A&D Mortgage Announces Enhanced LTVs and FICO Score Updates for Super Prime Borrowers

September 18, 2023
A&D Mortgage Announces Enhanced LTVs and FICO Score Updates for Super Prime Borrowers

(Hollywood, FL) — A&D Mortgage, a leading mortgage lender known for its commitment to providing innovative and flexible financing solutions, is excited to announce significant enhancements to its Loan-to-Value (LTV) ratios for select programs, specifically catering to Super Prime borrowers. These improvements, accompanied by adjustments to FICO score requirements, will provide borrowers with even more favorable terms to achieve their homeownership and real estate investment goals.

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Effective immediately, A&D Mortgage is introducing the following enhancements to LTV ratios for borrowers categorized as Super Prime based on their FICO scores:

For FICO Scores 680 – 699 and 700 – 719

    • The maximum LTV has been increased to an impressive 90%.

For Loan Amounts Between $1,500,001 and $2,000,000:

    • Borrowers can now access LTV ratios of up to 85%.

For Loan Amounts Between $3,500,001 and $4,000,000:

    • A&D Mortgage is offering LTV ratios of up to 70% for eligible borrowers.

Furthermore, in response to the evolving needs of borrowers, A&D Mortgage is pleased to introduce the following enhancements to Debt Service Coverage Ratio (DSCR) programs:

For Loan Amounts Between $3,000,000 and $3,500,000:

    • Borrowers now have the option to secure LTV ratios of up to 70%.

For Loan Amounts Between $2,500,001 and $3,000,000:

    • Borrowers in this range can also take advantage of LTV ratios of up to 70%.

These changes reflect A&D Mortgage’s ongoing dedication to providing tailored financial solutions that empower clients to achieve their real estate aspirations. With improved LTV ratios for Super Prime borrowers and expanded options for DSCR programs, A&D Mortgage continues to make homeownership and real estate investment more accessible and affordable.

“A&D Mortgage is committed to responding to market dynamics and customer needs promptly,” said Max Slyusarchuk, Founder and CEO at A&D Mortgage. “These LTV enhancements and FICO score adjustments underscore our commitment to delivering excellence and ensuring our customers have access to competitive financing options.”

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These program enhancements come at a pivotal time in the real estate market, and A&D Mortgage remains steadfast in its mission to lead the industry by providing clients with the most competitive financing options available.

For more information about these enhanced LTV ratios and FICO score adjustments, please visit the A&D Mortgage website at admortgage.com.