Our Partner’s Guide to Lender-Paid Temporary Buydowns

Looking for a solution to promote affordability in the current market environment?

Join AD Mortgage for a practical look at lender-paid temporary buydowns and how they can help address borrowers’ initial payment concerns without relying on seller or other third-party contributions.

We will cover how the subsidy works, how payments are calculated, eligible AD Mortgage programs, and practical scenarios brokers and loan officers can use in their day-to-day business.

You will learn how to:

• Understand the mechanics of lender-paid temporary buydowns
• Compare 3-2-1, 2-1, 1-1, and 1-0 structures
• Understand subsidy calculations and funding requirements
• Identify eligible programs and key restrictions
• Explain temporary payment reductions and future payment changes to borrowers

Join us to explore another tool for navigating payment challenges and structuring loan solutions.