'%3E%3Cpath d='M21.9088 -0.5L0 20.9698H21.9088V-0.5ZM0 10.2077H10.9266L0 -0.5V10.2077Z' fill='white'/%3E%3Cpath d='M74.8601 20.9046H77.4935V9.51758H75.1963L70.938 16.4154L66.6794 9.51758H64.3822V20.9046H67.0155V14.4447L70.2653 19.7003H71.5544L74.8601 14.2805V20.9042V20.9046ZM84.4976 18.8792C83.1529 18.8792 82.2564 17.9482 82.2564 16.5253C82.2564 15.1016 83.1529 14.171 84.4976 14.171C85.8428 14.171 86.7392 15.1021 86.7392 16.5253C86.7392 17.9486 85.8428 18.8792 84.4976 18.8792ZM84.4976 11.9266C81.5841 11.9266 79.511 13.8426 79.511 16.4706C79.511 19.0982 81.5841 21.0141 84.4976 21.0141C87.3555 21.0141 89.4847 19.0982 89.4847 16.4706C89.4847 13.8426 87.3555 11.9266 84.4976 11.9266ZM96.3203 14.39H96.9366V11.9266H96.8805C95.5919 11.9266 94.5273 12.3102 93.911 13.0762V12.0909H91.3332V20.8499H94.0231V16.6896C94.0231 15.2111 94.8075 14.39 96.3203 14.39ZM101.98 21.0141C102.821 21.0141 103.605 20.7952 104.109 20.4667H104.165L103.437 18.5508L103.381 18.6055C103.101 18.8245 102.708 18.934 102.372 18.934C101.7 18.934 101.364 18.5503 101.364 17.8391V14.39H103.549V12.3098H101.364V10.1749H98.6179V17.8387C98.6179 19.8646 99.8505 21.0141 101.98 21.0141ZM110.161 18.2766C108.816 18.2766 107.864 17.4555 107.864 16.1965C107.864 14.9921 108.816 14.1163 110.161 14.1163C111.506 14.1163 112.402 14.9921 112.402 16.1965C112.402 17.4555 111.45 18.2766 110.161 18.2766ZM110.049 24.1344C113.411 24.1344 115.092 22.5469 115.092 19.3715V12.0909H112.515V13.0766C111.842 12.365 110.833 11.9818 109.657 11.9818C107.079 11.9818 105.174 13.7878 105.174 16.2516C105.174 18.7154 107.079 20.5219 109.657 20.5219C110.777 20.5219 111.73 20.1934 112.402 19.5365V19.7555C112.402 21.343 111.618 22.0546 109.881 22.0546C108.76 22.0546 107.527 21.671 106.799 21.0693L106.743 21.0146L105.678 22.9305L105.735 22.9852C106.631 23.6969 108.256 24.1348 110.049 24.1348V24.1344ZM121.927 18.8245C120.583 18.8245 119.742 17.8934 119.742 16.4702C119.742 15.0469 120.639 14.1163 121.927 14.1163C123.216 14.1163 124.113 15.0469 124.113 16.4702C124.113 17.8934 123.216 18.8245 121.927 18.8245ZM126.746 20.9046V12.0909H124.057V12.912C123.44 12.3098 122.544 11.9809 121.479 11.9809C118.846 11.9809 116.996 13.8426 116.996 16.5249C116.996 19.2077 118.846 21.0689 121.479 21.0689C122.6 21.0689 123.552 20.7404 124.169 20.0835V20.9594H126.746V20.9046ZM133.695 18.2766C132.35 18.2766 131.397 17.4555 131.397 16.1965C131.397 14.9921 132.35 14.1163 133.695 14.1163C135.039 14.1163 135.936 14.9921 135.936 16.1965C135.936 17.4555 135.039 18.2766 133.695 18.2766ZM133.582 24.1344C136.944 24.1344 138.626 22.5469 138.626 19.3715V12.0909H136.048V13.0766C135.375 12.365 134.367 11.9818 133.19 11.9818C130.613 11.9818 128.707 13.7878 128.707 16.2516C128.707 18.7154 130.613 20.5219 133.19 20.5219C134.311 20.5219 135.263 20.1934 135.936 19.5365V19.7555C135.936 21.343 135.151 22.0546 133.414 22.0546C132.294 22.0546 131.061 21.671 130.333 21.0693L130.277 21.0146L129.212 22.9305L129.268 22.9852C130.165 23.6969 131.79 24.1348 133.582 24.1348V24.1344ZM143.22 15.649C143.444 14.609 144.229 13.9521 145.349 13.9521C146.414 13.9521 147.254 14.609 147.422 15.649H143.22ZM149.944 17.0176C149.944 16.8538 150 16.6891 150 16.5249C150 13.8426 148.095 11.9809 145.349 11.9809C142.547 11.9809 140.53 13.8973 140.53 16.5249C140.53 19.2077 142.659 21.0689 145.629 21.0689C147.254 21.0689 148.487 20.5762 149.327 19.6456L149.383 19.5909L147.926 18.0577L147.87 18.1124C147.254 18.6598 146.582 18.9335 145.685 18.9335C144.397 18.9335 143.5 18.3314 143.22 17.346H149.887V17.2913C149.943 17.1275 149.944 17.0723 149.944 17.0176ZM37.2057 16.3607L38.9426 12.2551L40.6795 16.3059L37.2057 16.3607ZM41.5764 18.4956L42.585 20.9046H45.4985L40.2873 9.51758H37.5979L32.3867 20.9046H35.2447L36.2532 18.496H41.5764V18.4956ZM51.8858 18.6051H49.7007V11.7624H51.9419C54.1835 11.7624 55.6963 13.1314 55.6963 15.2115C55.5842 17.2917 54.1275 18.6055 51.8858 18.6055V18.6051ZM51.9979 9.51758H46.8432V20.9046H51.9979C55.8644 20.9046 58.4417 18.6055 58.4417 15.2111C58.4417 11.8167 55.8644 9.51758 51.9979 9.51758Z' fill='white'/%3E%3C/g%3E%3Cdefs%3E%3CclipPath id='clip0_4561_51911'%3E%3Crect width='150' height='32' fill='white'/%3E%3C/clipPath%3E%3C/defs%3E%3C/svg%3E)
