A&D Mortgage Launches Innovative ITIN Mortgages

January 08, 2024
A&D Mortgage Launches Innovative ITIN Mortgages


(Hollywood, FL) – A&D Mortgage, a leading provider in the mortgage industry, proudly announces the launch of its innovative ITIN Mortgage Program. The program will extend homeownership opportunities to a broader community. This groundbreaking initiative offers mortgage solutions to individuals who possess an Individual Taxpayer Identification Number (ITIN) but do not have a Social Security number. ITIN Mortgage caters to a previously underserved market.

Max Slyusarchuk, CEO of A&D Mortgage, emphasizes the company’s commitment to financial inclusion and diversity. “At A&D Mortgage, we believe in the fundamental right to homeownership and are dedicated to creating avenues that make this possible for all,” says Slyusarchuk. “The ITIN Mortgage Program is a testament to our commitment. It not only acknowledges but also addresses the unique financial needs of non-U.S. citizens and residents who contribute significantly to our communities and economy.”

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The ITIN Mortgage Program features:

  • Eligibility for borrowers with a minimum FICO score of 660 for Super Prime loans.
  • A maximum Combined Loan-to-Value (CLTV) of 80%, with loan amounts up to $1 million.
  • A DSCR (Debt Service Coverage Ratio) option available for applicants with a minimum FICO score of 700, offering a max CLTV of 70% and loan amounts up to $1 million.
  • Straightforward documentation process, requiring only a valid ITIN card and government-issued ID, or an IRS ITIN letter with a government-issued ID.

This program meets various borrower needs, from first-time homebuyers to property investors. A&D Mortgage’s plan aims to broaden mortgage access, impacting the housing market.

A&D Mortgage’s ITIN Mortgage Program shows its commitment to innovation and customer service. These inclusive financing options set an industry standard, promoting a more inclusive economy and society.

For more information about the ITIN Mortgage Program and other services offered by A&D Mortgage, please visit www.admortgage.com.

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About A&D Mortgage

A&D Mortgage, a top direct lender, provides various loans including conventional, government, and Non-QM options. The company boasts 24-hour responses and competitive industry rates. The offerings include Prime Jumbo loans and programs for Prime and Foreign National borrowers. A&D Mortgage also cater to those with imperfect credit histories. For investment properties, they offer loans without income verification.

Additionally, A&D Mortgage provides free concierge services to brokers. Moreover, the company offers bank statement reviews, marketing tools, and additional resources.


A&D Mortgage LLC is an Equal Housing Lender. NMLS ID #958660. 1040 South Federal Highway, Hollywood, FL 33020. For important disclosures and state licensing information: