Second Mortgage Just Got Better: Improved Rates, Terms & More

A&D Mortgage is enhancing its Second Mortgage program with better rates, new term options, and improved pricing credit. This Second Mortgage update creates more opportunities for our partners to help clients access the equity they need with greater flexibility. 

Program Enhancements

Better Rates for Increased Savings

We’ve reduced our second mortgage rates by 0.250%, making it more affordable for clients to access their home equity. 

20-Year Term Launches in Honor of 20 Years of Yes

This year, A&D Mortgage is celebrating 20 Years of Yes, and we have many surprises in store for our partners. One of them is our new 20-year fixed term for both Alternative Documentation (Alt Doc) and Full Documentation (Full Doc) loans. This new option provides clients with greater flexibility in choosing a repayment plan that aligns with their financial strategies. 

Enhanced Benefits for Full Doc Loans

• 1.000 pricing credit for Full Doc loans, offering immediate savings. 

• Higher CLTV – up to 90% CLTV, allowing clients to access more of their home’s equity. 

Why Partners Should Take Advantage

These program enhancements provide our brokers with significant opportunities: 

• Stronger Loan Options. Up to 90% CLTV, helping brokers offer more competitive financing. 

• Expanded Client Base. The new 20-year term gives clients more flexibility in how they use their funds. 

• Loan Amounts. Up to $500,000, allowing for bigger transactions and increased affordability. 

• Fast & Reliable Closings. A&D Mortgage’s streamlined process helps brokers close deals efficiently and keep clients satisfied. 

Not a partner yet? Partner with A&D Mortgage to focus on your customers while we take care of the hassle for you.  

What Is a Second Mortgage?

A second mortgage is a loan secured against a property that already has an existing mortgage. It allows homeowners to access their home equity without refinancing their first mortgage. 

Who Can Benefit?

• Homeowners looking for funds for home renovations, debt consolidation, or major expenses. 

• Self-employed borrowers or those with non-traditional income documentation. 

• Foreign Nationals (for investment properties only). 

A&D Mortgage’s Second Mortgage program is designed to serve a wide range of clients, providing flexible solutions that fit different financial needs. 

For more details, contact your A&D Mortgage Account Executive or visit our Second Mortgage Program to learn more.