Founder & CEO, AD Mortgage
➔ Mortgage Lender Executive
➔ Non-QM Pioneer
➔ AI & Mortgage Technology Advocate
With nearly 30 years of experience in the mortgage industry, Max Slyusarchuk is a mortgage banking executive, entrepreneur, industry thought leader, and recognized innovator. As Founder and CEO of AD Mortgage, he has helped shape the evolution of Non-QM lending, mortgage technology, and broker-centric programs.
30 years
in the U.S. mortgage industry
9000+ partners
Helping mortgage professionals grow across the country
20+ awards
Recognized for leadership and innovation
All states
Leading a nationwide lending platform
- Mortgage Industry Leadership
- Housing Finance
- Financial Services Innovation
- Mortgage Technology
- Artificial Intelligence in Mortgage
- Capital Markets
- Wholesale Lending
- Non-QM Lending
- Residential Mortgage Finance
- Secondary Mortgage Market
- Residential Mortgage Securitization (RMBS)
- Structured Finance
- Broker-Channel Strategy
- Digital Transformation
- Underwriting Innovation
- Risk Management
- Housing Market Trends
- Mortgage Industry Regulation
With nearly 30 years of experience in the U.S. mortgage industry, Max Slyusarchuk is the Founder and CEO of AD Mortgage, where he has led the company’s transformation from a regional lender into a nationwide mortgage platform serving broker partners across all states.
His work has focused on advancing mortgage technology, Non-QM lending, and innovation throughout the wholesale mortgage industry.
Beyond AD Mortgage, Max is the Co-Founder and Managing Director of Imperial Fund Asset Management, an SEC-registered investment adviser specializing in residential mortgage assets and structured finance.
A recognized industry thought leader, Max is a frequent speaker, published author, and trusted media commentator whose insights on mortgage banking, housing finance, artificial intelligence, and capital markets are regularly featured by leading business and mortgage publications.
During his career, he has been recognized with more than 20 awards for leadership, innovation, and contributions to the U.S. mortgage industry. 
Professional Journey
2005
Building the Foundation
At a time when the U.S. housing market was experiencing rapid growth, Max Slyusarchuk founded AD Mortgage with a long-term vision: to build a company grounded in responsible lending, trusted relationships, and sustainable growth. While many focused on short-term expansion, he chose to create an organization designed to adapt, innovate, and endure through every market cycle.
2008
Leadership Under Pressure
The financial crisis reshaped the mortgage industry forever. While hundreds of lenders disappeared, the experience reinforced Max’s belief that resilience, disciplined risk management, and long-term thinking are the foundation of sustainable growth. Those lessons would influence every major strategic decision in the years ahead.
2012
Turning Recovery into Opportunity
As the market recovered, Max shifted his focus from rebuilding to reinvention. Rather than simply growing production, he invested in operational excellence, stronger broker relationships, and scalable processes that would prepare the company for its next stage of growth.
2015
Seeing the Future Before the Market
As regulatory changes transformed mortgage lending, Max recognized the long-term potential of the emerging Non-QM market. He repositioned the company around underserved borrowers, expanded into wholesale lending, and began investing in proprietary technology to support the next generation of mortgage professionals.
