AD Mortgage Announces Enhanced LTVs and FICO Score Updates for Super Prime Borrowers

September 18, 2023
AD Mortgage Announces Enhanced LTVs and FICO Score Updates for Super Prime Borrowers

AD Mortgage, a leading mortgage lender, is excited to announce significant enhancements to its Loan-to-Value (LTV) ratios for select programs, specifically catering to Super Prime borrowers. These improvements will provide borrowers with even more favorable terms to achieve their homeownership and real estate investment goals.

Super Prime Update

Effective immediately, AD Mortgage is introducing the following enhancements to LTV ratios for borrowers categorized as Super Prime based on their FICO scores.

FICO Scores 680 – 699 and 700 – 719

  • The maximum LTV has been increased to an impressive 90%.

Loan Amounts Between $1,500,001 and $2,000,000:

  • Borrowers can now access LTV ratios of up to 85%.

Loan Amounts Between $3,500,001 and $4,000,000:

  • A&D Mortgage is offering LTV ratios of up to 70% for eligible borrowers.

DSCR Program Update

Furthermore AD Mortgage introduces the following enhancements to Debt Service Coverage Ratio (DSCR) programs.

Loan Amounts Between $3,000,000 and $3,500,000:

  • Borrowers now have the option to secure LTV ratios of up to 70%.

Loan Amounts Between $2,500,001 and $3,000,000:

  • Borrowers in this range can also take advantage of LTV ratios of up to 70%.

These changes reflect AD Mortgage’s ongoing dedication to providing tailored financial solutions. With improved LTV ratios for Super Prime borrowers and expanded options for DSCR programs, AD Mortgage continues to make homeownership and real estate investment more accessible.

“AD Mortgage is committed to responding to market dynamics and customer needs promptly,” said Max Slyusarchuk, Founder and CEO at AD Mortgage. “These LTV enhancements and FICO score adjustments underscore our commitment to ensuring our customers have access to competitive financing options.”

Choose a top nationwide lender that cares about your growth!

Get Started

These program enhancements come at a pivotal time in the real estate market. AD Mortgage remains steadfast in its mission to lead the industry by providing clients with the most competitive financing options available.

author Carl Holman

Written by

Carl Holman

Communications Manager

As AD Mortgage’s Communications Manager, Carl Holman has more than 20 years of expertise in marketing, media relations, and communications, having spent 10 years of his career in mortgage lending and real estate. He holds a Bachelor’s in Journalism and Mass Communications from the University of South Carolina.