Available on Prime, Super Prime, and Apex Prime
A 1099 mortgage loan helps self-employed borrowers, independent contractors, freelancers, consultants, and other 1099 earners qualify for home financing using 1099 income documentation.
AD Mortgage’s 1099 loan program is designed for borrowers whose income may not fit traditional W-2 or full tax return requirements. Eligible borrowers may use recent 1099 forms and year-to-date income documentation to show stable income and qualify for a Non-QM mortgage.
This program is available for owner-occupied homes, second homes, and investment properties, with loan amounts up to $4 million and up to 85% CLTV for purchase
Program featuresStruggling with a loan scenario? Push the button and get a solution in 30 minutes!
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As fast as
24 hr
As fast as
24 hr
As fast as
48 hr