2020
Innovation During Uncertainty
The pandemic accelerated digital transformation across financial services. While much of the industry was focused on disruptions, Max viewed the crisis as an opportunity to innovate. He launched new digital tools, strengthened broker support, and reinforced the belief that technology should empower people, not replace them.
2024
AI Becomes a Strategic Priority
Recognizing artificial intelligence as the next major shift in mortgage banking, Max accelerated investment in AI-powered underwriting, broker technology, and automation. His vision centered not on replacing human expertise, but on enabling mortgage professionals to work faster, smarter, and with greater confidence.
2025
Shaping the Future of Mortgage Lending
After two decades of building AD Mortgage, Max entered a new chapter focused on industry leadership. With national recognition, expanded market presence, and continued investment in AI and capital markets, his work increasingly centers on helping shape the future of mortgage banking through innovation, education, and thought leadership.
Max's Leadership Principles
1. We compete to make our partners win.
Our success is measured by the success we create for our partners.
2. Every borrower deserves a path to yes.
Responsible innovation expands access to homeownership without compromising discipline.
3. Long-term trust always beats short-term success.
Markets change. Technology evolves. Trust remains the foundation of every lasting business relationship.
4. Innovation should remove friction – not relationships.
Technology should make mortgage professionals more effective, not less human.
5. Leadership is earned through action.
Strong leaders embrace change first – through their decisions, discipline, and example.
6. Lead the future. Don't wait for it.
Lasting leadership comes from investing in people, technology, and bold ideas before the market demands change.
Expert Commentary & Thought Leadership from Max
Mortgage Industry Leadership
MPA,
by Matt Sexton
“The difference between a lender that securitizes its own loans and one that depends on outside buyers is larger than most brokers realize.”
July 1, 2026
MPA,
by Liezel Once
“Years of elevated mortgage rates have created a growing pipeline of future refinance opportunities, with rates below 6% potentially triggering a surge in borrower demand.”
July 29, 2026
NMP,
by Katie Jensen
“As the non-QM market continues to expand, technology will play a critical role in helping lenders and brokers deliver a faster, more efficient experience. The opportunity isn’t simply growth.”
June 24, 2026
NMN,
by Colin McNamara
“We are seeing non-QM be used as the starting point rather than the exception, particularly in cases where structure drives the decision.”
June 25, 2026
Public Policy & Industry Advocacy
NMN, by Colin McNamara
“As AD Mortgage continues to grow nationally, we believe we have both the opportunity and the responsibility to be an active participant in public policy discussions.”
July 17, 2026
ADVFN
“The initiative reflects the company’s broader commitment to helping shape policies that expand sustainable homeownership.”
July 16, 2026
NMP, by Czarinna Andres
“The initiative reflects the company’s broader strategy to play a more active role in housing policy discussions affecting broker partners, borrowers and the mortgage finance system.”
July 20, 2026
Housing Market Commentary
WSJ Buy Side, by Erin Gobler
“We find that the single biggest barrier to homeownership is the down payment. So, many borrowers can qualify for a mortgage, and they might even be paying a higher rent amount than a mortgage would be.”
July 23, 2026
MPA, by Matt Sexton
“There is a refi rate threshold the industry needs to prepare for now — and the industry has already watched it happen once before.”
July 21, 2026
Scotsman Guide,
by Luke Baynes
“What it means to be middle class in housing has changed since the 1970s, presenting regular folk with new challenges.”
June 1, 2026
Featured Insights
| Get Ahead of the Next Refi Wave | Complete this checklist to be as competitive as possible as rates drop. | September, 2024 |
| World at Your Fingertips | Foreign buyers looking to enter the U.S. market should take advantage of this loan. | September, 2024 |
| Bridge the Generational Divide | Tailor your approach to each demographic group's unique needs. | May, 2024 |
| Untangle the Confusion | Educate your clients about the housing market to clear up any misunderstandings. | April, 2024 |
| Take Advantage of the Best of Both Worlds | Condotels blend luxury and convenience for those who can overcome the financing challenges. | February, 2024 |
| Open the Vault | Second mortgages and HELOCs can help your clients achieve their financial goals. | January, 2024 |
| Putting Down Roots | Cater to foreign nationals who spend billions each year on U.S. homes. | October, 2023 |
| Net Worth Can Matter More Than a Pay Stub | Asset utilization loans may fit borrowers with limited W-2 income. | September, 2023 |
| Forewarn Buyers About Natural Disaster Dangers | Provide peace of mind for those purchasing property in high-risk areas. | August, 2023 |
| The Allure of Luxury | High-end homes present an opportunity for jumbo mortgage experts. | June, 2023 |
Awards
2026
Max Slyusarchuk
2026
Max Slyusarchuk
2025
Max Slyusarchuk
2025
Max Slyusarchuk
CEO Connection, AI in Mortgage,
Quick Pricer Pro
Date: Jun 17, 2026
)
02:40
Videos & Podcasts
| Topic | Video | Date | Duration |
|---|---|---|---|
| Building Bridges in Mortgage: CEO Connection, AI in Mortgage, Quick Pricer Pro |
Watch Video | Jun 17, 2026 | 2:40 |
|
85% of Mortgage Pros Are Optimistic About 2026: Here's Why |
Watch Video | Apr 14, 2026 | 2:29 |
| 85% Mortgage Brokers Expect Business Growth in 2026: Industry Forecast with AD CEO Max Slyusarchuk |
Watch Video | Jun 17, 2026 | 3:25 |
|
AD CEO on Fall Offers: 0.200 Discount, Loyalty VIP Tiers, New Jumbo Loans, AI Assistant |
Watch Video | Sep 4, 2025 | 2:22 |
| FHA Loans 2025: Why They’re Growing Faster? Lower FICO, More Access |
Watch Video | Jul 28, 2025 | 2:06 |
| Q2 CEO Recap: Partner Loyalty, AI Tools, Non-QM AUS in Action |
Watch Video | Jun 23, 2025 | 2:52 |
Quotes from Max: FAQ
Mortgage Industry
How does a lender’s own securitization program protect it from market volatility?
