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WVOE / 1099

Program highlights:

  • FICO 580
  • Up to 80% LTV for WVOE
  • Up to 90% LTV for 1099
  • Loan Amount up to $4mm
  • DTI 55% Max
  • Cash out available
  • Completed FNMA Form 1005 for 2-Year history with same employer

We will call you back if you have any questions.

  • We will contact you if you have any questions

Other Programs

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FHA High Balance

- Loan amount up to $765,600 depending on home location
- Available on primary residence and second/vacation homes.
- Condo financing available

Lite Doc Program

- FICO 620
- 70% LTV
- Interest Only
- No Income on 1003
- Foreign National allowed
- No Prepayment Penalty
- Fast Closing
- No Asset Seasoning
- Eligible for Non-Permanent Residents

Prime Jumbo

- Min. FICO 660
- Up to 89.99% LTV
- 15 & 30 Year Fixed up to $3mm
- Cash out up to 89.99% LTV
- Manual UW for over $2mm
- DU Approve/Ineligible
- No Mortgage Insurance required
- Primary, Second Home and Investment properties are allowed
- Purchase, Rate/Term Refinance and Cash Out Refinance
- Delayed financing is available up to 180 days
- No Overlays on Reserves, Credit and Tradelines – per DU
- Income as per DU

Full Doc Non-QM

- FICO 580
- 90% LTV
- Loan Amount up to $4mm​
- Max Cash in hand $1,000,000, no limit for LTV < 55%
- Cash out up to 80% LTV​
- Traditional Income​
- 2Y Credit Event allowed​
- Super Prime & Prime Programs​
- Condo up to 90% LTV​
- Condotels allowed