Privacy Policy

This policy outlines personal data handling practices of A&D Mortgage, LLC, a Florida-based company, NMLS #958660, with its headquarters at the address:

899 W Cypress Creek Rd, Ft. Lauderdale, FL 33309.

Collection of Information

A&D Mortgage, LLC, may collect your personal information when you interact with it by submitting inquiries, applying for services, or accessing your online account. This information may include:

• Individual and company names
• Contact details (phone number, email address)
• IP address
• AD website user journey
• Location
• Identification
• Employment, financial, and education details
• Business-related information
• NMLS identifiers, if applicable
• Any additional information shared through the website and online forms, as well as via emails, phone calls or mailing services.

For borrowers or prospective borrowers, additional personal information may be collected through loan applications. Besides the items listed above, this information may include your credit, tax and property data.

A&D Mortgage, LLC, does not intentionally collect information on children under 13 or minors under legal contracting age.

Use of Collected Information

Your information is primarily used for communication, understanding your needs, loan application reviews, and providing requested services. By submitting this information, you consent to being contacted even if you are on any of the Do Not Call lists.

If you do not want to receive information about AD products and services, you can opt out when signing in or update your settings later.

Information Security

AD implements security measures to protect your information but advises against sending sensitive data via email due to the inherent risks of electronic communication.

Third-Party Service Providers

A&D Mortgage, LLC, may share your information with service providers for specific aspects of the loan process and other services. These providers are restricted from using your information for purposes other than those assigned by AD.

Legal Disclosures

If legally required, AD may disclose your personal information, including to government agencies and legal bodies.

Web Technologies and User Data

AD uses cookies and other technologies to enhance your website experience and collect usage data. You can control your cookie preferences through your browser settings.

Your Rights Regarding Personal Information

Under applicable data protection laws, you have the following rights regarding your personal information:

• Access:  You have a right to request a copy of the personal information we hold about you and verify we are processing it lawfully.
• Correction:  You have a right to request that we correct any inaccuracies or incomplete data. Please note that we may need to verify the accuracy of that new data.
• Deletion:  You have a right to request the deletion of your personal information. If you believe there is no legitimate reason for us to continue processing your data, you can exercise this right at any time by clicking Unsubscribe in any existing email communication or by emailing us directly at helpdesk@admortgage.com. However, note that we may not always be able to comply with your request for an erasure for specific legal reasons which will be given to you, if applicable.

Social Media and External Links

AD’s accounts on social media and third-party links are governed by their respective privacy policies. AD is not responsible for the privacy practices of these external sites.

Updates to This Privacy Policy

AD reserves the right to modify this policy at any time. Continued use of the website after such changes constitutes your acceptance of the new terms.

Non-Discrimination

AD adheres to non-discrimination practices in regard to your privacy rights.

Agreement

By using our website, you agree to the terms of this Privacy Policy and consent to the collection, use, and sharing of your information as described.

Contact Information

For further inquiries about AD’s privacy practices, contact info@admortgage.com.