“Once you securitize your own loans, it doesn’t matter what happens on the market.”
MPA, July 1, 2026, by Matt Sexton
What did AD Mortgage's study, "Credit Score vs. Mortgage Cost", show?
“This new data underscores just how critical credit education and early financial preparation are for today’s homebuyers.”
NMP, March 3, 2026
What's the situation with mortgage rates currently?
“Mortgage rates look to hold fairly steady with some indications that we might see a slight dip.”
CBS News, February 2, 2026, by Tim Maxwell
Why is it so difficult to improve housing affordability?
“We’re in a tough spot. The moment you make strides in any of these factors, what happens? More people are in the market buying and selling homes, which in turn increases the demand, which raises prices back up.”
Fortune, January 18, 2026, by Sydney Lake
Will mortgage rates ever return to the sub-3% levels seen in 2020 and 2021?
“The circumstances that lead to rates the sub-3% of 2020-2021 past were a worldwide, once-in-a-lifetime (hopefully) pandemic.”
Fortune, January 12, 2026, by Sydney Lake
Will the 50-year mortgage happen?
“It’s not an easy task. A 50-year mortgage would require both legislative and regulatory changes. It’s legally possible to amend Dodd-Frank, but it would take congressional action.”
Yahoo Finance, November 11, 2025, by Dina Sartore-Bodo
Non-QM
How does borrower quality affect Non-QM mortgage pricing?
“Not all non-QM borrowers present the same level of risk. Apex Prime allows us to better align pricing with borrower quality while giving our broker partners a competitive advantage.”
ADVFN, June 8, 2026
Why lenders embrace DSCR mortgage?
“The comfort in DSCR comes not from lenders, but from the final bond buyers and investors. Lenders produce whatever the markets will buy.”
Housing Wire, December 26, 2025, by Sarah Wolak
Technology
Are there any new inventions in AD Mortgage?
“We have non-QM AUS. It’s like DU for non-QM. That’s the biggest thing that we have developed.”
MPA, July 21, 2026, by Matt Sexton
Homeownership
What mortgage rate could trigger a surge in homebuying?
“The minute the rate is under 6%, it starts flying. If you are at 5.99%, you are buying. If you 6.1%, you’re hesitant to move forward.”
MPA, July 21, 2026, by Matt Sexton
What impact will the new Fannie Mae and Freddie Mac condo mortgage rules have on buyers?
“It will make the [application] process take much longer and will result in a lot of disqualifying applications. […] [Buyers] should expect it to be way more difficult to buy a condominium.”
CNBC, August 1, 2026, by Sarah Agostino
Can a borrower afford a mortgage if they can afford their rent?
“So, many borrowers can qualify for a mortgage, and they might even be [paying] a higher rent amount than a mortgage would be.”
MSN, July 23, 2026
How does credit score affect the homebuying affortability?
“Two borrowers with similar incomes can experience dramatically different buying power depending on their credit score and the state in which they purchase. […] Even a 20- or 30-point difference in FICO can mean tens of thousands of dollars over the life of a mortgage.”
Miami Herald, April 9, 2026
Max Slyusarchuk is available for:
- Interviews
- Industry Commentary
- Podcast Guest Appearances
- Panel Discussions
- Conference Keynotes
- Executive Roundtables
For media inquiries and bookings, please contact Andy Restrepo, AD Mortgage Media Relations.
📍Email: media@admortgage.com
📍Phone: 1-645-240-2300
📍Alt: 1-855-ADLOANS