn times. That level of efficiency has truly helped me become a top producer at my branch.
What I value most isn’t just the new information that we get to take back to our team, but also the networking. At the end of the day, your network really is your net worth.

Genessys Ornelas
Mortgage broker
1:12
Watch video
And what I love the most is that you guys are listening. You value what we are telling you, as partners, and it’s so important because you’re hearing us and you’re making changes for that growth.
Tara Hickey
Senior Vice President
1:43
Watch video
Quick Pricer is one of my favorite tools to use just to see what the rates are or whether we can offer that program to the client at the beginning. Also, the account executives are great – they’re always there to answer questions.
Rudy Garcia
Mortgage broker
1:38
Watch video

The main thing with AD is that you guys do the deals that nobody else does. When you’re in the Non‑QM business, there’s a lot of pieces to the puzzle and we have to see how we structure the deal to make it work. A lot of deals I’ve closed with AD were already turned down by other lenders. So, I think that’s a big impact on our business.

Ernesto Alum
Loan Officer
2:16
Watch video

We had a very tricky file with a customer who was turned down everywhere else. Alina and her group helped me from start to finish to make sure we got this completed quickly and smoothly. I always know we will receive excellent service and quick closes when working with Alina & team at AD

Anthony Cerminara
Posted to
10/27/2026

Great team to work with. I just closed one of the most complex transactions of my career with A&D Mortgage, and it was not easy in any fashion.
This was a manually underwritten Non-QM bank-statement file with LLC vesting, a revocable trust on the asset side, and several structural questions that had to be worked through the credit and underwriting teams. We had real challenges along the way, right up to closing. What stood out is how open they were. The account executive, underwriting, and team leads stayed in the file, listened to the way we framed the risk, and worked with us on structure instead of shutting the door.
It took coordination, documentation, and more than one conversation to get there. They still got it across the finish line. We will definitely be using them again.

Stephan Haynes
Posted to
10/06/2026

I am so glad I found A&D Mortgage. My AE Michael Padgen is what made my experience an amazing one. He listens and takes his time with you. No rush to get you off the line like these other huge lenders. I highly recommend A&D Mortgage and especially Michael Padgen for his kind, caring and extremely knowledgeable customer service!

Kristie Woodward
Posted to
09/04/2026

AD Mortgage is truly a one-stop shop for anything mortgage-related. From the initial application through closing, Sam and the team were professional, responsive, and knowledgeable at every step. This was our first condo purchase in Las Vegas. They made what’s usually a stressful process feel smooth and straightforward, answering every question quickly and clearly. It’s easy to see why they’re recognized as a top wholesale lender — their communication and expertise stood out from start to finish. I highly recommend AD Mortgage to anyone seeking a lender who genuinely cares about getting the job done right.

Christopher Turner
Posted to
07/17/2026

Mark Glaser and the entire AD Mortgage Team is very responsive and great to deal with! Highly recommend them! They also have unique programs which are required now. Thank You Mark and AD Team!

Manola Kozar
Posted to
07/31/2026

Great experience, fast close! Awesome customer service! Thank you

Edit Benyi
Posted to
07/13/2026

I have been in the business for 23 Years, this lender doesn’t play games, ctc in 12 days! Thank you!

Fernando Gomez
Posted to
07/14/2026

I am a broker and have used AD mortgage on various occasions and EVERY single time they deliver for our clients. Awesome company.

dax riley
Posted to
07/08/2026

A&D Mortgage is hands down one of the most reliable Non-QM lenders in the industry and I say this without mincing words.

james olawaye
Posted to
07/06/2026

AD Mortgage is great to work with… Experienced AE’s and UW team that understands Guidelines and good communication.

Matthew Thorne
Posted to
06/15/2026

A&D Mortgage has it all! Great programs, ease of use system, speed with customer service, and a great team of underwriters and closers. I am fortunate to have Eric Clark as my AE as he is the reason for providing me with great education and guidance all things A&D Mortgage has to offer. Highly recommend A&D Mortgage to my co-workers and peers.

Jeff Chard
Posted to
06/09/2026

I just closed a loan with AD Mortgage, and I couldn’t be more impressed with the experience. Their technology, service, communication, and overall process were excellent from start to finish. My borrower was truly impressed as well, which says a lot.
From beginning to close, everything ran smoothly and efficiently. A special shoutout to my Account Executive, Alana—her communication throughout the entire process was second to none. She stayed on top of every detail and made sure everything moved forward seamlessly.

Looking forward to working with this team again!

Fidel Mazon
Posted to
05/06/2026
We've received more than 1,500 great reviews about our company
Take a look for yourself on a platform of your choice
Star Star Star Star Star
4.8 Stars | 1247+ reviews
Star Star Star Star Star
4.8 Stars | 107+ reviews
Trustpilot
popup close button
2026 Tech100 Mortgage Winner HousingWire
2025 5-Star Wholesale Lenders MPA
2025 Business Excellence Global Recognition
2025 Innovating the Future of Mortgage Technology Stevie Awards
2026 Innovations Award: AIM Partner Portal & Beyond Progress in LENDING
2024 Originator Choice Awards NMP
2024 #1 Non-QM Lender Scotsman Guide
2025 Innovations Award: LEADer CRM Progress in LENDING
2024 National Winner for AI in Mortgage Globee Awards
2025 Top Wholesale Lenders Scotsman Guide