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Borrower info

PROGRAMS

AD Mortgage
Programs

2Y CPA P&L

Program highlights:

  • 2Y P&L prepared by CPA or Enrolled Tax Agent or Licensed Tax Preparer
  • 80% LTV
  • 599 FICO
  • DTI 50%
  • Cash out up to 70% LTV

We will call you back if you have any questions

  • We will contact you if you have any questions

Other Programs

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Lite Doc/Bridge Program

- 10 Days to Close
- Interest Only
- No Income on 1003
- LTV 70%
- 620 FICO
- Foreign National
- Finance up to 5% of closing costs
- No Prepayment Penalty

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Foreign Nationals

- 65% LTV
- DSCR ≥ 0.75
- Loans up to $2,000,000
- CPA Letter or Employment Letter
- No Income Option
- 2 Credit reference letter
- No Credit Score or 680 FICO

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Prime Jumbo

- Full Documentation
- Primary residence, Second home & Investment
- 80% LTV
- 700 FICO
- Cash out allowed up to 80 LTV

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Full Doc NQM

- Traditional Income Docs
- Loan amount up to $3mm
- 90% LTV
- 599 FICO
- Condo 80% LTV
- Cash out up to 70% LTV
- Super Prime & Prime Access Programs


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