In 2026, e-signatures are the most widely used technology tool in mortgage with 87.3% adoption. According to a recent AD Mortgage Technology Survey, they outpace LOS/CRM systems, pricing calculators, and online applications.
To support partners at the final stage of the deal, AD Mortgage offers eClosing for eligible Fannie Mae and Freddie Mac loans. It is a fully electronic closing process, which allows your borrowers to sign the entire loan package online, including the Note, without a notary appointment or a single paper document.
We cover the notary fee, saving your borrowers up to $1,000 on eligible loans*.
How eClosing Speeds Up the Deal
eClosing replaces the traditional paper closing with a fully digital process. You won’t need to arrange a courier, schedule a notary, manage a paper package, or wait on the return shipment. Once the loan reaches Clear to Close, you request eClosing through AIM, and your borrower handles the signing online at their convenience.
How to request it:
- Submit Fannie/Freddie loan in AIM
- Once CTC, schedule closing in AIM > Loan > Actions > Schedule Closing
- We let you know 1 day prior to closing if we can proceed with eClosing
- Questions? Send an email to closing@admortgage.com with “eClosing” as the subject and your Loan Number in the body
Who Gets the Most Out of eClosing
eClosing works for a wide range of borrowers, but it delivers the clearest value in several specific situations.
- Refinance borrowers are the most natural fit. A refi is not a milestone moment, which is why many borrowers would rather close quickly and move on than coordinate an in-person signing.
- Borrowers with demanding schedules. For instance, business owners or frequent travelers often struggle to align their availability with a notary appointment. With eClosing, they sign when it works for them.
- Borrowers who can’t be present in person, whether they’re relocating, abroad, or otherwise remote at the time of closing.
- Clients without a strong preference (which is most borrowers) will simply appreciate the convenience. eClosing is faster and free of the logistics that slow down traditional closing.
Digital Closings are Now the Standard
The mortgage industry has been moving toward digital tools for years, and borrower expectations have followed. As Max Slyusarchuk, CEO and Founder of AD Mortgage, put it:
“With more than 80% of professionals comfortable with tech, it’s clear the industry is ready for change. Now, the focus should be on making these tools work better for everyone.”
eClosing is another example of such a tool. It smoothes out the process and is available for both new submissions and loans already in the pipeline.
Try eClosing Now
Your next eligible closing can go faster, with no notary fee and no paper package. Get the details and request eClosing today.
*The offer applies to eligible loans in all states except AL, CA, CT, DC, GA, MS, SC, SD, and USVI.
