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Borrower info

PROGRAMS

AD Mortgage
Programs

1Y + 2Y CPA P&L

Program highlights:

  • 1Y P&L by Licensed CPA, Enrolled Tax Agent, or Licensed Tax Preparer
  • No Bank Statement required
  • Loan Amount up to $3mm
  • Max Cash in hand $1,000,000
  • 75% LTV
  • FICO 580
  • Super Prime & Prime Programs

We will call you back if you have any questions.

  • We will contact you if you have any questions

Other Programs

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Lite Doc/Bridge Program

- FICO 620+
- Fast Closing
- Interest Only
- No Income on 1003
- LTV up to 70%
- Foreign National allowed
- No Prepayment Penalty
- No Asset Seasoning

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Foreign Nationals

- No score or FICO 599
- 70% LTV
- Loan Amount up to $2mm
- Cash out allowed
- DSCR as low as 0
- CPA Letter last 2Y & YTD
- 1 Bank Reference Letter
- Gift Funds allowed
- Overseas Assets allowed as Reserves

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Prime Jumbo

- DU Approve/Ineligible
- Min FICO 660
- Up to 89.99% LTV
- 30 year fixed up to $2mm
- No Mortgage Insurance required
- Primary, Second Home and Investment properties are allowed
- Available for Purchase, Rate/Term Refinance and Cash-Out Refinance
- Delayed financing is available up to 180 days
- No Overlays on Reserves – refer to DU
- No Overlays on Credit and Tradelines – refer to DU
- Income as per DU

details details

Full Doc NQM

- Traditional Income
- Loan Amount up to
$3mm
- Max Cash in hand
$1,000,000
- 90% LTV
- FICO 580
- Condo 80% LTV
- Cash out up to 80% LTV
- 2Y Credit Event allowed
- Super Prime & Prime
Programs

details details